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2005 - Asianbanks.net

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†Items as required in format 56-2 in the 2004 Annual Report<br />

Items<br />

Page<br />

1. General information<br />

1.1 Company 83<br />

1.2 Juristic entities in which the company holds over 10% of shares 83<br />

1.3 Other referral parties 86<br />

2. Message from the Board of Directors 4<br />

3. Report of the Audit Committee 7<br />

4. Financial highlights<br />

4.1 Information from Financial Statement 3<br />

4.2 Financial ratio 36<br />

5. Characteristics of business operations<br />

5.1 Characteristics of business operations of the company and its affiliated 39<br />

and policy on division of works among the companies in the group<br />

5.2 Income Structure 41<br />

5.3 Changes in the past year 37<br />

6. Situation of industrial sector and competition 42<br />

7. Shareholders and management<br />

7.1 Shareholders 46<br />

7.2 Management structure 47<br />

7.3 Nomination of Director and Executives 59<br />

7.4 Executives 8<br />

7.5 Executives remuneration 60<br />

8. Corporate governance 62<br />

9. Related transactions 144<br />

10. Other factors that may affect decisions on investment -<br />

11. Risk factors 78<br />

12. Information on debentures or promissory note -<br />

(in case of issue and not yet redeemed debentures or promissory notes)<br />

13. Explanation and analysis of financial position and operational performance 27<br />

14. Financial Statements 89<br />

174

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