Volume II - PDF - International Association of Deposit Insurers

•BACKGROUND DOCUMENTS•
Part II: Outreach
Moderator:
Stan Ivie, Assistant Director, Division of Resolutions and Receiverships, Federal
Deposit Insurance Corporation (Accepted)
Panelists:
Thomas Norling, Administrative Director, Deposit Guarantee Board, Sweden
(Accepted)
Guy L. Saint-Pierre, Senior Vice President, Insurance and Risk Assessment,
Canada Deposit Insurance Corporation (Accepted)
May 12: Basic issues facing a deposit insurance system
After necessary preconditions have been met, certain basic issues must be addressed
before a deposit insurance system can become operational. Among these issues are
deposit insurance coverage and the funding of the deposit insurance system.
9:00 - 10:30 a.m. Workshop V: Coverage
An explicit system of deposit insurance must establish the limits of the coverage
to be provided. These limits must be consistent with the objectives of the deposit
insurance system. Too much coverage may make the system unsustainable; too
little coverage and the system may not meet its objectives. Issues to be discussed
in this workshop include: the liabilities to be insured and the extent of the coverage
to be provided; problems of transitioning—going from a system of blanket
coverage to one of limited coverage; coinsurance; coverage of deposits denominated
in a foreign currency; and whether to insure deposits at branches of foreign
banks.
Moderator:
Claude Rollin, Senior Counsel, Legal Division, Federal Deposit Insurance
Corporation (Accepted)
Panelists:
Andras Fekete-Gyor, Deputy Managing Director, National Deposit Insurance
Fund of Hungary (Accepted)
Roberto Moretti, Managing Director and Giuseppe Vulpes, Director of Research,
Fondo Interbancario di Tutela dei Depositi (Accepted)
10:30 - 10:45 a.m. Coffee Break
10:45 - 12:15 p.m. Workshop VI: Funding
As countries establish systems of explicit deposit insurance they must identify a
source of funding. Issues include: whether to establish a fund or rely on a pay-asyou-go
system; how much funding is necessary to meet the objectives of the
deposit insurance system; how to invest a fund if one is established; and the ability
of the deposit insurer to borrow from the government (through back-up lines of
credit) or to directly raise funds in the capital markets.
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Guidance for Developing Effective Deposit Insurance Systems: Volume II