CALIFORNIA - Pacificare Health Systems
CALIFORNIA - Pacificare Health Systems
CALIFORNIA - Pacificare Health Systems
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PART A<br />
70<br />
How Your Behavioral<br />
<strong>Health</strong> Care Benefits Work<br />
3. Either (a) your PBHC Participating Provider<br />
has recommended a treatment, drug, device,<br />
procedure, or other therapy that he or she<br />
certifies in writing is likely to be more beneficial<br />
to you than any available standard therapies, and<br />
he or she included a statement of the evidence<br />
relied upon by the Participating Provider in<br />
certifying his or her recommendation; or (b)<br />
you, or your non-contracting physician who<br />
is a licensed, board-certified or board-eligible<br />
physician or provider qualified to practice in<br />
the area of practice appropriate to treat your<br />
condition, has requested a therapy that, based<br />
on two documents from medical and scientific<br />
evidence (as defined in California <strong>Health</strong> and<br />
Safety Code Section 1370.4(d)), is likely to<br />
be more beneficial for you than any available<br />
standard therapy.<br />
Such certification must include a statement of<br />
the evidence relied upon by the physician in<br />
certifying his or her recommendation. PBHC<br />
is not responsible for the payment of services<br />
rendered by Non-Contracting Providers that are<br />
not otherwise covered under the Member’s PBHC<br />
benefits; and<br />
4. A PBHC Medical Director (or designee)<br />
has denied your request for a drug, device,<br />
procedure, or other therapy recommended or<br />
requested pursuant to paragraph (3); and<br />
5. The treatment, drug, device, procedure, or other<br />
therapy recommended pursuant to paragraph<br />
3, above, would be a Covered Service, except<br />
for PBHC’s determination that the treatment,<br />
drug, device, procedure, or other therapy is<br />
experimental or investigational. Independent<br />
Medical Review for coverage decisions regarding<br />
Experimental or Investigational therapies will<br />
be processed in accordance with the protocols<br />
outlined under “Independent Medical Review<br />
Involving a Disputed <strong>Health</strong> Care Service” section<br />
of this Evidence of Coverage.<br />
Please refer to the “Independent Medical Review of<br />
Grievances Involving a Disputed <strong>Health</strong> Care Service”<br />
section found later in this Combined Evidence of<br />
Coverage and Disclosure Form for more information.<br />
What To Do If You Have a Problem<br />
Our first priority is to meet your needs and that<br />
means providing responsive service. If you ever have a<br />
question or problem, your first step is to call the PBHC<br />
Customer Service Department for resolution.<br />
If you feel the situation has not been addressed to your<br />
satisfaction, you may submit a formal complaint within<br />
180 days of your receipt of an initial determination<br />
over the telephone by calling the PBHC toll-free<br />
number at 1-800-999-9585. You can also file a<br />
complaint in writing:<br />
PacifiCare Behavioral <strong>Health</strong> of California, Inc.<br />
Post Office Box 55307<br />
Sherman Oaks, CA 91413-0307<br />
Attn: Appeals Department<br />
Or at the PBHC Web site: www.pbhi.com<br />
Appealing a Behavioral <strong>Health</strong> Benefit Decision<br />
The individual initiating the appeal may submit<br />
written comments, documents, records, and any<br />
other information relating to the appeal regardless of<br />
whether this information was submitted or considered<br />
in the initial determination. The Member may<br />
obtain, upon request and free of charge, copies of all<br />
documents, records, and other information relevant to<br />
the Member’s appeal. An individual who is neither the<br />
individual who made the initial determination that is<br />
the subject of the appeal nor the subordinate of that<br />
person will review the appeal.<br />
The PBHC Medical Director (or designee) will<br />
review your appeal and make a determination within<br />
a reasonable period of time appropriate to the<br />
circumstances by not later than thirty (30) days after<br />
PBHC’s receipt of the appeal, except in the case of<br />
“expedited reviews” discussed below. For appeals<br />
involving the delay, denial, or modifications of<br />
Behavioral <strong>Health</strong> Services, PBHC’s written response<br />
will describe the criteria or guidelines used and the<br />
clinical reasons for its decision, including all criteria<br />
and clinical reasons related to Medical Necessity.<br />
For determinations delaying, denying, or modifying<br />
Behavioral <strong>Health</strong> Services based on a finding that the<br />
services are not Covered Services, the response will<br />
specify the provisions in the plan contract that exclude<br />
that coverage. If the complaint is related to quality<br />
of care, the complaint will be reviewed through the<br />
procedure described in the section of this Combined