Cost reduction in the European Banking sector - Roland Berger
Cost reduction in the European Banking sector - Roland Berger
Cost reduction in the European Banking sector - Roland Berger
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Bank<strong>in</strong>g_cost_<strong>reduction</strong>_FINAL_270712.pptx<br />
14<br />
Pressure will be primarily put on support functions and external<br />
suppliers<br />
Source of sav<strong>in</strong>gs and relative effort by cost nature<br />
Effort 1)<br />
HR - Support<br />
10%<br />
15%<br />
-15%<br />
(-20%)<br />
BANK HR COSTS : 50% OF SAVINGS<br />
HR - BO/FO<br />
48%<br />
35%<br />
-7%<br />
(-15%)<br />
(-55% <strong>in</strong> Stress Scenario)<br />
vs. 58% of cost base<br />
IT<br />
Real Estate<br />
External expenses<br />
15%<br />
12%<br />
15%<br />
19%<br />
10%<br />
22%<br />
-12%<br />
(-20%)<br />
-8%<br />
(-12%)<br />
-15%<br />
(-20%)<br />
EXTERNAL COSTS : 50% OF SAVINGS<br />
(-45% <strong>in</strong> Stress Scenario)<br />
vs . 42% of cost base<br />
<strong>Cost</strong> structure<br />
1) % of cost base –Base Scenario (Stress Scenario)<br />
Source of sav<strong>in</strong>gs
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