Branch Address Lease Lease ExpiryEffectivityF. Halili Maria, Bulacan48 Bulacan - Sta. Maria M.G. M. De Leon St., Poblacion, 30<strong>22</strong> Sta. Maria, BulacanDeleon03/15/93 03/14/1349 Butuan - J.C. Aquino D & V Plaza II Bldg., JC Aquino Avenue, Butuan CityAvenue02/18/06 02/17/1250 Butuan - Montilla Montilla Blvd. near corner Lopez Jaena St., ButuanCity, Agusan Del Norte 12/01/07 11/30/1251 Cabantuan-Maharlika GF DBS Bldg., along Maharlika Road, Bitas,Highway NorthCabanatuan City 08/01/11 07/31/2152 Cabanatuan - Megacenter Unit 49- B and Unit 3 UGF Megacenter, The Mall, 10/01/98 09/30/18MallGen.Tinio & Melencio Sts. Cabanatuan City53 Cabanatuan - NE Pacific GF, Unit CM-2 (Mall Entrance 2) NE Pacific Mall, KM 11/08/09 11/07/14Mall111 Maharlika Hway, Cabanatuan City, Nueva Ecija54 Cabanatuan - PacoRomanAlong Paco Roman Street, Cabanatuan City08/01/10 07/31/2055 Cabanatuan - Sanciangco Maharlika Road near corner Sanciangco St.,Cabanatuan City 04/30/01 04/29/2158 Cagayan de Oro - Cogon J. R Borja Street, Cagayan De Oro City 05/01/04 04/30/1459 Cagayan de Oro - Hayes GF Trendline Dept. Store, Arch James Hayes St.,Cogon, Cagayan de Oro City 09/01/08 08/31/1860 Cagayan de Oro -OsmeñaPres. S. Osmena corner Ramon Chavez St., Cogon9000, Cagayan de Oro Misamis Oriental 10/01/09 09/30/1961 Cagayan De Oro - Xavier Library Annex Building Corrales Avenue, Cagayan deOro City 02/15/09 02/15/1262 Cainta Junction Hipolito Bldg., Ortigas Avenue Extension, CaintaJunction, Cainta, Rizal 02/01/04 01/31/1463 Cainta - A. Bonifacio Ledor Commercial Center, A. Bonifacio Avenuecorner Samonte Street, Brgy. San Juan, Cainta, Rizal 1/01/<strong>2012</strong> 12/31/201664 Calamba - Paseo Uno GF Paseo Uno de Calamba, National Highway,Barangay Paciano, Calamba City, Laguna 12/01/10 11/30/2065 Camarines Norte - Daet J. Lukban Street corner Moreno Street Poblacion,Daet, Camarines Norte 03/07/05 03/06/1566 Camarines Sur - Pili Santiago, Pili, Camarines Sur 10/01/08 09/30/1867 Catanduanes - Virac San Juan corner Rizal Sts., 4800 Virac, Catanduanes 05/14/11 05/14/1268 Cavite - Carmona Governor's Drive, Bo. Maduja, 4116 Carmona,Cavite 12/15/96 12/14/1369 Cavite-DasmariñasAguinaldoHighwayGen. Emilio Aguinaldo Highway corner Natividad St.,Dasmarinas, Cavite 05/16/11 05/15/3170 Cavite - EPZA Cavite EPZA Compound, 4106 Rosario, Cavite 08/14/07 08/13/1771 Cavite - Dasmariñas FCIE Governor's Drive, Brgy. Langkaan, Dasmariñas,Cavite 12/16/97 12/15/1272 Cavite - Imus AguinaldoHighwayGF DCR Building, Aguinaldo Highway, 4103 Imus,Cavite 11/18/08 10/31/1873 Cavite - Imus-NuenoAvenue358 Exodus Building, Nueno, Imus, Cavite01/31/11 01/31/1674 Cavite - Naic Governor's Drive corner Soriano Highway, NaicCavite City 11/01/09 10/31/2975 Cavite - Puregold Tanza GF Puregold Tanza, Provincial Road, Tanza, Cavite 10/07/10 10/06/1576 Cavite - Silang 194 J. Rizal corner M. Belen Street, Silang, Cavite 08/01/10 07/31/2077 Cavite - Trece Martires El Paseo Arcade, Indang, Trece Road near CornerGov. Drive, Trece Martires City 07/16/08 07/15/18SEC FORM 17-A 28
Branch Address Lease Lease ExpiryEffectivity78 Cebu - Asiatown IT Park GF TGU Tower, Salinas Drive corner J. M. Del MarSt., Asiatown IT Park, Apas, Cebu City 07/01/09 06/30/1479 Cebu - A.S. Fortuna GF Tanaka Bldg., 869 A. S. Fortuna Banilad,Mandaue City 01/01/06 06/02/2080 Cebu - Ayala Business GF Cebu Towers, Mindanao corner Bohol Avenue,ParkCebu Business Park, Cebu City 06/15/07 06/14/1281 Cebu - Ayala Mall Stall 286A Level 2, West Entry, Ayala Center MallCebu, Cebu Business Park, Cebu City 09/01/10 08/31/1282 Cebu - Banilad TPE Bldg., Governor Cuenco Avenue, Banilad, CebuCity 10/01/10 09/30/2083 Cebu - Bogo P. Rodriguez corner San Vicente Sts., 6010 Bogo,Cebu City 06/18/07 06/17/1784 Cebu - Capitol Osmeña Blvd. corner Ma. Cristina St., 6000 CebuCity 01/01/11 12/31/1585 Cebu - Consolacion GF Annex Bldg. Fooda Saversmart, Consolacion,Cebu 07/23/08 07/<strong>22</strong>/1386 Cebu - F. Ramos 134 Borromeo Bldg., F. Ramos corner ArlingtonPond, Cebu City 6000 01/01/05 12/31/1487GF Insular Life Cebu Business Centre, MindanaoCebu - Insular LifeBusiness CentreAvenue Corner Biliran Road, Cebu Business ParkCebu City 01/24/11 01/23/2188 Cebu - GaisanoUGF Gaisano Grand Mall Minglanilla, Poblacion,MinglanillaMinglanilla, Cebu City 04/15/11 04/14/2189 Cebu - Magallanes Plaridel Street corner Magallanes St., Cebu City 06/01/11 05/31/1690 Cebu - Mambaling Grand Orchard Commercial Building, C. PadillaStreet, Mambaling, Cebu City 05/16/10 05/15/2091 Cebu - MEZ II Unit 204 NGA Building 2, Pueblo Verde MEZ II,Basak, Lapu Lapu City 09/01/08 08/31/1892 Cebu - North Road National Highway, Labogon, Mandaue City, Cebu 01/01/08 12/31/1793 Cebu - Parkmall Unit 29 - 31 Parkmall, No. 168 Ouano Avenue,Mandaue Reclamation Road, Mandaue City, Cebu 03/26/08 03/25/1394 Cebu - Tabo-an T. Abella St., San Nicolas Central, 6000, Cebu City 05/01/07 04/30/1295 Cebu Cuenco NSLC Building, M. J. Cuenco Avenue, Cebu City 11/01/11 10/31/1296 Cebu Elizabeth Mall GF Elizabeth Mall, Leon Kilat corner SouthExpressway, Cebu City 12/05/08 12/04/1397 Cebu Escario Cebu Escario Street, Cebu City 07/01/09 06/30/1298 Cebu - Guadalupe R. Duterte Corner V. Rama Sts. Guadalupe, CebuCity 07/01/10 06/30/2099 Cebu - J. Mall LGF 01 & LGF 02 J. Mall A.S. Fortuna St., MandaueCebu 09/30/11 09/29/21100 Cebu - Lapu Lapu Unit 9, The Arcade, ML Quezon Highway, Pajo, LapuLapu City 06/01/10 05/31/15101 Cebu Legaspi Legaspi corner Zamora Street, Cebu City 12/16/07 12/15/12102 Cebu Mandaue La Fuerza Building, Subangdaku, Mandaue City 09/01/06 08/31/21103 Cebu Osmeña B. Rodriguez St., Fuenta Osmeña Rotunda, CebuCity 01/01/06 12/31/14104 Cebu - Plaridel 21 Dy Bldg., Plaridel St., Cebu City 07/31/07 08/01/12105 Cebu Tabunok PBS Bldg., 2668 National Highway Tabunok, Talisay,Cebu City 10/16/03 10/15/13106 Clark SEZ - Centennial Centennial Road, Clark Special Eco. Zone, Clarkfield,Pampanga 01/01/07 01/01/<strong>22</strong>SEC FORM 17-A 29
- Page 1 and 2: Via ODiSyMarch 22, 2012PHILIPPINE S
- Page 3: SEC FORM 17-A
- Page 6 and 7: TABLE OF CONTENTSPage No.PART I- BU
- Page 8 and 9: Philippine Subsidiaries% Interest H
- Page 10 and 11: sophisticated investors. The Bank
- Page 12: (v)Transactions with and/or Depende
- Page 16 and 17: BDO BANK-OWNED PROPERTIES UTILIZED
- Page 18 and 19: BDO BANK-OWNED PROPERTIES UTILIZED
- Page 20 and 21: 2) Leased PropertiesThe Group lease
- Page 22 and 23: Branch Address Lease Lease ExpiryEf
- Page 24 and 25: Branch Address Lease Lease ExpiryEf
- Page 26 and 27: Branch Address Lease Lease ExpiryEf
- Page 28 and 29: Branch Address Lease Lease ExpiryEf
- Page 30 and 31: Branch Address Lease Lease ExpiryEf
- Page 32 and 33: Branch Address Lease Lease ExpiryEf
- Page 36 and 37: Branch Address Lease Lease ExpiryEf
- Page 38 and 39: Branch Address Lease Lease ExpiryEf
- Page 40 and 41: Branch Address Lease Lease ExpiryEf
- Page 42 and 43: Item 4. Submission of Matters to a
- Page 44 and 45: On 29 January 2011, the Board of th
- Page 46 and 47: Total Equity grew by 9% to P97.0 bi
- Page 48 and 49: Balance Sheet - 2010 vs. 2009Total
- Page 50 and 51: Comprehensive Income - For the year
- Page 52 and 53: Item 7. Financial StatementsThe con
- Page 54 and 55: UOB Singapore. He was formerly the
- Page 56 and 57: Director of the Philippine Global C
- Page 58 and 59: Name Age PositionInvestments GroupG
- Page 60 and 61: Antonio N. Cotoco, 63, is Senior Ex
- Page 62 and 63: Bienvenido M. Juat, Jr., 58, is Exe
- Page 64 and 65: Ma. Ophelia Ll. Camiña, 58, is Sen
- Page 66 and 67: Corporation; a Trustee of PCI Bank
- Page 68 and 69: Dalmacio D. Martin, 50, is Senior V
- Page 70 and 71: Luis S. Reyes, Jr., 54, is Senior V
- Page 72 and 73: Equitable Banking Corporation in Ju
- Page 74 and 75: The above compensation includes the
- Page 76 and 77: Title ofClassName of BeneficialOwne
- Page 78 and 79: esponsible for the setting up of th
- Page 80 and 81: 2 May 2011 Retirement of Ms. Nenita
- Page 82: Setting the annual shareholders’
- Page 87:
AUDITED FINANCIAL STATEMENTSDECEMBE
- Page 93 and 94:
BDO UNIBANK, INC. AND SUBSIDIARIES(
- Page 95 and 96:
- 2 -Net UnrealizedFair ValueGains
- Page 97 and 98:
- 2 -BDO Unibank GroupParent BankNo
- Page 99 and 100:
1.02 Approval of Financial Statemen
- Page 101 and 102:
- 4 -Parent BankFRSP Difference PFR
- Page 103 and 104:
- 6 -(ii) Philippine Interpretation
- Page 105 and 106:
- 8 -• PFRS 7 (Amendment), Financ
- Page 107 and 108:
- 10 -(v) PFRS 9, Financial Instrum
- Page 109 and 110:
- 12 -The financial statements of s
- Page 111 and 112:
- 14 -2.06 Financial AssetsFinancia
- Page 113 and 114:
- 16 -HTM investments consist of go
- Page 115 and 116:
- 18 -The value produced by a model
- Page 117 and 118:
- 20 -2.12 Premises, Furniture, Fix
- Page 119 and 120:
- 22 -Deposit liabilities and other
- Page 121 and 122:
- 24 -2.20 Revenue and Expense Reco
- Page 123 and 124:
- 26 -Provisions are measured at th
- Page 125 and 126:
- 28 -Future cash flows in a group
- Page 127 and 128:
- 30 -Foreign exchange gains and lo
- Page 129 and 130:
- 32 -(e)Executive Stock Option Pla
- Page 131 and 132:
- 34 -3.01 Critical Management Judg
- Page 133 and 134:
- 36 -3.02 Key Sources of Estimatio
- Page 135 and 136:
- 38 -(iv) Loans and Other Receivab
- Page 137 and 138:
- 40 -Parent BankNotes Level 1 Leve
- Page 139 and 140:
- 42 -The retirement benefit asset
- Page 141 and 142:
- 44 -• It then disseminates the
- Page 143 and 144:
- 46 -2010MoreOne to than three Mor
- Page 145 and 146:
- 48 -2010MoreOne to than three Mor
- Page 147 and 148:
- 50 -Parent Bank2011 2010ForeignFo
- Page 149 and 150:
- 52 -BDO Unibank Group2010More Mor
- Page 151 and 152:
- 54 -Parent Bank2010More MoreOne t
- Page 153 and 154:
- 56 -A summary of the VaR position
- Page 155 and 156:
- 58 -Parent BankImpact onImpact on
- Page 157 and 158:
- 60 -b. SubstandardAccounts classi
- Page 159 and 160:
- 62 -BDO Unibank Group2010Loans an
- Page 161 and 162:
- 64 -Parent Bank2010Loans andTradi
- Page 163 and 164:
- 66 -4.02.04.03 Concentrations of
- Page 165 and 166:
- 68 -5. SEGMENT REPORTINGThe BDO U
- Page 167 and 168:
- 70 -Commercial Investment Private
- Page 169 and 170:
- 72 -At Amortized Carrying FairCos
- Page 171 and 172:
- 74 -8. DUE FROM OTHER BANKSThe ba
- Page 173 and 174:
- 76 -The aggregate contractual or
- Page 175 and 176:
- 78 -The fair values of government
- Page 177 and 178:
- 80 -The fair values are determine
- Page 179 and 180:
- 82 -Reclassification of CLNs from
- Page 181 and 182:
- 84 -Per MORB, non-performing loan
- Page 183 and 184:
- 86 -Leasehold Furniture,Rights an
- Page 185 and 186:
- 88 -Land Buildings TotalJanuary 1
- Page 187 and 188:
- 90 -Real and other properties acq
- Page 189 and 190:
- 92 -The BDO Unibank Group’s sub
- Page 191 and 192:
- 94 -Full allowance for impairment
- Page 193 and 194:
- 96 -This account is composed of t
- Page 195 and 196:
- 98 -The breakdown of this account
- Page 197 and 198:
- 100 -On October 19, 2009, the pre
- Page 199 and 200:
- 102 -On December 29, 2009, BSP is
- Page 201 and 202:
- 104 -19.02 Capital AllocationThe
- Page 203 and 204:
- 106 -annum of the par value. Subs
- Page 205 and 206:
- 108 -20. INTEREST INCOMEInterest
- Page 207 and 208:
- 110 -Other operating expenses con
- Page 209 and 210:
- 112 -The movements in the present
- Page 211 and 212:
- 114 -Parent Bank2011 2010 2009 20
- Page 213 and 214:
- 116 -(c) Other Transactions with
- Page 215 and 216:
- 118 -ii. On January 31, 2008, BDO
- Page 217 and 218:
- 120 -27. TAXES27.01 Current and D
- Page 219 and 220:
- 122 -Movements in net deferred ta
- Page 221 and 222:
- 124 -27.04 Gross Receipts Tax (GR
- Page 223 and 224:
- 126 -28. EARNINGS PER SHAREBasic
- Page 225 and 226:
- 128 -29. SELECTED FINANCIAL PERFO
- Page 227 and 228:
- 130 -Sale of BankardBDO (as succe
- Page 229 and 230:
- 132 -PEACe bondsOn October 18, 20
- Page 231:
- 134 -Following is a summary of BD