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CALIFORNIA - Pacificare Health Systems

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treatment of allergies. Allergy serum, needles and<br />

syringes must be obtained through a PacifiCare<br />

Participating Physician.<br />

3. Allergy Treatment – Services and supplies are<br />

covered, including provocative antigen testing, to<br />

determine appropriate allergy treatment. Services<br />

and supplies for the treatment of allergies,<br />

including allergen/antigen immunotherapy and<br />

serum, are covered according to an established<br />

treatment plan.<br />

4. Ambulance – The use of an ambulance (land or<br />

air) is covered without Preauthorization, when<br />

the Member, as a Prudent Layperson, reasonably<br />

believes that the medical or psychiatric condition<br />

requires Emergency Services, and an ambulance<br />

transport is necessary to receive these services.<br />

Such coverage includes, but is not limited to,<br />

ambulance or ambulance transport services<br />

provided through the 911 emergency response<br />

system. Ambulance transportation is limited to<br />

the nearest available emergency facility having the<br />

expertise to stabilize the Member’s Emergency<br />

Medical Condition. Use of an ambulance for<br />

a non-Emergency Service is covered only<br />

when specifically authorized by the Member’s<br />

Participating Medical Group or PacifiCare.<br />

5. Attention Deficit/Hyperactivity Disorder –<br />

The medical management of Attention Deficit/<br />

Hyperactivity Disorder (ADHD) is covered,<br />

including the diagnostic evaluation and laboratory<br />

monitoring of prescribed drugs. Coverage for<br />

outpatient prescribed drugs is covered as a<br />

supplemental benefit (please see “Outpatient<br />

Prescription Drug Program” section of this<br />

Combined Evidence of Coverage and Disclosure<br />

Form. This benefit does not include non-crisis<br />

mental health counseling or behavior modification<br />

programs.<br />

6. Blood and Blood Products – Blood and blood<br />

products are covered. Autologous (self-donated),<br />

donor-directed, and donor-designated blood<br />

processing costs are limited to blood collected for<br />

a scheduled procedure.<br />

7. Bloodless Surgery – Please refer to the benefit<br />

described under “Inpatient Benefits for Bloodless<br />

Surgery.” Outpatient services Copayments and/or<br />

Your Medical Benefits<br />

deductibles apply for any services received on an<br />

outpatient basis.<br />

8. Cancer Clinical Trials – Please refer to the<br />

benefit described under “Inpatient Cancer<br />

Clinical Trials.” Outpatient services Copayments<br />

and/or deductibles apply for any Cancer Clinical<br />

Trials services received on an outpatient basis<br />

according to the Copayments for that specific<br />

outpatient service. PacifiCare is required to<br />

pay for the services covered under this benefit<br />

at the rate agreed upon by PacifiCare and a<br />

Participating Provider, minus any applicable<br />

Copayment, coinsurance or deductibles. In the<br />

event the Member participates in a clinical trial<br />

provided by a Non-Participating Provider that does<br />

not agree to perform these services at the rate<br />

PacifiCare negotiates with Participating Providers,<br />

the Member will be responsible for payment of<br />

the difference between the Non-Participating<br />

Provider’s billed charges and the rate negotiated<br />

by PacifiCare with Participating Providers,<br />

in addition to any applicable Copayment,<br />

coinsurance or deductibles. Any additional<br />

expenses the Member may have to pay beyond<br />

PacifiCare’s negotiated rate as a result of using<br />

a Non-Participating Provider do not apply to the<br />

Member’s annual Copayment maximum.<br />

9. Circumcision – Circumcision is covered for<br />

male newborns prior to hospital discharge.<br />

Circumcision is covered after hospital discharge<br />

only when:<br />

Circumcision was delayed by the Participating<br />

Provider during initial hospitalization. Unless<br />

the delay was for medical reasons, the<br />

circumcision is covered after discharge only<br />

through the 28-day neonatal period, or<br />

Circumcision was determined to be medically<br />

inappropriate during initial hospitalization due<br />

to medical reasons (for example, prematurity,<br />

congenital deformity, etc.). The circumcision<br />

is covered when the Participating Provider<br />

determines it is medically safe and only up to a<br />

maximum age of six months.<br />

Circumcision other than noted under the<br />

outpatient “Circumcision” benefit will be reviewed<br />

for Medical Necessity by the Participating Medical<br />

Group or PacifiCare Medical Director.<br />

Questions? Call the Customer Service Department at 1-800-624-8822. 23<br />

n<br />

n<br />

PART A

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