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CALIFORNIA - Pacificare Health Systems

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PART A<br />

112<br />

Overseeing Your <strong>Health</strong> Care<br />

PacifiCare and Participating Medical Groups notify<br />

requesting Providers of decisions to approve, modify or<br />

deny requests for authorization of health care services<br />

for Members within 24 hours of the decision. Members<br />

are notified of decisions to deny, delay or modify<br />

requested health care services, in writing, within two<br />

business days of the decision. The written decision will<br />

include the specific reason or reasons for the decision<br />

the clinical reason or reasons for modifications or<br />

denials based on a lack of Medical Necessity and<br />

information about how to file an appeal of the decision<br />

with PacifiCare. In addition, the internal criteria or<br />

benefit interpretation policy, if any, relied upon in<br />

making this decision will be made available upon<br />

request by the Member. PacifiCare’s Appeals Process is<br />

outlined in the “General Information” section of this<br />

Combined Evidence of Coverage and Disclosure Form.<br />

If the Member requests an extension of a previously<br />

authorized and currently ongoing course of treatment,<br />

and the request is an “Urgent Request,” as defined<br />

above, PacifiCare or its Participating Medical Group<br />

will approve, modify or deny the request as soon<br />

as possible, taking into account the Member’s<br />

medical condition, and will notify the Member of the<br />

decision within 24 hours of the request, provided<br />

the Member made the request to PacifiCare (or its<br />

Participating Medical Group) at least 24 hours prior<br />

to the expiration of the previously authorized course<br />

of treatment. If the concurrent care request is not<br />

an Urgent Request, as defined above, PacifiCare will<br />

treat the request as a new request for a Covered<br />

Service under the <strong>Health</strong> Plan and will follow the time<br />

frame for nonurgent requests, as discussed above.<br />

If you would like a copy of PacifiCare’s policy and<br />

procedure, a description of the processes utilized for<br />

the authorization, modification or denial of health<br />

care services, you may contact the PacifiCare Customer<br />

Service department at 1-800-624-8822.<br />

PacifiCare’s Utilization Management Policy<br />

PacifiCare distributes its policy on financial incentives<br />

to all its Participating Providers, Members and<br />

employees. PacifiCare also requires that Participating<br />

Providers and staff who make utilization decisions<br />

and those who supervise them sign a document<br />

acknowledging receipt of this policy. The policy affirms<br />

that a utilization management decision is based solely<br />

on the appropriateness of a given treatment and<br />

service, as well as the existence of coverage. PacifiCare<br />

does not specifically reward Participating Providers<br />

or other individuals conducting utilization review<br />

for issuing denials of coverage. Financial incentives<br />

for Utilization management decision-makers do not<br />

encourage decisions that result in either the denial or<br />

modification of Medically Necessary Covered Services.<br />

Medical Management Guidelines<br />

The Medical Management Guidelines Committee<br />

(MMGC), consisting of PacifiCare Medical Directors,<br />

provides a forum for the development, review<br />

and adoption of medical management guidelines<br />

to support consistent, appropriate medical care<br />

determinations. The MMGC develops guidelines using<br />

evidenced-based medical literature and publications<br />

related to medical treatment or service. The Medical<br />

Management Guidelines contain practice and<br />

utilization criteria for use when making coverage and<br />

medical care decisions prior to, subsequent to or<br />

concurrent with the provisions of health care services.<br />

Technology Assessment<br />

PacifiCare regularly reviews new procedures, devices,<br />

and drugs to determine whether or not they are safe<br />

and efficacious for our Members. New procedures and<br />

technology that are safe and efficacious are eligible to<br />

become Covered Services. If the technology becomes<br />

a Covered Service, it will be subject to all other terms<br />

and conditions of the plan, including Medical Necessity<br />

and any applicable Member Copayments, or other<br />

payment contributions.<br />

In determining whether to cover a service, PacifiCare<br />

uses proprietary technology guidelines to review<br />

new devices, procedures and drugs, including those<br />

related to behavioral health. When clinical necessity<br />

requires a rapid determination of the safety and<br />

efficacy of a new technology or new application of<br />

an existing technology for an individual Member, a<br />

PacifiCare Medical Director makes a Medical Necessity<br />

determination based on individual Member medical<br />

documentation, review of published scientific evidence<br />

and, when appropriate, seeks relevant specialty or<br />

professional opinion from an individual who has<br />

expertise in the technology.<br />

Utilization Criteria<br />

When a Provider or Member requests Preauthorization<br />

of a procedure/service requiring Preauthorization, an<br />

appropriately qualified licensed health professional<br />

reviews the request. The qualified licensed health

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