FY2011 Health Benefits Booklet
FY2011 Health Benefits Booklet
FY2011 Health Benefits Booklet
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Maryland State Employees and Retirees 11<br />
Eligibility<br />
beneficiaries OF DECEASED ORP RETIREES<br />
Subsidy Amount<br />
How You Will<br />
Pay for <strong>Benefits</strong><br />
You are eligible for health benefits coverage if you are the<br />
surviving spouse or child of a deceased ORP Retiree and:<br />
u You are receiving a periodic distribution of benefits<br />
from the Retiree’s Maryland ORP; and<br />
u You meet the spouse or child dependent eligibility<br />
criteria for health benefits.<br />
If the surviving spouse is the beneficiary, the spouse<br />
may cover himself/herself and any eligible dependent of<br />
the deceased ORP Retiree. However, only dependents<br />
that would be eligible dependents of the deceased ORP<br />
Retiree if he/she were still living may be covered.<br />
If a child is the beneficiary, only the child will be eligible<br />
for health benefits as long as he/she meets dependent<br />
eligibility requirements for children (see page 7).<br />
Required Documentation: Completion of a Retiree<br />
<strong>Health</strong> and Welfare <strong>Benefits</strong> Enrollment Form and<br />
a State of Maryland Optional Retirement Program<br />
(ORP) Packet. The form and packet are available from<br />
an Agency <strong>Benefits</strong> Coordinator, at a Maryland State<br />
institution of higher education, from our website,<br />
www.dbm.maryland.gov, or by mail from the Employee<br />
<strong>Benefits</strong> Division.<br />
u Maximum State subsidy if the<br />
Retiree had service equal to 25<br />
or more full years of regular<br />
employment with the State<br />
in any branch of government;<br />
you may be eligible for the<br />
maximum State subsidy even<br />
if the Retiree did not retire<br />
directly from a Maryland State<br />
institution of higher education.<br />
u No State Subsidy if the<br />
Retiree had less than 25<br />
years of Maryland State<br />
service.<br />
ORP Beneficiaries may cover<br />
dependents that would be eligible<br />
dependents of the deceased<br />
Retiree.<br />
Same as ORP Retirees (see page 10).<br />
NOTE: If all coverage in the <strong>Health</strong> <strong>Benefits</strong> Program is terminated for an ORP Retiree or Beneficiary for any reason, either<br />
voluntarily or involuntarily, documentation confirming the current continuous receipt of a periodic distribution from the<br />
Maryland ORP must be provided to qualify for re-enrollment.<br />
BENEFITS<br />
OVERVIEW<br />
For More Information<br />
If you have questions regarding your eligibility or State subsidy, see the Maryland Optional Retirement Program Handbook<br />
for Retiree <strong>Health</strong> <strong>Benefits</strong>, available from your Agency or Institution <strong>Benefits</strong> Coordinator, the Employee <strong>Benefits</strong><br />
Division, or the Department of Budget and Management website, www.dbm.maryland.gov under <strong>Health</strong> <strong>Benefits</strong>.