2005 - Asianbanks.net

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Trad Khao-Chang Sub-Branch Khao-Chang Prachuapkhirikhan Hua-Hin Branch Hua-Hin 2 Hua-Hin 3 Phang-Nga Khao-lug Sub-Branch Phuket Karon Beach Branch Soi Bangla Karon Beach Kata Beach Patong Beach Patong-Bangla Patong Tai Thanon Montre Branch Surathani Koh Samui Branch Tarua Pha-Yai Lamai Sub-Branch (Koh Samui) Lamai Beach 1 (Week-Ender, Koh Samui) Lamai Beach 2 (Koh Samui) Chaweng Beach Sub-Branch (Koh Samui) Chaweng Beach (Koh Samui) Chaweng Klang (Koh Samui) Koh Pha-Ngan Branch Tarua Koh Pha-Ngan Haad-Rin Sub-Branch (Koh Pha-Ngan) Haad-Rin 2 (Koh Pha-Ngan) Koh Tao Sub-Branch Ban Haad-Sairi (Koh Tao) 170
Major Correspondent Banks EUROPE DENMARK COPENHAGEN DANSKE BANK A/S NORDEA BANK DANMARK A/S THE NETHERLANDS AMSTERDAM ABN AMRO BANK N.V. ING BANK N.V. NORWAY OSLO NORDEA BANK NORGE ASA BELGIUM BRUSSELS FORTIS BANK ING BANK N.V. FRANCE PARIS BNP PARIBAS NATEXIS BANQUES POPULAIRES GERMANY FRANKFURT AMERICAN EXPRESS BANK GMBH COMMERZBANK AG DEUTSCHE BANK DRESDNER BANK MUNICH BAYERISCHE HYPO - UND VEREINSBANK AG BAYERISCHE LANDESBANK SWITZERLAND ZURICH CREDIT SUISSE UBS AG SWEDEN GOTHENBURG SVENSKA HANDELSBANKEN STOCKHOLM SKANDINAVISKA ENSKILDABANKEN SVENSKA HANDELSBANKEN SPAIN MADRID BANCO DE SABADELL COMMERZBANK AG UNITED KINGDOM LONDON BARCLAYS BANK HSBC BANK PLC ROYAL BANK OF SCOTLAND STANDARD CHARTERED BANK ITALY ROME BANCA INTESA BANCA NAZIONALE DEL LAVORO MILAN BANCA INTESA BANCA NAZIONALE DEL LAVORO AUSTRIA VIENNA BANK AUSTRIA CREDITANSTALT AG RZB AUSTRIA 171
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Contents Financial Highlights Messa
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Financial Highlights Operating Resu
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Dear Shareholders, In 2005, the wor
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Report of the Audit Committee The B
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Board of Directors Education • Ba
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Board of Directors Education • Ba
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Annual Report 2005 13
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Shareholders Board of Directors Aud
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Mr. Sutipong Ittipong Senior Execut
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Mrs. Jaree Wuthisanti Executive Vic
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Mr. Pravit Ongwatana Executive Vice
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Mr. Prachak Udomsilp Executive Vice
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Executive of the Departments Medium
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Operating Results Operating results
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Unit: Million Baht Business sectors
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As at 31 December 2005, investments
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Relationship between Sources and Us
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Relationship between Financial Cost
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Characteristics of Business Operati
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Reforestation Project on the Occasi
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Structure of Incomes (Consolidated)
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Place In addition to programs to mo
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Enhance capability of information t
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Structure of the Board of Directors
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2. Tenure 2.1 The term of the direc
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1) Knowledge and Ability (Average s
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11. Shall have the power to conside
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5. Others The Audit Committee shall
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7. Adjust and change organization s
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19. Mr. Rathian Srimongkol First Ex
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No. Name Directors Executive Audit
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The Bank resolved to formulate the
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Type of Activities Good Corporate G
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Type of Activities Good Corporate G
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No. Activity 9 Discussion workshop
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Conflict of Interests The Board of
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2. Ethical conduct toward customers
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meeting room to allow a free discus
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The Board of Directors’ Report Th
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Risk Management and Individual Risk
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Risk from Guarantees Bill of paymen
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General Information 1.1 Siam City B
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14. Siam Tire Cord Co., Ltd. 46/1 M
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The Board of Directorsû Responsibi
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Financial Statement BALANCE SHEETS
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BALANCE SHEETS (Continued) AS AT 31
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STATEMENTS OF EARNINGS (Continued)
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STATEMENTS OF CHANGES IN SHAREHOLDE
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STATEMENTS OF CASH FLOWS (Continued
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Significant intercompany balances a
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3.4 Investment in subsidiaries and
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3.11 Premises and equipment Buildin
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4. TRANSFER OF BUSINESS FROM BANGKO
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(Unit : Million Baht) The Bank only
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(Unit : Million Baht) Consolidated
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7.6 Investments in companies having
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8. LOANS AND ACCRUED INTEREST RECEI
Page 121 and 122: 8.3 Classified by currency and resi
Page 123 and 124: (Unit : Million Baht) The Bank only
Page 125 and 126: 8.6 Non-performing loans As at 31 D
Page 129 and 130: 9. ALLOWANCE FOR DOUBTFUL DEBTS (Un
Page 131 and 132: 10. REVALUATION ALLOWANCE FOR DEBT
Page 133 and 134: (Unit : Million Baht) Consolidated
Page 135 and 136: 13. INTANGIBLE ASSETS (Unit : Milli
Page 137 and 138: 15.2 Classified by the remaining pe
Page 139 and 140: 17. SECURITIES SOLD UNDER REPURCHAS
Page 141 and 142: (Unit : Million Baht) The Bank Only
Page 147 and 148: (Unit : Million Baht) Consolidated
Page 151 and 152: Credit Review Department is respons
Page 153 and 154: The remaining periods from 31 Decem
Page 155 and 156: The Bank’s Liquidity Management C
Page 157 and 158: As at 31 December 2005, the differe
Page 159 and 160: (a) (b) Set aside to a statutory re
Page 161 and 162: OFFICE / BRANCH TELEPHONE FAX E-MAI
Page 171: OFFICE / BRANCH TELEPHONE FAX E-MAI
Page 175 and 176: ASIA MALAYSIA KUALA LUMPUR RHB BANK
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2005 - Asianbanks.net

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