Annual Report 2007

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0 A n n u a l R e p o r t 2 0 0 7 Financial Statements Independent auditor’s report and financial statements December 31, <strong>2007</strong> and 2006
F i n a n c i a l S tat e m e n t s 1
Page 1 and 2: Annual Report 2007
Page 3 and 4: Mission Statement 4 Letter from the
Page 5 and 6: Letter from the Board of Directors
Page 7 and 8: ProCredit Holding has an investment
Page 9 and 10: the group as a whole, expressed in
Page 11 and 12: ProCredit in Latin America Microfin
Page 13 and 14: Name Banco Los Andes ProCredit Boli
Page 15 and 16: • The bank’s paid-in capital in
Page 17 and 18: Political and Economic Environment
Page 19 and 20: small and very small businesses. De
Page 21 and 22: Deposits and Other Banking Services
Page 23 and 24: M a n a g e m e n t B u s i n e s s
Page 25 and 26: In the bank’s Local Financial Sta
Page 27 and 28: tions of “client advisor” and
Page 29 and 30: agement. As a result, although it o
Page 31 and 32: B r a n c h N e t w o r k 1
Page 33 and 34: • Staff training programmes were
Page 35 and 36: Business Ethics and Environmental S
Page 37 and 38: Luis Enrique Fueres has a small wor
Page 39: Segundo Mesías Atapuma, Restaurant
Page 43 and 44: F i n a n c i a l S tat e m e n t s
Page 49 and 50: • IFRIC 13, Customer Loyalty Prog
Page 51 and 52: Gains and losses on disposals are d
Page 53 and 54: Restricted Availability - Liquidity
Page 55 and 56: e held in March 2008. Dividends dec
Page 57 and 58: 12. Liabilities to customers Liabil
Page 59 and 60: Legal Reserve - In accordance with
Page 61 and 62: December 31, 2006 Up to 1 - 3 3 - 1
Page 63 and 64: 3. Capital risk Technical Capital -
Page 65 and 66: 27. Contingent liabilities and comm
Page 67: Sangolquí Av. General Enríquez No

Annual Report 2007

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