FY2011 Health Benefits Booklet

8 s u m m a r y o f g e n e r a l b e n e f i t s j u l y 2 0 1 0 – j u n e 2 0 1 1
Eligibility
active STATE EMPLOYEES
You are eligible for benefits if you are:
u A full-time or part-time regular (working 50% or
more of the workweek) State Employee who is
regularly paid salary or wages through an official
State payroll center, including but not limited to:
– Central Payroll Bureau;
– Maryland Transit Administration; and
– University of Maryland, including graduate
assistants and the University’s Far East and
European Divisions;
u An elected State official;
u Register of Wills or an Employee of the Register
of Wills;
u Clerk of the Court or an Employee of the offices
of Clerks of the Court;
u A State Board or Commission member who is
regularly paid salary or wages and works at least
50% of the work week;
Subsidy Amount
Maximum State Subsidy
How You Will
Pay for Benefits
Through payroll deductions, using pre-tax deductions
through the State’s cafeteria plan, where pre-tax deductions
are permitted.
contractuAL AND PART-TIME (WORkINg LESS THAN 50%) EMPLOYEES
You are eligible to enroll in the same benefits as
full-time State Employees, with the exception of the
Flexible Spending Accounts and Long Term Care
Insurance. Contractual and part-time Employees
must follow the same participation rules as full-time
Employees, plus:
u You cannot change the effective date of coverage
once the Enrollment Form has been processed (a
letter must be attached with the Enrollment Form
if you are requesting an effective date other than
the current processing date); and
u Changes to coverage cannot be made at the time of
an employment contract renewal.
u Contractual Employees must have a current active
contract to enroll.
No State Subsidy – you
pay the full amount
Monthly payment coupons will be mailed to the address
provided on your Enrollment Form for the first month of
coverage through the end of the plan year or the end of
your current contract period, whichever comes first.
All benefits are inactive and claims will not be processed
until the Employee Benefits Division receives payment.
Payments must begin with the first coupon received and are
due the first of every month, with a 30-day grace period.
Payments cannot be skipped.
Untimely payments may cause a delay in your ability to use
services and/or claims processing. Payments not postmarked
within the 30-day grace period will result in the termination
of your coverage and you will not be permitted to re-enroll
until the next Open Enrollment period.
Payment may be made in advance to cover any or all
coupons received, but must be made in full monthly
increments. Payment deadlines are strictly enforced.
If you do not receive payment coupons within one month
of signing your Enrollment Form, please contact the
Employee Benefits Division.
SATELLITE EMPLOYEES
u An Employee of a political subdivision which
participates in the State’s health benefits program
with the approval of the governing body; or
u An Employee of an agency, commission, or
organization permitted to participate in the State’s
health benefits program by law.
u You cannot change the effective date of coverage
once the Enrollment Form has been processed (a
letter must be attached with the Enrollment Form
if you are requesting an effective date other than
the current processing date).
As determined by the
Satellite Employer
As determined by the Satellite Employer