Branch Address Lease Lease ExpiryEffectivity158 Masangkay Lung Hong Townmates Association Bldg., 1<strong>22</strong>6Masangkay, Sta. Cruz, Mla. 05/01/04 04/30/14159 Masangkay - CM Recto 1029-1031 JP. Bldg., Masangkay corner Tronqued 04/01/11 03/31/21St., Sta. Cruz, Manila160 Masangkay - Luzon St. 907 Luzon St. corner Masangkay St., Tondo, Manila 06/01/07 05/31/12161 Mayon - Amoranto 489 Units A & B, Mayon Street, Sta. Mesa Heights,Quezon City 10/15/08 10/14/18162 Mayon - N. Roxas No. 241 Mayon Avenue corner Nicanor Roxas St.,1111 Quezon City 08/01/04 07/31/14163 Meralco - Ortigas Meralco Compound, Ortigas Avenue, 1604 Pasig City 01/01/11 12/31/11164 Metropolitan Avenue GF Metropolitan Terraces, Metropolitan Avenuecorner Sacred Heart(formerly Dao St), Makati City 07/01/11 06/30/16165 Mezza Residences GF Mezza Residences, Aurora Blvd. corner AranetaAvenue & Guirayan St., Quezon City 03/01/09 04/30/14166 Monumento MacArthur Highway corner Calle Uno, Caloocan City 10/01/92 09/30/12167 Muñoz - Roosevelt No. 328 Mesa Holding Bldg., Roosevelt Avenue,SFDM, Quezon City 04/21/05 04/20/15168 Muntinlupa - Poblacion GF Elizabeth Center Bldg., National Road Poblacion,Muntinlupa City 09/02/08 09/01/18169 Nagtahan GF SM Nagtahan, Magsaysay Blvd. corner NagtahanRoad, Sampaloc, Manila 08/28/08 10/31/13170 NAIA Arrival Area, Ninoy Aquino Intl. Airport, Ninoy AquinoAvenue, 1705 NAIA, Parañaque CityMonth to month171 Navotas Seafront Commercial Bldg., North Bay Blvd.,Navotas, Metro Manila 01/01/08 12/31/17173 New Manila - E.Rodriguez Sr.Unit 1G & 2E 284 Dona Anita Bldg., E. Rodriguez Sr.Avenue, Quezon City 03/01/11 02/28/16174 Newport City GF Newport Office Building 1, Newport City, PasayCity 09/21/09 09/30/14175 Northbay - Virgo Drive Melandrea III Bldg., Northbay Blvd. near cor. VirgoDrive, Navotas, Metro Manila 03/31/08 03/30/13176 Novaliches 1016 Quirino Highway Town Proper, Brgy. Monica,Novaliches, Quezon City 09/01/91 08/31/16177 Novaliches - Lagro Lot 2-B-6 233 (LRC) PSD 341349, Quirino Highway,Lagro, Novaliches, Quezon City 04/15/09 04/14/29178 Novaliches - Zabarte GF C. I. Plaza, 1151 Quirino Highway near cornerZabarte Road, Brgy. Kaligayahan, Novaliches,Quezon City 05/24/10 05/23/20179 Old Sta. Mesa - Albina Newton Plaza, Old Sta. Mesa corner Albina Street,Sampaloc, Manila 05/06/10 05/05/20180 OneE-comCenter GF OneE-comCenter, Palm Coast Avenue, Mall ofAsia Complex, Pasay City 02/12/08 02/11/13181 Ongpin Unit ABC Imperial Sky Garden, Ongpin Street cornerT. Pinpin, Binondo, Manila 10/01/07 09/30/12182 Ongpin - T. Alonzo Unit 564 and 566 Gel Tower, T. Alonzo St., Sta.Cruz, Manila 01/01/10 12/31/14183 Ongpin-Tomas Mapua 1004-1006 Ongpin Street, Sta. Cruz, Manila 03/04/11 03/03/16184 Ortigas Avenue Ext. -PasigAlong Ortigas Avenue Extension, Rosario, Pasig City07/16/08 07/15/18185 Ortigas Avenue Ext. -CaintaUnit 7-9 Philfoam Furnishing Bldg., Km. 23 OrtigasAvenue Extension, Cainta, Rizal 11/28/03 11/27/13SEC FORM 17-A 20
Branch Address Lease Lease ExpiryEffectivity186 Ortigas Avenue Ext. - St. 15 A. Ortigas Avenue Extension corner Monaco St.,JosephPasig City 01/01/08 12/31/17187 Ortigas Center UGF SM Megamall Bldg. A, Ortigas Center,Mandaluyong City 08/16/09 10/31/14188 Ortigas - Octagon Center GF Octagon Center, San Miguel Avenue, OrtigasCenter, Pasig City 03/01/09 02/28/14Barko Bldg., Pablo Ocampo Sr. Street cornerArellano St., Malate, Manila 06/16/10 06/15/20189 Pablo Ocampo Sr. St. -Arellano190 Pacific Star - Makati GF Pacific Star Bldg., Sen. Gil Puyat Avenue cornerMakati Avenue, Makati City 03/01/11 02/28/16191 Paco 1054-1060 Pedro Gil St., Paco, Manila 06/01/09 05/31/19192 Padre Rada Gosiupo Bldg., 480-482 Padre Rada Corner ElcanoSt., Tondo, Manila 01/01/03 12/31/12193Sky Freight Bldg., Ninoy Aquino Avenue near cornerPascor Drive, Sto. Niño, Parañaque City 03/01/08 02/28/18Parañaque-Pascor Drive194 Parañaque - La Huerta 04<strong>22</strong> Quirino Avenue corner J. Ferrer St., La Huerta,Parañaque City 1700 04/26/05 04/25/15195 Parañaque - Moonwalk GF Seal 1 Bldg., Armstrong Avenue corner YosemiteSt., Moonwalk Subdivision, Parañaque City 04/01/09 03/31/14196 Parañaque - N. Aquino JJM Bldg., 2 N. Aquino Ave., Sto. Niño, ParañaqueAvenueCity 06/16/98 06/15/13197 Pasay - Domestic Road Caltex Compound (PDSC/Park 'N Fly Bldg.), NAIAcorner Domestic Road, 1300, Pasay City 10/01/10 09/30/15198 Pasay - Two Shopping 2nd Level, Retail Shop Area, Two Shopping Center,CenterTaft Avenue, Pasay City 11/15/11 11/14/21199 Paseo de Roxas 2 GF <strong>BDO</strong> Plaza, 8737 Paseo de Roxas St., MakatiCity 12/16/07 12/15/17200 Pasig Caruncho SG Bldg. Caruncho Avenue corner Market Avenue,Pasig City 04/01/10 03/31/20201 Pasig - Kapasigan Mariposa Arcade, A. Mabini cor. Dr. Pilapil St., PasigCity 01/01/04 12/31/13202 Pasig - A. Mabini GF CFM Bldg., No. 97 A. Mabini St., Pasig City Month to month203 Pasig Blvd. Extension -Rosario Along Pasig Blvd. Extension, Rosario, Pasig City 09/01/04 08/31/14204 Pasig - Kapitolyo GF AB Sandoval Bldg., Shaw Blvd. corner OranboDrive, Pasig City 10/01/02 09/30/1<strong>22</strong>05 Pasig - Meralco Avenue GF One Corporate Bldg., Julia Vargas Avenue cornerMeralco Avenue, Pasig City 06/01/10 05/31/20206 Pasig - Pioneer Pioneer Centre, Pioneer St. corner Brixton andUnited Streets, Pasig City 12/16/08 12/15/18207 Pasig - Valle Verde Reliance Center, 99 E. Rodriguez Jr. Avenue, BarrioUgong, Pasig City 06/01/10 05/31/20208 Paso De Blas – NorthExpressway 97 Paso De Blas, 1442 Valenzuela, Metro Manila 09/01/97 08/31/1<strong>22</strong>09 Pasong Tamo Ext. GF Allegro Center, Pasong Tamo Extension, MakatiCity 01/1/12 12/31/16210 Pateros - Elisco Road East Mansion Homes, Phase 1, Eliseo Road, Sto.Rosario, Pateros, Metro Manila 08/01/08 07/31/13211 Pateros - Poblacion GF Milaor Bldg., No. 509 M. Almeda St., Poblacion,Pateros 11/01/08 09/30/18212 Pedro Gil - Adriatico Adriatico near corner Pedro Gil St., Malate, Manila 10/01/10 09/30/20SEC FORM 17-A 21
- Page 1 and 2: Via ODiSyMarch 22, 2012PHILIPPINE S
- Page 3: SEC FORM 17-A
- Page 6 and 7: TABLE OF CONTENTSPage No.PART I- BU
- Page 8 and 9: Philippine Subsidiaries% Interest H
- Page 10 and 11: sophisticated investors. The Bank
- Page 12: (v)Transactions with and/or Depende
- Page 16 and 17: BDO BANK-OWNED PROPERTIES UTILIZED
- Page 18 and 19: BDO BANK-OWNED PROPERTIES UTILIZED
- Page 20 and 21: 2) Leased PropertiesThe Group lease
- Page 22 and 23: Branch Address Lease Lease ExpiryEf
- Page 24 and 25: Branch Address Lease Lease ExpiryEf
- Page 28 and 29: Branch Address Lease Lease ExpiryEf
- Page 30 and 31: Branch Address Lease Lease ExpiryEf
- Page 32 and 33: Branch Address Lease Lease ExpiryEf
- Page 34 and 35: Branch Address Lease Lease ExpiryEf
- Page 36 and 37: Branch Address Lease Lease ExpiryEf
- Page 38 and 39: Branch Address Lease Lease ExpiryEf
- Page 40 and 41: Branch Address Lease Lease ExpiryEf
- Page 42 and 43: Item 4. Submission of Matters to a
- Page 44 and 45: On 29 January 2011, the Board of th
- Page 46 and 47: Total Equity grew by 9% to P97.0 bi
- Page 48 and 49: Balance Sheet - 2010 vs. 2009Total
- Page 50 and 51: Comprehensive Income - For the year
- Page 52 and 53: Item 7. Financial StatementsThe con
- Page 54 and 55: UOB Singapore. He was formerly the
- Page 56 and 57: Director of the Philippine Global C
- Page 58 and 59: Name Age PositionInvestments GroupG
- Page 60 and 61: Antonio N. Cotoco, 63, is Senior Ex
- Page 62 and 63: Bienvenido M. Juat, Jr., 58, is Exe
- Page 64 and 65: Ma. Ophelia Ll. Camiña, 58, is Sen
- Page 66 and 67: Corporation; a Trustee of PCI Bank
- Page 68 and 69: Dalmacio D. Martin, 50, is Senior V
- Page 70 and 71: Luis S. Reyes, Jr., 54, is Senior V
- Page 72 and 73: Equitable Banking Corporation in Ju
- Page 74 and 75: The above compensation includes the
- Page 76 and 77:
Title ofClassName of BeneficialOwne
- Page 78 and 79:
esponsible for the setting up of th
- Page 80 and 81:
2 May 2011 Retirement of Ms. Nenita
- Page 82:
Setting the annual shareholders’
- Page 87:
AUDITED FINANCIAL STATEMENTSDECEMBE
- Page 93 and 94:
BDO UNIBANK, INC. AND SUBSIDIARIES(
- Page 95 and 96:
- 2 -Net UnrealizedFair ValueGains
- Page 97 and 98:
- 2 -BDO Unibank GroupParent BankNo
- Page 99 and 100:
1.02 Approval of Financial Statemen
- Page 101 and 102:
- 4 -Parent BankFRSP Difference PFR
- Page 103 and 104:
- 6 -(ii) Philippine Interpretation
- Page 105 and 106:
- 8 -• PFRS 7 (Amendment), Financ
- Page 107 and 108:
- 10 -(v) PFRS 9, Financial Instrum
- Page 109 and 110:
- 12 -The financial statements of s
- Page 111 and 112:
- 14 -2.06 Financial AssetsFinancia
- Page 113 and 114:
- 16 -HTM investments consist of go
- Page 115 and 116:
- 18 -The value produced by a model
- Page 117 and 118:
- 20 -2.12 Premises, Furniture, Fix
- Page 119 and 120:
- 22 -Deposit liabilities and other
- Page 121 and 122:
- 24 -2.20 Revenue and Expense Reco
- Page 123 and 124:
- 26 -Provisions are measured at th
- Page 125 and 126:
- 28 -Future cash flows in a group
- Page 127 and 128:
- 30 -Foreign exchange gains and lo
- Page 129 and 130:
- 32 -(e)Executive Stock Option Pla
- Page 131 and 132:
- 34 -3.01 Critical Management Judg
- Page 133 and 134:
- 36 -3.02 Key Sources of Estimatio
- Page 135 and 136:
- 38 -(iv) Loans and Other Receivab
- Page 137 and 138:
- 40 -Parent BankNotes Level 1 Leve
- Page 139 and 140:
- 42 -The retirement benefit asset
- Page 141 and 142:
- 44 -• It then disseminates the
- Page 143 and 144:
- 46 -2010MoreOne to than three Mor
- Page 145 and 146:
- 48 -2010MoreOne to than three Mor
- Page 147 and 148:
- 50 -Parent Bank2011 2010ForeignFo
- Page 149 and 150:
- 52 -BDO Unibank Group2010More Mor
- Page 151 and 152:
- 54 -Parent Bank2010More MoreOne t
- Page 153 and 154:
- 56 -A summary of the VaR position
- Page 155 and 156:
- 58 -Parent BankImpact onImpact on
- Page 157 and 158:
- 60 -b. SubstandardAccounts classi
- Page 159 and 160:
- 62 -BDO Unibank Group2010Loans an
- Page 161 and 162:
- 64 -Parent Bank2010Loans andTradi
- Page 163 and 164:
- 66 -4.02.04.03 Concentrations of
- Page 165 and 166:
- 68 -5. SEGMENT REPORTINGThe BDO U
- Page 167 and 168:
- 70 -Commercial Investment Private
- Page 169 and 170:
- 72 -At Amortized Carrying FairCos
- Page 171 and 172:
- 74 -8. DUE FROM OTHER BANKSThe ba
- Page 173 and 174:
- 76 -The aggregate contractual or
- Page 175 and 176:
- 78 -The fair values of government
- Page 177 and 178:
- 80 -The fair values are determine
- Page 179 and 180:
- 82 -Reclassification of CLNs from
- Page 181 and 182:
- 84 -Per MORB, non-performing loan
- Page 183 and 184:
- 86 -Leasehold Furniture,Rights an
- Page 185 and 186:
- 88 -Land Buildings TotalJanuary 1
- Page 187 and 188:
- 90 -Real and other properties acq
- Page 189 and 190:
- 92 -The BDO Unibank Group’s sub
- Page 191 and 192:
- 94 -Full allowance for impairment
- Page 193 and 194:
- 96 -This account is composed of t
- Page 195 and 196:
- 98 -The breakdown of this account
- Page 197 and 198:
- 100 -On October 19, 2009, the pre
- Page 199 and 200:
- 102 -On December 29, 2009, BSP is
- Page 201 and 202:
- 104 -19.02 Capital AllocationThe
- Page 203 and 204:
- 106 -annum of the par value. Subs
- Page 205 and 206:
- 108 -20. INTEREST INCOMEInterest
- Page 207 and 208:
- 110 -Other operating expenses con
- Page 209 and 210:
- 112 -The movements in the present
- Page 211 and 212:
- 114 -Parent Bank2011 2010 2009 20
- Page 213 and 214:
- 116 -(c) Other Transactions with
- Page 215 and 216:
- 118 -ii. On January 31, 2008, BDO
- Page 217 and 218:
- 120 -27. TAXES27.01 Current and D
- Page 219 and 220:
- 122 -Movements in net deferred ta
- Page 221 and 222:
- 124 -27.04 Gross Receipts Tax (GR
- Page 223 and 224:
- 126 -28. EARNINGS PER SHAREBasic
- Page 225 and 226:
- 128 -29. SELECTED FINANCIAL PERFO
- Page 227 and 228:
- 130 -Sale of BankardBDO (as succe
- Page 229 and 230:
- 132 -PEACe bondsOn October 18, 20
- Page 231:
- 134 -Following is a summary of BD