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Hourly Enrollment Guide - Pitney Bowes Project

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Health<br />

Reimbursement<br />

Account (HRA)<br />

Health Savings<br />

Account (HSA)<br />

Health Care<br />

Account (HCA)<br />

Do unused<br />

funds roll over<br />

from year<br />

to year?<br />

Yes, until you’re no<br />

longer enrolled in the<br />

Health Fund Plan or you<br />

leave <strong>Pitney</strong> <strong>Bowes</strong>.<br />

Your total balance (any<br />

carryover amounts plus<br />

the new contribution)<br />

can’t exceed your<br />

medical plan out-ofpocket<br />

maximum.<br />

Yes, even if you leave<br />

<strong>Pitney</strong> <strong>Bowes</strong> or retire.<br />

There is no limit on how<br />

much you can roll over<br />

from year to year.<br />

No. You forfeit any<br />

unused balance.<br />

How are<br />

my Healthy<br />

Rewards<br />

incentives paid?<br />

Monthly into this<br />

account (not taxed).<br />

Monthly into this<br />

account (not taxed).<br />

January 2014 via<br />

your paycheck (taxed).<br />

Can I take the<br />

unused balance<br />

with me?<br />

No<br />

Yes, it’s always<br />

your money.<br />

No<br />

Whose expenses<br />

can be covered?<br />

Pay expenses for you<br />

and your dependents<br />

enrolled in the plan.<br />

Pay expenses for<br />

you and your tax<br />

dependents.<br />

Pay expenses for you<br />

and tax dependents<br />

including children up<br />

to age 26 no matter<br />

what plan they are<br />

enrolled in.<br />

Can I change my<br />

contribution<br />

amount?<br />

No, you don’t<br />

contribute.<br />

Yes, at any time.<br />

Keep contributing<br />

for the current tax<br />

year until you file<br />

your tax return.<br />

Only if you experience<br />

a qualified change<br />

in status.<br />

How do I manage<br />

my account?<br />

Log on to your medical<br />

plan’s website.<br />

Visit your HSA<br />

bank’s website.<br />

Log on to the Your<br />

Spending Account<br />

(YSA) website.<br />

Other important<br />

rules<br />

You cannot be covered<br />

by another medical plan<br />

(including Medicare).<br />

*Prorated for new employees, based on hire date. Contact the Benefits Center for the amount that<br />

will be funded in your HRA.<br />

See www.pbprojectliving.com > U.S. Benefits > Financial for more details<br />

about health accounts.<br />

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