Volume 1, Draft Civil Code - Digital exhibitions & collections - McGill ...

OBLIGATIONS 479
896 In group insurance, the insurer must issue a policy to the
insured; participants and beneficiaries may examine it at the
insured's office and make copies of it.
Except as otherwise permitted by government regulation,
the insurer must provide the insured with writings
evidencing the insurance, and the insured must distribute
them to the participants.
// - Insurable interest
897 In individual insurance, the contract is null if, at the
time of contracting it, the insured has no insurable interest in
the life or health of the life insured.
898 A person has an insurable interest in his own life and
health and in the life and health of:
1. his spouse;
2. his descendants and those of his spouse;
3. any person upon whom he is dependent for support or
education;
4. his employees and staff;
5. any person in whose life and health the insured has a
pecuniary interest.
899 The absence of an insurable interest does not prevent
the formation of the contract of insurance if the life insured
gives his written consent.
When the life insured is a minor, that consent is given by
his father, his mother or his tutor.
900 Insurance may be assigned to a person whether or not he
has any insurable interest in the life or health of the life
insured.