Benefits Enrollment & Reference Guide - Harford County Public ...
Benefits Enrollment & Reference Guide - Harford County Public ...
Benefits Enrollment & Reference Guide - Harford County Public ...
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BlueChoice HMO<br />
Coordinated Care with a Primary Care Provider<br />
With a BlueChoice HMO plan, your primary care provider (PCP) provides<br />
preventive care and coordinates specialty care using a large network of<br />
CareFirst BlueChoice specialists within a referral system.<br />
If you work or reside in the service area, you are eligible to be enrolled<br />
in BlueChoice HMO. Even if you reside outside of Maryland, you can<br />
enroll in BlueChoice as long as you elect a PCP within the service area.<br />
<strong>Benefits</strong> of BlueChoice HMO<br />
Choose from over 17,000 doctors, specialists and hospitals in<br />
Maryland, Washington, D.C. and Northern Virginia.<br />
Receive comprehensive coverage for preventive health care visits,<br />
many of which are covered without having to meet a deductible.<br />
Avoid the unwelcome surprise of high medical costs with predictable<br />
copays and deductibles (if applicable).<br />
Save time – you don’t have to file a claim when you receive care from<br />
a CareFirst BlueChoice doctor.<br />
Avoid balance billing when you receive care from a CareFirst<br />
BlueChoice doctor.<br />
Enjoy your plan benefits when you’re out of the area for 90 days with<br />
the Away from Home Care ® program.<br />
How Your Plan Works<br />
Establishing a relationship with one doctor is the best way for you to<br />
receive consistent, quality health care. When you enroll in a BlueChoice<br />
HMO plan, you’ll select a PCP to manage your primary medical care.<br />
Make sure you select a PCP for not only yourself but each of your<br />
family members as well. Your PCP must participate in the CareFirst<br />
BlueChoice provider network and must specialize in family practice,<br />
general practice, pediatrics or internal medicine.<br />
To ensure you receive the highest level of benefits and pay the lowest out-ofpocket<br />
cost you should first call your PCP when you need care. Your PCP will:<br />
Provide basic medical care.<br />
Prescribe any medications you need.<br />
Our BlueChoice HMO plan<br />
achieved an “Excellent”<br />
rating from the National<br />
Committee for Quality<br />
Assurance (NCQA).<br />
Maintain your medical history.<br />
Work with you to determine when you should see a specialist.<br />
Assist you in the selection of a specialist.<br />
Provide the necessary referral for you to see a specialist.<br />
16 <strong>Harford</strong> <strong>County</strong> <strong>Public</strong> Schools – <strong>Benefits</strong> <strong>Enrollment</strong> & <strong>Reference</strong> <strong>Guide</strong>