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74<br />
By Dale S. Laszig<br />
DSL Direct LLC<br />
Personal relationships can be difficult. Minor<br />
annoyances that invariably crop up between<br />
individuals can build up over time. Usually<br />
these <strong>issue</strong>s can be diffused if properly dealt<br />
with before they reach the boiling point. But if they are<br />
not diffused, they can blow up into arguments and fights<br />
that, in turn, may lead to more serious outcomes, such as<br />
estrangement or even divorce.<br />
A similar dynamic exists between ISOs and merchant<br />
level salespeople (MLSs) and their merchant clients.<br />
Recognizing that the sales rep-merchant relationship is a<br />
relationship makes addressing merchant complaints a top<br />
priority. But sales reps have to be proactive and recognize<br />
small problems before they fester into big <strong>issue</strong>s that may<br />
end up with merchants divorcing ISOs and switching to<br />
the competition.<br />
Dig for the truth<br />
Just as when you ask your companion how he or she is<br />
Education (continued)<br />
Survey says: Nurture by Q & A<br />
doing, and the bland response is "Fine," more digging is<br />
necessary to find out how your loved one is really doing.<br />
Similarly, when asking merchant customers how things<br />
are going with the services you provide, sometimes merchants<br />
will tell you what they think you want to hear.<br />
To make interactions less stressful, they may keep silent<br />
on the minor annoyances associated with your service:<br />
Maybe the POS terminal spits out too much receipt paper<br />
or there's an irksome misspelling on every receipt – problems<br />
that can be easily corrected in a few minutes with a<br />
partial download.<br />
<strong>The</strong>se types <strong>of</strong> minor <strong>issue</strong>s may seem trivial, but if they<br />
aren't addressed, they can work themselves into major<br />
problems. So you have to get beyond the superficial "nice"<br />
answer for the truth <strong>of</strong> what might really be bothering<br />
merchants. Ninety percent <strong>of</strong> merchant complaints have<br />
to do with user interface <strong>issue</strong>s, whether that means virtual,<br />
mobile or countertop POS terminals. <strong>The</strong>se payment<br />
devices are designed to be user friendly and reliable. But<br />
what happens when they are not?<br />
Many merchants pay monthly fees to ensure<br />
overnight POS replacement in the event <strong>of</strong> equipment<br />
failure. But even next-day replacements can be costly<br />
for a small business owner in terms <strong>of</strong> lost sales, settlement<br />
delays and cash flow <strong>issue</strong>s. So, whether they are<br />
too busy to call to complain about something minor or<br />
fearful that their old machine may be on its last legs, conducting<br />
merchant surveys is a great way to get feedback<br />
from clients.<br />
Break out the questions<br />
Surveys get results because they ask questions. Questions<br />
are designed to stimulate thought and discussion.<br />
Brainstorm at your next sales meeting to come up with a<br />
list <strong>of</strong> question topics. Here are a few ideas:<br />
• Counter appeal<br />
• Ease <strong>of</strong> use<br />
• Reliability, speed and functionality<br />
From these key categories, formulate questions. Here are<br />
several sample questions:<br />
1. Hardware health: Is your terminal in need <strong>of</strong> a<br />
tuneup? Is your hardware up-to-date and is there<br />
anything about it that could be improved?<br />
2. Counter appeal: Are the numbers and letters on<br />
your terminal keypad easy to read? Have any <strong>of</strong><br />
your customers commented on the loudness <strong>of</strong> your<br />
terminal's printer when waiting for a receipt?