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CALIFORNIA - Pacificare Health Systems

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an acute condition (such as open surgical<br />

wounds, or recent heart attack);<br />

serious chronic condition (such as<br />

chemotherapy or radiation therapy);<br />

a high-risk pregnancy (such as multiple<br />

babies where there is a high likelihood of<br />

complications);<br />

pregnancy in the second or third<br />

trimester;<br />

and your Physician is terminated, you may<br />

request to continue receiving treatment<br />

from the terminated Physician beyond the<br />

termination date by calling Customer Service.<br />

Your Contracting Medical Group/IPA’s Medical<br />

Director in consultation with your terminated<br />

Physician will determine the best way to<br />

manage your ongoing care. PacifiCare must<br />

provide Prior Authorization of services for<br />

continued care. If you have any questions, or<br />

would like a copy of PacifiCare’s Continuity of<br />

Care Policy, or would like to Appeal a denial<br />

of your request for continuation of services<br />

from your terminated Physician, you may call<br />

Customer Service.<br />

If PacifiCare terminates the contract with<br />

your Primary Care Physician, Specialist or<br />

Contracting Medical Group/IPA, you may be<br />

eligible for enrollment in a Secure Horizons<br />

Medicare Supplement policy on a guaranteed<br />

issue basis. For more information or to enroll,<br />

please contact PacifiCare at 1-800-610-2660<br />

or (TDHI) 1-800-387-1074, 6:00 a.m. to 6:00<br />

p.m., Monday through Friday.<br />

Access to Your Medical Records and<br />

Files<br />

You have the right to access your medical<br />

records and files. PacifiCare must provide<br />

timely access to your records and any<br />

information that pertains to them. Please<br />

contact your contracting Medical Provider<br />

directly for a copy of your medical records.<br />

Except as authorized by Federal and<br />

state laws, PacifiCare must obtain written<br />

permission from you or your authorized<br />

representative before medical records can<br />

be made available to any person not directly<br />

Section 5 – Working With Your<br />

Contracting Medical Providers<br />

concerned with your care or responsible for<br />

making payments for the cost of such care.<br />

Utilization Review<br />

PacifiCare and its Contracting Medical<br />

Groups/IPAs use processes to review,<br />

approve, modify, delay, or deny, based on<br />

Medical Necessity, requests by Providers<br />

for authorization of the provision of health<br />

care services to Members. This process of<br />

Utilization Review (or medical management)<br />

is a way to make sure that Members receive<br />

the right care, at the right place, by the right<br />

Provider.<br />

PacifiCare and its Contracting Medical<br />

Groups/IPAs may also use Utilization Review<br />

criteria or guidelines to determine whether<br />

to approve, modify, delay, or deny, based<br />

on Medical Necessity, requests by Providers<br />

of health care services for Members. The<br />

criteria used as the basis of a decision to<br />

modify, delay, or deny requested health care<br />

services in a specific case under review will<br />

be disclosed to the Provider and the Member<br />

in that specific case. The criteria or guidelines<br />

used to determine whether to authorize,<br />

modify, delay, or deny health care services are<br />

available to the public upon request, limited<br />

to the criteria or guidelines for the specific<br />

procedure or condition requested.<br />

Decisions to modify, delay, or deny requests<br />

for authorization of health care services for<br />

a Member, based on Medical Necessity, are<br />

made only by licensed Physicians.<br />

PacifiCare and its Contracting Medical<br />

Groups/IPA make these decisions within at<br />

least the time frames required by federal law<br />

or regulation. Please see Section 9 of this<br />

Evidence of Coverage for specific information<br />

regarding the time frames by which PacifiCare<br />

must make a determination (decision) on<br />

your request for payment or the provision of<br />

health care services.<br />

If you have general questions regarding<br />

Utilization Review and/or would like a copy<br />

of PacifiCare’s policies and procedures (a<br />

description of the processes utilized for<br />

authorization, modification, delay, or denial<br />

Questions? Call the Customer Service Department at 1-800-228-2144,<br />

(TDHI) 1-800-685-9355, Monday through Friday, 7:00 a.m. to 9:00 p.m.<br />

169<br />

PART B

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