- Page 1 and 2: Via ODiSyMarch 22, 2012PHILIPPINE S
- Page 3: SEC FORM 17-A
- Page 6 and 7: TABLE OF CONTENTSPage No.PART I- BU
- Page 8 and 9: Philippine Subsidiaries% Interest H
- Page 10 and 11: sophisticated investors. The Bank
- Page 14: The Risk management Group (RMG) is
- Page 17 and 18: BDO BANK-OWNED PROPERTIES UTILIZED
- Page 19 and 20: BDO BANK-OWNED PROPERTIES UTILIZED
- Page 21 and 22: Branch Address Lease Lease ExpiryEf
- Page 23 and 24: Branch Address Lease Lease ExpiryEf
- Page 25 and 26: Branch Address Lease Lease ExpiryEf
- Page 27 and 28: Branch Address Lease Lease ExpiryEf
- Page 29 and 30: Branch Address Lease Lease ExpiryEf
- Page 31 and 32: Branch Address Lease Lease ExpiryEf
- Page 33 and 34: Branch Address Lease Lease ExpiryEf
- Page 35 and 36: Branch Address Lease Lease ExpiryEf
- Page 37 and 38: Branch Address Lease Lease ExpiryEf
- Page 39 and 40: Branch Address Lease Lease ExpiryEf
- Page 41 and 42: Branch Address Lease Lease ExpiryEf
- Page 43 and 44: 11 DHS Investment 2,269,679 0.09%12
- Page 45 and 46: On 22 October 2010, the Bank comple
- Page 47 and 48: • Advertising expenses went up 7%
- Page 49 and 50: Contingent Accounts - 2010 vs. 2009
- Page 51 and 52: Prospects for the Future/Plans of O
- Page 53 and 54: from 2001 to 2008. She was also Pre
- Page 55 and 56: Henry T. Sy, Jr., 57, Filipino, is
- Page 57 and 58: Name Age PositionEduardo V. Francis
- Page 59 and 60: Name Age PositionMaria Rhoda B. Ors
- Page 61 and 62: Gerard Lee B. Co, 53, is Executive
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Ursula A. Alano, 57, is Senior Vice
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Montiel H. de los Santos, 50, is Se
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Ruby G. Lim, 64, is Senior Vice Pre
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Estrellita V. Ong, 56, joined BDO a
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trading desk. He graduated from the
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(a)(b)(c)(d)bankruptcy petition by
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2) Security Ownership of Management
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(Note: There are no voting trust sh
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) The summary of reports on SEC For
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20 September 2011 Submission of sta
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STATEMENT OF MANAGEMENT’SRESPONSI
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BDO UNIBANK, INC. AND SUBSIDIARIES(
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BDO UNIBANK, INC. AND SUBSIDIARIES(
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BDO UNIBANK, INC. AND SUBSIDIARIES(
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BDO UNIBANK, INC. AND SUBSIDIARIES(
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- 3 -(i) The reconciliations of the
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- 5 -(c) Functional and Presentatio
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- 7 -• PAS 27 (Amendment), Consol
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- 9 -(ii) PAS 12 (Amendment), Incom
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- 11 -• PFRS 10, Consolidated Fin
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- 13 -When BDO Unibank Group ceases
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- 15 -(b) Loans and ReceivablesLoan
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- 17 -Gains and losses arising from
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- 19 -Investment properties are der
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- 21 -Impairment losses on goodwill
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- 23 -2.18 Related Party Transactio
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- 25 -(d) Income from assets sold o
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2.23 Impairment of Financial Assets
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- 29 -When possible, BDO Unibank Gr
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- 31 -The asset recognized in the s
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- 33 -Most changes in deferred tax
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- 35 -Some properties comprise a po
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- 37 -BDO Unibank Group Parent Bank
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- 39 -The financial assets and liab
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- 41 -(e) Useful Lives of Premises,
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- 43 -4. RISK MANAGEMENTBy their na
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- 45 -The analysis of the maturity
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- 47 -Parent Bank2011MoreOne to tha
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- 49 -4.02.01 Foreign Exchange Risk
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- 51 -The analyses of the groupings
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- 53 -Parent Bank2011More MoreOne t
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- 55 -VaR is one of the key measure
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- 57 -Parent Bank2011Change in inte
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- 59 -The BDO Unibank Group’s def
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- 61 -The following table shows the
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- 63 -An aging of past due but not
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- 65 -Exposure to credit risk also
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- 67 -4.03 Operational RiskOperatio
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- 69 -Segment information (by servi
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- 71 -6. FINANCIAL ASSETS AND LIABI
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- 73 -At Amortized Carrying FairCos
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- 75 -9.01 Financial Assets at FVTP
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- 77 -9.02 AFS SecuritiesAFS securi
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- 79 -Unamortized deferred gain fro
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- 81 -Balances atDecember 31, 2011
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- 83 -10. LOANS AND OTHER RECEIVABL
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- 85 -The breakdown of total loans
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- 87 -Leasehold Furniture,Rights an
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- 89 -Land Buildings TotalBDO Uniba
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- 91 -13.01 Equity InvestmentsEquit
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- 93 -13.01.03 AcquisitionsIn 2011,
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14. ALLOWANCE FOR IMPAIRMENT- 95 -C
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- 97 -On December 23, 2004, the BSP
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- 99 -Parent Bank2011 2010 2009Seni
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- 101 -The Notes also increased and
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- 103 -(d) Reciprocal investments i
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- 105 -The Parent Bank’s applicat
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- 107 -On May 28, 2010, the BOD of
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- 109 -22. OTHER OPERATING INCOME A
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- 111 -23. EMPLOYEE BENEFITS23.01 E
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- 113 -Parent Bank2011 2010 2009Cur
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24. RELATED PARTY TRANSACTIONS- 115
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- 117 -ii. Generali has an existing
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- 119 -In compliance with the requi
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- 121 -The reconciliation of the ta
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- 123 -The breakdown of MCIT with t
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- 125 -(d) The following instrument
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- 127 -Basic earnings per share wer
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- 129 -2011 2010 2009Parent BankRet
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- 131 -Sale of MaxicareBDO Unibank
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- 133 -OthersThe BDO Unibank Group