Strength and Stability - SNL Financial
Strength and Stability - SNL Financial
Strength and Stability - SNL Financial
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A Strategy for Success<br />
Focus On The Customer<br />
First Commonwealth customers come from every walk of<br />
life. Whether they are moms or basketball coaches, business<br />
owners or nurses, construction workers or teachers, they<br />
deserve a bank that serves their personal needs. In today’s<br />
challenging economic times, our customers need a financial<br />
institution that is stable <strong>and</strong> strong—a bank they can count<br />
on to make sound decisions <strong>and</strong> to avoid the troubles that<br />
have plagued so many other banks across the United States.<br />
In 2008, we evaluated our market, our customers, our<br />
practices <strong>and</strong> our structure. Our executive leadership team,<br />
along with our talented <strong>and</strong> committed employees, placed<br />
a renewed emphasis on being the community bank of<br />
choice in western <strong>and</strong> central Pennsylvania. Rather than<br />
merely creating products <strong>and</strong> selling them, we looked at<br />
why people use our products <strong>and</strong> services <strong>and</strong> what new<br />
products <strong>and</strong> services would better serve them. By making<br />
it easy for people to do business with First Commonwealth,<br />
we were able to help more of our customers achieve their<br />
financial goals.<br />
Simply put, we care about our customers. We know<br />
their names. We are involved in their communities—<br />
our communities—<strong>and</strong> schools <strong>and</strong> cultural programs.<br />
We want our customers <strong>and</strong> their families to be successful,<br />
<strong>and</strong> we believe we can help by providing convenient<br />
services that assist them in managing their finances.<br />
This approach to doing business continues to work. In<br />
2008, First Commonwealth welcomed tens of thous<strong>and</strong>s<br />
of new client households, while increasing the number<br />
of services we provide per household. In the end, it all<br />
comes down to earning our customers’ trust <strong>and</strong> putting<br />
in the time <strong>and</strong> effort required to build a strong <strong>and</strong><br />
mutually beneficial relationship.<br />
Timothy<br />
Nagle<br />
C o m m u n i t y A c t i v i t i e s<br />
Blair County Chamber of Commerce<br />
Kiwanis Club of Altoona<br />
Allegheny Mountain Convention &<br />
Visitors Bureau – Board of Directors<br />
Hollidaysburg Area School District<br />
Communications <strong>and</strong> Strategic<br />
Planning Committees<br />
Hollidaysburg Area YMCA<br />
Blair County Children & Youth Services<br />
“It’s not the big things we do, it’s the 100 small things we<br />
do that make us a successful company,” says Timothy<br />
Nagle, senior vice president for corporate lending. “We<br />
focus on helping businesses feel comfortable with us<br />
<strong>and</strong> with our bank, <strong>and</strong> that has resulted in a lot of<br />
success over the years.”<br />
Tim Nagle joined First Commonwealth in 1998 <strong>and</strong><br />
was immediately impressed by its commitment to<br />
customer service, a philosophy that dovetailed<br />
perfectly with his own business style. He <strong>and</strong> his team<br />
focus on strengthening current relationships <strong>and</strong><br />
looking for new opportunities.<br />
“I work with talented people,” Tim says. “We make<br />
it our business to demonstrate our commitment to our<br />
customers so they feel confident <strong>and</strong> secure with us.”<br />
4 First Commonwealth <strong>Financial</strong> Corporation