Legal Rights of Persons With Disabilities - Ossh.com
Legal Rights of Persons With Disabilities - Ossh.com
Legal Rights of Persons With Disabilities - Ossh.com
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CHAPTER 9<br />
HEALTH CARE<br />
The following section summarizes California and federal law concerning health care benefits, the<br />
right to medical treatment, consent to medical care, and sterilization <strong>of</strong> persons with disabilities.<br />
I. HEALTH CARE BENEFITS<br />
A. Medicare<br />
Medicare is a government-sponsored program <strong>of</strong> health insurance. An individual who has been<br />
receiving social security disability benefits for 24 months is entitled to Medicare. Applications for<br />
Medicare can be made at a local Social Security <strong>of</strong>fice.<br />
Medicare consists <strong>of</strong> two parts. Part A provides hospital insurance benefits which pay part <strong>of</strong> the<br />
cost <strong>of</strong> hospital care, related post-hospital care, home health services, and hospice care. Part B provides<br />
medical insurance which pays for part <strong>of</strong> the cost <strong>of</strong> physician fees and outpatient medical services. Unlike<br />
Part A, Part B is a voluntary plan which must be paid for by the insured individual. Some private health<br />
insurers or group health plans may provide supplemental coverage for Part A or B or both. (42 U.S.C. ''<br />
426 et seq. and 1395 et seq.)<br />
B. MediCal<br />
MediCal is a state and federal-sponsored program to pay for medical care for low in<strong>com</strong>e<br />
individuals. It is the California version <strong>of</strong> the Medicaid program and is partially federally-funded.<br />
Application for MediCal can be made at your county Department <strong>of</strong> Social Services. (42 U.S.C.<br />
' 1396 et seq.; 42 C.F.R. ' 430 et seq.; and Welf. & Inst. Code, ' 14000 et seq.)<br />
1. Eligibility For MediCal<br />
A person receiving federal Supplemental Security In<strong>com</strong>e (SSI) or Aid to Families with Dependent<br />
Children (AFDC) automatically receives MediCal benefits. Certain Amedically needy@ individuals may also<br />
be eligible for MediCal. A Amedically needy@ person is a person with a disability whose in<strong>com</strong>e is too high<br />
to qualify for public assistance but insufficient to provide for the costs <strong>of</strong> health care. A medically needy<br />
person may have to pay a monthly share <strong>of</strong> costs before receiving MediCal services. (Welf. & Inst. Code,<br />
'' 14005.7 and 14051; Cal. Code Regs., tit. 22, ' 50062.)<br />
A person may own a house which is used as his or her principal residence and still be eligible for<br />
MediCal. However, under certain circumstances, the state may seek to recover the cost <strong>of</strong> certain medical<br />
services rendered to a recipient after he/she is deceased by filing a claim against that person's estate. (42<br />
U.S.C. ' 1396p(a); Welf. & Inst. Code, ' 14009.5.)<br />
2. What MediCal Covers<br />
MediCal is a <strong>com</strong>prehensive program which pays for both hospitalization and outpatient medical<br />
services and treatment. It includes coverage <strong>of</strong> the cost <strong>of</strong> nursing home care, x-rays, certain<br />
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