confidence - Investing In Africa

Financial StatementsNotes to the Accounts for the year ended 30 June 2005 (cont’d)33. SEGMENT INFORMATION(a) Primary reporting format - Business segments2005 ConsolidationBanking Leasing Others Adjustments GroupMRs' 000 MRs' 000 MRs' 000 MRs' 000 MRs' 000External Gross Income 3,730,992 92,620 36,355 - 3,859,967Gross Income from Other Segments 19,163) 78,505) 14,754) (112,422) -)Total Gross Income 3,750,155) 171,125) 51,109) (112,422) 3,859,967)Interest Expense and Non-Interest Expenses (2,372,178) (104,564) (3,983) 112,422) 2,368,303)Profit before Provision for Credit Losses 1,377,977 66,561 47,126 - 1,491,664Provisions and Adjustments to Income for Credit Losses (80,610) 1,997) -) -) (78,613)Profit after Provisions for Credit Losses 1,297,367 68,558 47,126 - 1,413,051Share of Profit of Associates 88,248Net Income before Income Taxes 1,501,299Provision for Income Taxes (304,866)Net Income after Income Taxes 1,196,433Minority Interest (5,219)Net Income Available to Shareholders 1,191,214Segment Assets 47,489,382) 1,572,631) 239,842) (1,370,580) 47,931,275)Investment in Associates 675,765Total Assets 48,607,04070Segment Liabilities 39,326,471) 1,564,414) 235,502) (1,391,588) 39,734,799)Unallocated Liabilities 668,412Minority Interest 21,008Shareholders’ Fund 8,182,821Total Liabilities and Shareholders’ Equity 48,607,040Capital Expenditure 96,419 4,845 46 - 101,310Depreciation 244,814 400 84 - 245,298