CALIFORNIA - Pacificare Health Systems
CALIFORNIA - Pacificare Health Systems
CALIFORNIA - Pacificare Health Systems
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PART A<br />
112<br />
Overseeing Your <strong>Health</strong> Care<br />
PacifiCare and Participating Medical Groups notify<br />
requesting Providers of decisions to approve, modify or<br />
deny requests for authorization of health care services<br />
for Members within 24 hours of the decision. Members<br />
are notified of decisions to deny, delay or modify<br />
requested health care services, in writing, within two<br />
business days of the decision. The written decision will<br />
include the specific reason or reasons for the decision<br />
the clinical reason or reasons for modifications or<br />
denials based on a lack of Medical Necessity and<br />
information about how to file an appeal of the decision<br />
with PacifiCare. In addition, the internal criteria or<br />
benefit interpretation policy, if any, relied upon in<br />
making this decision will be made available upon<br />
request by the Member. PacifiCare’s Appeals Process is<br />
outlined in the “General Information” section of this<br />
Combined Evidence of Coverage and Disclosure Form.<br />
If the Member requests an extension of a previously<br />
authorized and currently ongoing course of treatment,<br />
and the request is an “Urgent Request,” as defined<br />
above, PacifiCare or its Participating Medical Group<br />
will approve, modify or deny the request as soon<br />
as possible, taking into account the Member’s<br />
medical condition, and will notify the Member of the<br />
decision within 24 hours of the request, provided<br />
the Member made the request to PacifiCare (or its<br />
Participating Medical Group) at least 24 hours prior<br />
to the expiration of the previously authorized course<br />
of treatment. If the concurrent care request is not<br />
an Urgent Request, as defined above, PacifiCare will<br />
treat the request as a new request for a Covered<br />
Service under the <strong>Health</strong> Plan and will follow the time<br />
frame for nonurgent requests, as discussed above.<br />
If you would like a copy of PacifiCare’s policy and<br />
procedure, a description of the processes utilized for<br />
the authorization, modification or denial of health<br />
care services, you may contact the PacifiCare Customer<br />
Service department at 1-800-624-8822.<br />
PacifiCare’s Utilization Management Policy<br />
PacifiCare distributes its policy on financial incentives<br />
to all its Participating Providers, Members and<br />
employees. PacifiCare also requires that Participating<br />
Providers and staff who make utilization decisions<br />
and those who supervise them sign a document<br />
acknowledging receipt of this policy. The policy affirms<br />
that a utilization management decision is based solely<br />
on the appropriateness of a given treatment and<br />
service, as well as the existence of coverage. PacifiCare<br />
does not specifically reward Participating Providers<br />
or other individuals conducting utilization review<br />
for issuing denials of coverage. Financial incentives<br />
for Utilization management decision-makers do not<br />
encourage decisions that result in either the denial or<br />
modification of Medically Necessary Covered Services.<br />
Medical Management Guidelines<br />
The Medical Management Guidelines Committee<br />
(MMGC), consisting of PacifiCare Medical Directors,<br />
provides a forum for the development, review<br />
and adoption of medical management guidelines<br />
to support consistent, appropriate medical care<br />
determinations. The MMGC develops guidelines using<br />
evidenced-based medical literature and publications<br />
related to medical treatment or service. The Medical<br />
Management Guidelines contain practice and<br />
utilization criteria for use when making coverage and<br />
medical care decisions prior to, subsequent to or<br />
concurrent with the provisions of health care services.<br />
Technology Assessment<br />
PacifiCare regularly reviews new procedures, devices,<br />
and drugs to determine whether or not they are safe<br />
and efficacious for our Members. New procedures and<br />
technology that are safe and efficacious are eligible to<br />
become Covered Services. If the technology becomes<br />
a Covered Service, it will be subject to all other terms<br />
and conditions of the plan, including Medical Necessity<br />
and any applicable Member Copayments, or other<br />
payment contributions.<br />
In determining whether to cover a service, PacifiCare<br />
uses proprietary technology guidelines to review<br />
new devices, procedures and drugs, including those<br />
related to behavioral health. When clinical necessity<br />
requires a rapid determination of the safety and<br />
efficacy of a new technology or new application of<br />
an existing technology for an individual Member, a<br />
PacifiCare Medical Director makes a Medical Necessity<br />
determination based on individual Member medical<br />
documentation, review of published scientific evidence<br />
and, when appropriate, seeks relevant specialty or<br />
professional opinion from an individual who has<br />
expertise in the technology.<br />
Utilization Criteria<br />
When a Provider or Member requests Preauthorization<br />
of a procedure/service requiring Preauthorization, an<br />
appropriately qualified licensed health professional<br />
reviews the request. The qualified licensed health