confidence - Investing In Africa

Financial StatementsNotes to the Accounts for the year ended 30 June 2005 (cont’d)7B. REMAINING TERM TO MATURITY OF LOANS AND ADVANCES(EXCLUDING ALLOWANCE FOR CREDIT LOSSES)GROUPBANK2005 2004 2003 2005 2004 2003MRs'000 MRs'000 MRs'000 MRs'000 MRs'000 MRs'000Within 3 months 4,388,330 2,900,806 3,760,951 3,848,545 2,704,312 3,445,241Over 3 to 6 months 1,897,259 1,744,644 1,449,556 1,687,983 1,565,637 1,170,197Over 6 to 12 months 2,160,333 2,480,254 1,966,265 2,151,276 2,222,386 1,557,116Over 1 to 2 years 1,180,507 1,142,586 1,136,145 1,030,051 1,169,320 882,791Over 2 to 5 years 5,024,625 5,749,552 5,219,030 4,779,416 5,448,654 5,138,353Over 5 years 10,477,027 9,519,841 8,512,575 10,436,368 9,512,968 8,464,23425,128,081 23,537,683 22,044,522 23,933,639 22,623,277 20,657,9327C.CREDIT CONCENTRATION OF RISK BY INDUSTRY SECTORSTotal credit facilities including guarantees, acceptances, and other similar commitments extended by the Bank to any one customeror group of closely-related customers for amounts aggregating more than 15% of its capital base, classified by industry sectors:2005 2004 2003MRs'000 MRs'000 MRs'000Name of SectorAgriculture and Fishing - - -EPZ 1,660,479 1,331,591 1,576,278Other Manufacturing - - -Total Manufacturing 1,660,479 1,331,591 1,576,278Tourism 1,367,938 3,502,693 3,238,266Transport - - -Construction - - 787,984Financial and Business Services - - -Traders - - -Personal - - -Professional - - -Entities outside Mauritius - - -Other - - 1,964,72541Total 3,028,417 4,834,284 7,567,253