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CALIFORNIA - Pacificare Health Systems

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Section 8 – Disenrollment From the Secure<br />

Horizons Group Retiree Medicare Advantage Plan<br />

(4) by itself will not prevent coverage<br />

from being continued until the end of any<br />

period for which pre-existing conditions<br />

are excluded or benefits for them are<br />

limited under the other <strong>Health</strong> Plan.<br />

3. The day the person becomes entitled to<br />

Medicare Benefits.<br />

4. The day the employer no longer provides<br />

group health coverage to any of its<br />

employees.<br />

California Continuation Coverage<br />

Employees entitled to COBRA continuation<br />

coverage due to employment termination<br />

on or after January 1, 1996, are entitled to<br />

extend medical coverage for themselves and<br />

their spouses after their initial 18-month<br />

COBRA period ends, provided the employee<br />

was at least age 60 on the date employment<br />

ended, had worked for the University for<br />

at least five continuous years immediately<br />

prior to termination, and was eligible for and<br />

elected COBRA continuation medical plan<br />

coverage in connection with the termination<br />

of employment. The former spouse of<br />

the above former employee is entitled to<br />

California Continuation Coverage, provided<br />

the former spouse continued coverage<br />

under COBRA as a Qualified Beneficiary. This<br />

continuation does not apply to children of a<br />

former employee. The continuation will end<br />

on the earlier of:<br />

1. the date the individual turns 65;<br />

2. the date the University no longer<br />

maintains the group plan, including any<br />

replacement plan;<br />

3. the date the individual is covered by a<br />

group medical plan not maintained by the<br />

University;<br />

4. the date the individual becomes entitled<br />

to Medicare;<br />

5. with respect to the spouse or former<br />

spouse only, the date five years from<br />

the date COBRA ends for the spouse or<br />

former spouse.<br />

If the employee’s coverage terminates, the<br />

spouse may continue coverage until one of<br />

the terminating events applies to the spouse.<br />

PacifiCare will notify eligible COBRA Qualified<br />

Beneficiaries before the end of the maximum<br />

18-month COBRA continuation period. If an<br />

eligible individual wishes to continue the<br />

coverage, they must apply, in writing, to the<br />

medical carrier no later than 30 days before<br />

the end of the COBRA continuation period.<br />

Cost of Continuation Coverage – The cost<br />

of the coverage will include any portion<br />

previously paid by the Employer and<br />

shall not be more than 102 percent of the<br />

applicable group rate during the period of<br />

basic COBRA coverage; or not more than<br />

150 percent anytime during the 11-month<br />

disability extension period (i.e., during the<br />

19th through the 29th months); or not more<br />

than 213 percent during the extension period<br />

allowed by California Continuation Coverage.<br />

For information on Open Enrollment<br />

actions for which a Qualified Beneficiary<br />

may be eligible and/or any applicable plan<br />

modifications and Premium adjustment,<br />

contact University of California Human<br />

Resources and Benefits 1-800-888-8267,<br />

extension 70651, during the month of<br />

November.<br />

Please note: When your continuation of<br />

coverage ends, you may be able to convert<br />

your coverage to an Individual Conversion<br />

Plan if you wish.<br />

Group Retiree Members may enroll as an<br />

Individual Member in the Secure Horizons<br />

Medicare Advantage Plan. As an individual<br />

Member of the Secure Horizons Medicare<br />

Advantage Plan, you will receive the benefit<br />

package approved by CMS for your county<br />

of residence, which may cover less than<br />

the benefit package available through the<br />

University of California and a plan Premium<br />

may apply.<br />

Questions? Call the Customer Service Department at 1-800-228-2144,<br />

(TDHI) 1-800-685-9355, Monday through Friday, 7:00 a.m. to 9:00 p.m.<br />

15<br />

189<br />

PART B

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