Branch Address Lease Lease ExpiryEffectivity107 Clark SEZ - Puregold Puregold Duty Free (Expansion) Bldg., Claro M.Recto Highway (formerly Dyess Hway) Clark SpecialEconomic Zone, Clarkfield, Pampanga 09/17/11 09/16/12108 Cotabato - Kabacan Rizal Avenue, National Highway, 9407 Kabacan,North Cotabato 04/28/07 04/27/12109 Cotabato - Midsayap Jaycee St., 9410 Midsayap, North Cotabato 05/01/08 04/30/18110 Dagupan - Perez 386 Perez Boulevard, Dagupan City 07/01/10 06/30/16111 Dagupan - Tapuac Unit 8-10 Mother Goose Play House Bldg.,MacArthur Highway, Tapuac District, Dagupan City,Pangasinan 02/09/06 02/08/16112 Davao - Agdao Lapu- Lapu St., 8000 Agdao, Davao City 08/<strong>22</strong>/03 08/21/13113 Davao - Bangoy R. Magsaysay Avenue corner C. Bangoy St., 8000Davao City 07/01/02 06/30/12114 Davao - Buhangin Carlos P. Garcia Highway, Buhangin Diversion Road,Davao City 12/01/08 11/30/18115 Davao - Claveria CM Recto St., Davao City 01/01/07 12/31/11116 Davao - Lanang SJRDC Building, Insular Village 1 Commercial Area,Lanang, Davao City 05/01/07 04/30/17117 Davao - Lizada Ramon Magsaysay Avenue corner Lizada St., 8000Davao City, Davao del Sur 08/07/03 08/06/13118 Davao - Monteverde GF Sequoia Inn., Monteverde Avenue, Davao City 09/01/08 08/31/18119 Davao - Narra Tomas Monteverde Avenue corner Narra St., DavaoCity 11/01/08 10/31/18120 Davao - Quirino Avenue Nicolas 1 Bldg. Quirino Ave., 8000,Davao City 09/01/02 08/31/12121 Davao - Rizal Caritas Building Rizal Street corner Pelayo Street,Davao City 06/16/06 06/15/161<strong>22</strong> Davao - San Pedro GF KDC, Bldg., San Pedro Street, Davao City, DavaoDel Sur 06/03/02 06/02/12123 Davao - Sta. Ana Monteverde corner F. Bangoy Sts., 8000 Davao City,Davao del Sur 10/01/11 09/30/16124 Davao JP Laurel Landco-PDCP Corporate Center, JP Laurel Avenue,Davao City 12/16/2011 12/15/2013125 Davao Magsaysay R. Magsaysay Avenue, Davao City 12/16/07 12/15/17126 General Santos Santiago Boulevard corner JP Laurel Street, GeneralSantos City 6/16/2011 6/15/2021127 General Santos -PendatunGF Sydney Hotel, corner Pioneer and PendatunAvenue, General Santos City 9500 03/19/10 03/18/<strong>2012</strong>8 Iligan - Quezon Avenue Quezon Avenue, 9200 Iligan City, Lanao, Del Norte 03/01/08 02/28/18129 Ilocos Norte - Batac Aoigan Bldg., Washington St. Batac 2906, IlocosNorte 10/01/07 09/30/17130 Ilocos Sur - Candon National Highway corner Abaya St., 2710 Candon,Ilocos Sur 04/15/97 04/15/12131 Iloilo - Central Iznart St., Lot 317- B - 2- A-1, 5000, Iloilo City, Iloilo 05/29/02 05/28/<strong>22</strong>132 Iloilo - Gen. Luna 48 LPHTP Bldg. Gen. Luna St., Iloilo City 06/01/09 05/31/19133 Iloilo - Jaro NB Bldg., Lopez Jaena Street, Jaro, Iloilo City 07/15/98 07/14/13134 Iloilo - JM Basa JM Basa Street, Iloilo City 03/01/08 02/29/18135 Iloilo - La Paz GF INJAP Bldg., corner Luna St. & Huervana St., LaPaz, Iloilo City 01/01/11 12/31/20136 Iloilo - Ledesma GF Esther Building, Ledesma Street, Iloilo City 04/01/08 03/31/18137 Iloilo - Molo M. H. Del Pilar corner Jocson Streets, Molo, IloiloCity 02/01/10 01/31/30SEC FORM 17-A 30
Branch Address Lease Lease ExpiryEffectivity138 Iloilo - Quezon St. Lots 3 & 5, Quezon St., Iloiilo City 01/01/08 12/31/17139 Iloilo - Tabuc Suba Roger's Bldg., MacArthur Highway, Tabuc Suba,Iloilo City 07/14/05 07/13/15140 Iriga City Iriga Plaza Hotel, Msgr. Lanuza St., San Francisco,Iriga City, Camarines Sur 04/21/08 04/20/18141 Isabela - Cauayan Along National Highway, Cauayan, Isabela 01/01/08 12/31/<strong>22</strong>142 Isabela - Ilagan Along Maharlika Highway, Calamagui 2nd, Ilagan,Isabela 03/28/01 09/30/17143 Isabela - Santiago Centro A & A Musgni Bldg., City Road corner Carreon St.,Centro East, Santiago City 03/01/09 02/28/19144 Isabela - SantiagoMaharlika HighwayMaharlika Highway corner Quezon Avenue, VictoryNorte, Santiago City, Isabela 09/01/07 08/31/12145 La Union, Agoo Along National Highway, Barangay San Nicolas,Agoo, La Union 05/16/09 05/15/19146 La Union San Francisco -Rizal Ave.Rizal Avenue corner Ortega Street, San Fernando,La Union 12/16/07 12/15/17147 Laguna - Cabuyao GF Lim-Bell Business Center, JP Rizal St., Cabuyao, 10/01/10 09/30/15Laguna148 Laguna - Pagsanjan J P Rizal Street corner F. De San Juan St., Barangay 05/11/10 05/10/20Dos, Poblacion, Pagsanjan, Laguna149 Laguna - Sta. Cruz Along Regidor Street, Sta. Cruz, Laguna 07/01/08 06/30/18150 Laguna - Technopark GF Laguna Technopark Admin. Bldg. 1, North MainAvenue, Laguna Technopark Biñan, Laguna 12/01/08 11/30/13151 Laoag - Castro Pichay Bldg., JP Rizal corner A. Castro St., LaoagCity 11/01/07 10/31/12152 Legaspi City - Rizal St. Rizal corner Gov. Imperial Street, Legaspi City 05/01/03 04/30/13153 Legaspi City - Rotonda Rizal St., 4500 Legaspi City, Albay 07/01/95 06/30/15154 Leyte - Maasin Tomas Oppus Street, 6600 Maasin, Southern Leyte 08/01/11 07/30/14155 Lipa - Ayala Highway Casa Esparanza Building, Pres. JP Laurel Highway,Mataas na lupa, Lipa City 10/01/03 09/30/13156 Lipa - Robinson's Place Level 1, Space L1- 177, Robinson's Place-Lipa, LipaHighway, Lipa City, Batangas 10/29/08 10/28/13157 Los Baños Olivarez Plaza Cinema & Supermarket Complex,along National Highway, Brgy. Batong Malake, LosBaños 04/15/99 04/15/14158 Lucena - Enriquez Enriquez corner Evangelista St., Quezon 11/20/02 11/19/12159 Lucena - Merchan Merchan Street corner San Fernando Street, LucenaCity 04/02/03 04/01/13160 Lucena - Gulang Gulang No . 505 Quezon Avenue Extension, Brgy. GulangGulang, Lucena City 08/01/08 07/31/18161 Lucena - Quezon Avenue Quezon Avenue corner Profugo St., Lucena City,Quezon 09/20/10 09/19/15162 Mactan - EPZA Mactan - EPZA Compound, 6000 Lapu-Lapu City,Cebu 05/27/07 05/26/17163 Malanday - McArthurHighwayKM 17 MacArthur Highway, Malanday, Valenzuela,Metro Manila 04/02/99 04/02/19164 Malolos - MacArthurHighwayS1 Cabana Space A, The Cabanas Mall, MacArthurHighway, Malolos City 09/01/08 08/31/18165 Marilao - MacArthurHighwayUnit 1-3 Cecila Commercial Complex, AbanganNorte, MacArthur Highway, 3019 Marilao, Bulacan 03/15/03 03/14/13166 Meycauayan - MacArthur Liberty Building, MacArthur Highway Calvario, 06/01/11 05/31/16SEC FORM 17-A 31
- Page 1 and 2: Via ODiSyMarch 22, 2012PHILIPPINE S
- Page 3: SEC FORM 17-A
- Page 6 and 7: TABLE OF CONTENTSPage No.PART I- BU
- Page 8 and 9: Philippine Subsidiaries% Interest H
- Page 10 and 11: sophisticated investors. The Bank
- Page 12: (v)Transactions with and/or Depende
- Page 16 and 17: BDO BANK-OWNED PROPERTIES UTILIZED
- Page 18 and 19: BDO BANK-OWNED PROPERTIES UTILIZED
- Page 20 and 21: 2) Leased PropertiesThe Group lease
- Page 22 and 23: Branch Address Lease Lease ExpiryEf
- Page 24 and 25: Branch Address Lease Lease ExpiryEf
- Page 26 and 27: Branch Address Lease Lease ExpiryEf
- Page 28 and 29: Branch Address Lease Lease ExpiryEf
- Page 30 and 31: Branch Address Lease Lease ExpiryEf
- Page 32 and 33: Branch Address Lease Lease ExpiryEf
- Page 34 and 35: Branch Address Lease Lease ExpiryEf
- Page 38 and 39: Branch Address Lease Lease ExpiryEf
- Page 40 and 41: Branch Address Lease Lease ExpiryEf
- Page 42 and 43: Item 4. Submission of Matters to a
- Page 44 and 45: On 29 January 2011, the Board of th
- Page 46 and 47: Total Equity grew by 9% to P97.0 bi
- Page 48 and 49: Balance Sheet - 2010 vs. 2009Total
- Page 50 and 51: Comprehensive Income - For the year
- Page 52 and 53: Item 7. Financial StatementsThe con
- Page 54 and 55: UOB Singapore. He was formerly the
- Page 56 and 57: Director of the Philippine Global C
- Page 58 and 59: Name Age PositionInvestments GroupG
- Page 60 and 61: Antonio N. Cotoco, 63, is Senior Ex
- Page 62 and 63: Bienvenido M. Juat, Jr., 58, is Exe
- Page 64 and 65: Ma. Ophelia Ll. Camiña, 58, is Sen
- Page 66 and 67: Corporation; a Trustee of PCI Bank
- Page 68 and 69: Dalmacio D. Martin, 50, is Senior V
- Page 70 and 71: Luis S. Reyes, Jr., 54, is Senior V
- Page 72 and 73: Equitable Banking Corporation in Ju
- Page 74 and 75: The above compensation includes the
- Page 76 and 77: Title ofClassName of BeneficialOwne
- Page 78 and 79: esponsible for the setting up of th
- Page 80 and 81: 2 May 2011 Retirement of Ms. Nenita
- Page 82: Setting the annual shareholders’
- Page 87:
AUDITED FINANCIAL STATEMENTSDECEMBE
- Page 93 and 94:
BDO UNIBANK, INC. AND SUBSIDIARIES(
- Page 95 and 96:
- 2 -Net UnrealizedFair ValueGains
- Page 97 and 98:
- 2 -BDO Unibank GroupParent BankNo
- Page 99 and 100:
1.02 Approval of Financial Statemen
- Page 101 and 102:
- 4 -Parent BankFRSP Difference PFR
- Page 103 and 104:
- 6 -(ii) Philippine Interpretation
- Page 105 and 106:
- 8 -• PFRS 7 (Amendment), Financ
- Page 107 and 108:
- 10 -(v) PFRS 9, Financial Instrum
- Page 109 and 110:
- 12 -The financial statements of s
- Page 111 and 112:
- 14 -2.06 Financial AssetsFinancia
- Page 113 and 114:
- 16 -HTM investments consist of go
- Page 115 and 116:
- 18 -The value produced by a model
- Page 117 and 118:
- 20 -2.12 Premises, Furniture, Fix
- Page 119 and 120:
- 22 -Deposit liabilities and other
- Page 121 and 122:
- 24 -2.20 Revenue and Expense Reco
- Page 123 and 124:
- 26 -Provisions are measured at th
- Page 125 and 126:
- 28 -Future cash flows in a group
- Page 127 and 128:
- 30 -Foreign exchange gains and lo
- Page 129 and 130:
- 32 -(e)Executive Stock Option Pla
- Page 131 and 132:
- 34 -3.01 Critical Management Judg
- Page 133 and 134:
- 36 -3.02 Key Sources of Estimatio
- Page 135 and 136:
- 38 -(iv) Loans and Other Receivab
- Page 137 and 138:
- 40 -Parent BankNotes Level 1 Leve
- Page 139 and 140:
- 42 -The retirement benefit asset
- Page 141 and 142:
- 44 -• It then disseminates the
- Page 143 and 144:
- 46 -2010MoreOne to than three Mor
- Page 145 and 146:
- 48 -2010MoreOne to than three Mor
- Page 147 and 148:
- 50 -Parent Bank2011 2010ForeignFo
- Page 149 and 150:
- 52 -BDO Unibank Group2010More Mor
- Page 151 and 152:
- 54 -Parent Bank2010More MoreOne t
- Page 153 and 154:
- 56 -A summary of the VaR position
- Page 155 and 156:
- 58 -Parent BankImpact onImpact on
- Page 157 and 158:
- 60 -b. SubstandardAccounts classi
- Page 159 and 160:
- 62 -BDO Unibank Group2010Loans an
- Page 161 and 162:
- 64 -Parent Bank2010Loans andTradi
- Page 163 and 164:
- 66 -4.02.04.03 Concentrations of
- Page 165 and 166:
- 68 -5. SEGMENT REPORTINGThe BDO U
- Page 167 and 168:
- 70 -Commercial Investment Private
- Page 169 and 170:
- 72 -At Amortized Carrying FairCos
- Page 171 and 172:
- 74 -8. DUE FROM OTHER BANKSThe ba
- Page 173 and 174:
- 76 -The aggregate contractual or
- Page 175 and 176:
- 78 -The fair values of government
- Page 177 and 178:
- 80 -The fair values are determine
- Page 179 and 180:
- 82 -Reclassification of CLNs from
- Page 181 and 182:
- 84 -Per MORB, non-performing loan
- Page 183 and 184:
- 86 -Leasehold Furniture,Rights an
- Page 185 and 186:
- 88 -Land Buildings TotalJanuary 1
- Page 187 and 188:
- 90 -Real and other properties acq
- Page 189 and 190:
- 92 -The BDO Unibank Group’s sub
- Page 191 and 192:
- 94 -Full allowance for impairment
- Page 193 and 194:
- 96 -This account is composed of t
- Page 195 and 196:
- 98 -The breakdown of this account
- Page 197 and 198:
- 100 -On October 19, 2009, the pre
- Page 199 and 200:
- 102 -On December 29, 2009, BSP is
- Page 201 and 202:
- 104 -19.02 Capital AllocationThe
- Page 203 and 204:
- 106 -annum of the par value. Subs
- Page 205 and 206:
- 108 -20. INTEREST INCOMEInterest
- Page 207 and 208:
- 110 -Other operating expenses con
- Page 209 and 210:
- 112 -The movements in the present
- Page 211 and 212:
- 114 -Parent Bank2011 2010 2009 20
- Page 213 and 214:
- 116 -(c) Other Transactions with
- Page 215 and 216:
- 118 -ii. On January 31, 2008, BDO
- Page 217 and 218:
- 120 -27. TAXES27.01 Current and D
- Page 219 and 220:
- 122 -Movements in net deferred ta
- Page 221 and 222:
- 124 -27.04 Gross Receipts Tax (GR
- Page 223 and 224:
- 126 -28. EARNINGS PER SHAREBasic
- Page 225 and 226:
- 128 -29. SELECTED FINANCIAL PERFO
- Page 227 and 228:
- 130 -Sale of BankardBDO (as succe
- Page 229 and 230:
- 132 -PEACe bondsOn October 18, 20
- Page 231:
- 134 -Following is a summary of BD