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74<br />

By Dale S. Laszig<br />

DSL Direct LLC<br />

Personal relationships can be difficult. Minor<br />

annoyances that invariably crop up between<br />

individuals can build up over time. Usually<br />

these <strong>issue</strong>s can be diffused if properly dealt<br />

with before they reach the boiling point. But if they are<br />

not diffused, they can blow up into arguments and fights<br />

that, in turn, may lead to more serious outcomes, such as<br />

estrangement or even divorce.<br />

A similar dynamic exists between ISOs and merchant<br />

level salespeople (MLSs) and their merchant clients.<br />

Recognizing that the sales rep-merchant relationship is a<br />

relationship makes addressing merchant complaints a top<br />

priority. But sales reps have to be proactive and recognize<br />

small problems before they fester into big <strong>issue</strong>s that may<br />

end up with merchants divorcing ISOs and switching to<br />

the competition.<br />

Dig for the truth<br />

Just as when you ask your companion how he or she is<br />

Education (continued)<br />

Survey says: Nurture by Q & A<br />

doing, and the bland response is "Fine," more digging is<br />

necessary to find out how your loved one is really doing.<br />

Similarly, when asking merchant customers how things<br />

are going with the services you provide, sometimes merchants<br />

will tell you what they think you want to hear.<br />

To make interactions less stressful, they may keep silent<br />

on the minor annoyances associated with your service:<br />

Maybe the POS terminal spits out too much receipt paper<br />

or there's an irksome misspelling on every receipt – problems<br />

that can be easily corrected in a few minutes with a<br />

partial download.<br />

<strong>The</strong>se types <strong>of</strong> minor <strong>issue</strong>s may seem trivial, but if they<br />

aren't addressed, they can work themselves into major<br />

problems. So you have to get beyond the superficial "nice"<br />

answer for the truth <strong>of</strong> what might really be bothering<br />

merchants. Ninety percent <strong>of</strong> merchant complaints have<br />

to do with user interface <strong>issue</strong>s, whether that means virtual,<br />

mobile or countertop POS terminals. <strong>The</strong>se payment<br />

devices are designed to be user friendly and reliable. But<br />

what happens when they are not?<br />

Many merchants pay monthly fees to ensure<br />

overnight POS replacement in the event <strong>of</strong> equipment<br />

failure. But even next-day replacements can be costly<br />

for a small business owner in terms <strong>of</strong> lost sales, settlement<br />

delays and cash flow <strong>issue</strong>s. So, whether they are<br />

too busy to call to complain about something minor or<br />

fearful that their old machine may be on its last legs, conducting<br />

merchant surveys is a great way to get feedback<br />

from clients.<br />

Break out the questions<br />

Surveys get results because they ask questions. Questions<br />

are designed to stimulate thought and discussion.<br />

Brainstorm at your next sales meeting to come up with a<br />

list <strong>of</strong> question topics. Here are a few ideas:<br />

• Counter appeal<br />

• Ease <strong>of</strong> use<br />

• Reliability, speed and functionality<br />

From these key categories, formulate questions. Here are<br />

several sample questions:<br />

1. Hardware health: Is your terminal in need <strong>of</strong> a<br />

tuneup? Is your hardware up-to-date and is there<br />

anything about it that could be improved?<br />

2. Counter appeal: Are the numbers and letters on<br />

your terminal keypad easy to read? Have any <strong>of</strong><br />

your customers commented on the loudness <strong>of</strong> your<br />

terminal's printer when waiting for a receipt?

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