Volume II - PDF - International Association of Deposit Insurers

•BACKGROUND DOCUMENTS•
Part I: Research
Analysis of Issues
These issues are best addressed by reviewing case
studies of actual experience in countries that have
adopted deposit insurance or significantly altered
their existing deposit insurance systems. Subgroup
members are asked to prepare a brief report on the
“Issues to be Addressed” based on experience in
their own countries and/or their knowledge of
experience in other countries.
Subgroup members include Argentina, France, IMF,
Mexico, and the World Bank. Subgroup members
should provide their reports to the Research
Committee member by August 9, 2000.
Subgroup Survey
Deposit insurers and other interested parties will
be asked to comment on their experience as it
relates to the “Issues to be Addressed.” The request
will be posted on the Working Group’s Web site. It
would be particularly useful to get the input of
countries that have faced different macroeconomic
conditions and have different legal, regulatory,
and accounting regimes and banking structures.
Preparation of Subgroup
Issue Paper
Based on the submissions of subgroup members
and survey respondents, a draft subgroup issues
paper will be prepared by the subgroup coordinator
in conjunction with the Research Committee
member. After review and comment by the full
subgroup, the resultant report will be provided to
the Research Committee for its review and then to
the full Working Group.
Background: Situational Conditions Commonly
Thought to be Important in Assessing the Development
of An Effective Deposit Insurance System
1. Political situation
2. Legal framework
3. Condition of the economy and financial markets
4. State of the banking system
5. Regulatory, supervisory, and accounting regimes
6. Public attitudes
7. Disclosure regime
8. Are there other situational conditions that
should be considered in determining whether
to adopt explicit, limited deposit insurance or
to significantly alter existing systems
Subgroup coordinator: IMF
Subgroup members: Argentina, France, Mexico,
The World Bank
Research Committee member: George Hanc:
ghanc@fdic.gov
Endnotes
1 The Research Committee, chaired by George
Hanc, includes: Christine Blair, Greg Cowper, Rose
Kushmeider, Detta Voesar, and David Walker.
2 Guidance may take a number of forms and is to be
determined by the Working Group.
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Guidance for Developing Effective Deposit Insurance Systems: Volume II