Benefits Enrollment & Reference Guide - Harford County Public ...

Frequently Asked Questions
If I want to change or enroll in Life insurance,
do I have to enroll on-line?
If you are currently enrolled in Basic + Supplemental
and wish to enroll in Basic only, you must change the
coverage level to Basic Life 1x in the Employee Life
section. If you are currently enrolled in Basic Life 1x
and want to add the Supplemental Life 1x or if you
have no coverage and wish to apply for life insurance,
you must change the coverage level to Basic Life 1x or
Basic Life + Supplemental Life 1x, click on next and a
pop-up box will direct you to Evidence of Insurability
Application. Please follow the instructions to complete
application. The completed EOI form must be printed,
signed and returned to the address at the top of
the form no later than June 15, 2012. ReliaStar Life
Insurance ING will not accept any forms postmarked
after June 15, 2012. Change your election back to
your current benefit to proceed in Benelogic. You will
be notified by ReliaStar Life ING if you are approved,
declined or if additional information is needed. Once
the Benefits Office receives confirmation from ING of
your approval, the benefit will be changed accordingly.
I was interrupted and when I came back to
continue enrolling the system timed out and/
or I had to stop part way through the session.
What should I do?
You will have to log on again, with your new password.
The system will remember what you entered, so you do
not have to re-enter the information.
I realized that I made a mistake when I
enrolled. Can I correct my error?
Yes. You may log back on at any time during the Open
Enrollment period (through May 23rd) and make your
changes.
Will I be able to log back on and check my
elections after Open Enrollment?
Yes. Using the same password you created, you may
log back on at any time and review your elections or
plan information. However, you will not be able to make
changes after May 23rd.
Who is an eligible dependent?
Refer to the Benefits and Eligibility section of this
booklet on page 3.
NOTE: If you and your spouse are both employees of
HCPS you can each enroll as an individual or one of you
can elect Husband/Wife or Family coverage. If you elect
coverage separately, you cannot cover each other as
dependents and your eligible dependent children may
only be covered by one of you.
How do I add a spouse, child or newborn to
my insurance coverage? (This is usually not an
open enrollment event)
Log in to Benelogic, click on "New Requests" and follow
the steps. You have 30 days from date of birth/adoption
or marriage to add the dependent to your health/dental
plans. Coverage will take effect retroactively to the date
of birth/date of adoption or marriage. If you miss this
30-day period, the next opportunity to add the child
or spouse would be during the open enrollment period
held annually. You will need to provide a dependent
verification form and documentation (birth certificate,
marriage certificate, adoption paperwork).
Can I change my elections during the year?
IRS regulations require you to keep your elections
through June 30, 2013 unless you have a Qualified Life
Event. Changes must be requested within 30 days of
the Qualified Life Event.
What is a Qualified Life Event?
Birth or adoption of a child.
Death.
Marriage or divorce.
Termination of employment or commencement of
employment.
Covered dependent ceasing to be an eligible
dependent.
Spouse’s loss of benefits.
Court ordered custody.
To be considered a qualified life event, the event must
result in the employee or dependent gaining or losing
eligibility for benefits. Only the coverage category can
be changed (not the plan choice).
Harford County Public Schools – Benefits Enrollment & Reference Guide 65