saxelmZRvanelo “qali da biznesiâ€Â
saxelmZRvanelo “qali da biznesiâ€Â
saxelmZRvanelo “qali da biznesiâ€Â
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sesxebi fizikuri <strong>da</strong> iuridiuli<br />
pirebisaTvis<br />
sesxis misaRebad<br />
aucilebeli kriteriumebi<br />
– piroba<br />
arsebobs sxva<strong>da</strong>sxva tipis sesxebi. rogorc zemoT aRvniSneT, aris sxva<strong>da</strong>sxva<br />
miznobriobisTvis sxva<strong>da</strong>sxva vadebiT <strong>da</strong> saprocento ganakveTebiT.<br />
arsebobs sesxebi fizikuri <strong>da</strong> iuridiuli pirebisaTvis. fizikuri pirebisTvis<br />
sesxis tipebia, magaliTad, samogzauro, saswavlo, avtosesxi, ganvadebebi,<br />
sakredito baraTi, overdrafti, ipoTekuri, samomxmareblo<br />
<strong>da</strong> a.S. iuridiuli pirebisTvisaa gankuTvnili biznessesxebi, sakredito<br />
xazi, overdrafti. TviT biznessesxi iyofa garkveul mimarTulebad <strong>da</strong><br />
garkveuli miznisTvis. magaliTad, agraluri sesxi, turizmis ganviTarebis<br />
sesxi, sezonuri sesxi <strong>da</strong> a.S.<br />
saqarTveloSi sesxis misaRebad aucilebelia msesxebeli iyos saqarTvelos<br />
moqalaqe, minimum 20 wlis <strong>da</strong> dRevandeli sabanko stan<strong>da</strong>rtis<br />
moTxovnaa, rom msesxebels gaaCndes stabiluri Semosavlis (<strong>da</strong>axloebiT<br />
400-500 laris odenobiT) <strong>da</strong>ma<strong>da</strong>sturebeli dokumenti. aRniSnuli<br />
Semosavali un<strong>da</strong> hqondes saqarTvelos teritoriaze. dokumenti gulisxmobs<br />
Semdegs - msesxeblis sabanko amonaweri bolo 6 Tvis manZilze Tu mas<br />
xelfasi ericxeba sxva bankSi an amonaweri saxelfaso uwyisi<strong>da</strong>n <strong>da</strong> cnoba<br />
samuSao adgili<strong>da</strong>n. agreTve, banki/ mikrosafinanso organizacia uflebamosilia<br />
moiTxovis Semdegi dokumentacia:<br />
_ cnoba uZravi qonebis sakuTrebis Sesaxeb;<br />
_ sajaro reestri<strong>da</strong>n amonaweri;<br />
_ SromiTi xelSekruleba;<br />
_ cnoba <strong>da</strong>valianebis arqonis Sesaxeb sxva banki<strong>da</strong>n, Tu mas am bankSi ericxeba<br />
xelfasi;<br />
_ informacia Tanamsesxeblis <strong>da</strong> ojaxis wevrebis Semosavlebis Sesaxeb;<br />
_ ijaris an <strong>da</strong>matebiTi Semosavlebis amsaxveli dokumentacia.<br />
agreTve, banki/mikrosafinanso organizacia uflebamosilia moiTxovos<br />
an/ara sesxis uzrunvelyofa piradi nivTebiT. sesxis uzrunvelyofa piradi<br />
nivTebiT niSnavs, rodesac kreditoficrisa <strong>da</strong> Semfaseblis mier xdeba<br />
aRricxva/Sefaseba piradi nivTebis binaze vizitis dros.<br />
ras moicavs biznessesxi<br />
• vaWroba;<br />
• eqsport-importi;<br />
• satransporto <strong>da</strong> sxva momsaxureba;<br />
• turizmi;<br />
• saTamaSo aparatebi <strong>da</strong> kazino, totalizatori;<br />
• soflis meurneobas <strong>da</strong> a.S.<br />
aucilebeli dokumentacia<br />
biznessesxis misaRebad zoga<strong>da</strong>d saWiroa Semdegi dokumentacia:<br />
_ piradobis <strong>da</strong>ma<strong>da</strong>sturebeli mowmoba;<br />
_ Semosavlebis <strong>da</strong>ma<strong>da</strong>sturebeli dokumentacia (Tu xelfasi ericxeba sxva<br />
bankSi, bolo 6 Tvis sabanko amonaweri im banki<strong>da</strong>n an cnoba samuSao adgili<strong>da</strong>n<br />
<strong>da</strong> saxelfaso uwyisi<strong>da</strong>n amonaweri);<br />
_ organizaciis/firmis wesdeba, <strong>da</strong>dgenileba <strong>da</strong> mewarmeTa amonaweris<br />
asli;<br />
_ Cash Flow<br />
_ bolo 1 wlis oficialuri balansi, mogeba-zaralis uwyisi;<br />
_ auditoruli <strong>da</strong>skvna;<br />
_ cnoba saga<strong>da</strong>saxado inspeqcii<strong>da</strong>n <strong>da</strong>valianebis Taobaze <strong>da</strong> bankSi<br />
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