<strong>BDO</strong> BANK-OWNED PROPERTIES UTILIZED AS BRANCHESBRANCHADDRESS99 Negros Occidental - Cadiz Cabahug St., 6121 Cadiz, Negros Occidental100 Negros Occidental - Escalante National Highway, Escalante City, 6124 Negros Occidental101 Negros Occidental - Kabankalan Guanzon St., Kabankalan, 6111 Negros Occidental102 Novaliches - Forest Hills Lot 2 D 1 Quirino Ave., Novaliches, Quezon City103 Nueva Ecija - Gapan Tinio St., 3105 Gapan, Nueva Ecija104 Nueva Ecija - Guimba Afan Salvador St., 3115 Guimba, Nueva Ecija105 Nueva Ecija - Munoz T. Delos Santos St., Science City of Munoz, Nueva Ecija106 Ortigas Avenue 209 Ortigas Avenue, Greenhills, San Juan, Metro Manila107 Ortigas Exchange Road G/F, PSE Center, Exchange Road, Ortigas CommercialComplex, Pasig City108 Ortigas-San Juan Units 102-103 Sunrise Condo., Ortigas Ave., 1500 SanJuan, MM109 Ozamiz Cebedo St., corner Gallardo St., Centro, Ozamiz City,Misamis Occidental110 Paco - A. Linao 1635-1641 A. Linao St., Paco, Manila111 Padre Faura-A. Mabini A. Mabini Cor. Padre Faura Sts., 1000 Ermita, Manila112 Pagadian F. S. Pajaras Ave., Pagadian City, 7016 Zamboanga DelSur113 Pasay Libertad corner Colayco Streets, Pasay City114 Pasay Road 845 Corporate Plaza Bldg. , Pasay Road, Makati City115 Paseo-Gil Puyat Paseo De Roxas corner Gil Puyat Ave., Makati City116 Paseo Tower - Makati 8751 Paseo De Roxas, Makati City117 Pasig - Manggahan Amang Rodriguez Avenue, Barangay Manggahan, PasigCity118 Perea - Paseo G/F Universal Re Bldg., 106 Paseo De Roxas, 1<strong>22</strong>8 MakatiCity119 Pitimini - Roosevelt Roosevelt Avenue corner Pitimini Street, San Francisco DelMonte, Quezon City120 Plaza Sta. Cruz-Dasmariñas St. 377 Plaza Sta. Cruz, 1003 Sta. Cruz, Manila121 Potrero 110 MacArthur Highway corner Riverside Street, BarangayPotrero, Malabon1<strong>22</strong> President's Avenue - BFParañaquePresident's Ave. corner J. Elizalde St., BF HomesParañaque, Metro Manila123 Puerto Princesa 261 Rizal Ave., 5300 Puerto Princesa City, Palawan124 Quezon Avenue - Heroes Hill 1052 Quezon Avenue, 1103 Quezon City125 Quezon - Candelaria Rizal Ave cor. Valle St., 4323 Candelaria, QuezonSEC FORM 17-A 12
<strong>BDO</strong> BANK-OWNED PROPERTIES UTILIZED AS BRANCHESBRANCHADDRESS126 Reposo - Makati JP Rizal cor. N. Garcia (formerly Reposo), Makati City127 Rizal Avenue 2502 -2504 Rizal Avenue corner Cavite Street, Sta. CruzDistrict, Manila128 Rockwell Center - Makati Lot 3, Block 7, Rockwell Drive, Rockwell Center, Poblacion,Makati City129 Roxas - Roxas Avenue Roxas Avenue, Roxas City, Capiz130 San Pablo - Rizal St 2nd Floor, Equitable PCI Bldg., Rizal St. cor. P. Alcantara,San Pablo City, Laguna131 Shaw Blvd. - Stanford Shaw Blvd. Corner Stanford St., Mandaluyong City132 Silay - Figueroa Figueroa cor. Rizal St., Silay City, 6116 Negros Occidental133 South Cotabato - Koronadal R. Alunan Ave. cor. Osmeña St., 9506 Koronadal, SouthCotabato134 Sta. Rosa-South Expressway National Road, Pulong Sta. Cruz, 4026 Sta Rosa, Laguna135 Strata 100-Ortigas GF Strata 100 Bldg., Emerald Avenue, Pasig City136 Sultan Kudarat - Isulan 075 National Highway, Kalawag 2, Isulan, Sultan Kudarat137 Sultan Kudarat - Tacurong Alunan Highway, 9800 Tacurong, Sultan Kudarat138 St. Ignatius - Katipunan <strong>BDO</strong> Bldg. 137 Katipunan Avenue, St. Ignatius, QuezonCity139 Taft- Vito Cruz Bankard Bldg., 24<strong>22</strong> Taft Ave., 1004 Malate, Manila140 Tarlac - Luisita MacArthur Highway, Barangay San Miguel, Tarlac City141 Tarlac - J. Luna J. Luna St. near corner Mc Arthur, Tarlac, Tarlac142 Tomas Morato - Kamuning Corner Kamuning & Tomas Morato, Quezon City143 Tuguegarao - Bonifacio St. Bonifacio Street, Tuguegarao, Cagayan144 U.N. Avenue - J. Bocobo UN Avenue cor. J. Bocobo St., Ermita, Manila145 Urdaneta - Alexander Alexander St., Urdaneta City, Pangasinan146 V.A. Rufino GF Chatham House, Herrrera St., corner Valero and SanAgustin St., Salcedo Village, Makati City147 West Trade Center - West Avenue Unit # 1, G/F West Trade Center, West Avenue, QuezonCity148 Vigan - Quezon Avenue Corner Bonifacio St. & Quezon Ave., 2900 Vigan, IlocosSur149 Zamboanga - Rizal St. Rizal St., Zamboanga City, 7000, Zamboanga Del SurSEC FORM 17-A 13
- Page 1 and 2: Via ODiSyMarch 22, 2012PHILIPPINE S
- Page 3: SEC FORM 17-A
- Page 6 and 7: TABLE OF CONTENTSPage No.PART I- BU
- Page 8 and 9: Philippine Subsidiaries% Interest H
- Page 10 and 11: sophisticated investors. The Bank
- Page 12: (v)Transactions with and/or Depende
- Page 16 and 17: BDO BANK-OWNED PROPERTIES UTILIZED
- Page 20 and 21: 2) Leased PropertiesThe Group lease
- Page 22 and 23: Branch Address Lease Lease ExpiryEf
- Page 24 and 25: Branch Address Lease Lease ExpiryEf
- Page 26 and 27: Branch Address Lease Lease ExpiryEf
- Page 28 and 29: Branch Address Lease Lease ExpiryEf
- Page 30 and 31: Branch Address Lease Lease ExpiryEf
- Page 32 and 33: Branch Address Lease Lease ExpiryEf
- Page 34 and 35: Branch Address Lease Lease ExpiryEf
- Page 36 and 37: Branch Address Lease Lease ExpiryEf
- Page 38 and 39: Branch Address Lease Lease ExpiryEf
- Page 40 and 41: Branch Address Lease Lease ExpiryEf
- Page 42 and 43: Item 4. Submission of Matters to a
- Page 44 and 45: On 29 January 2011, the Board of th
- Page 46 and 47: Total Equity grew by 9% to P97.0 bi
- Page 48 and 49: Balance Sheet - 2010 vs. 2009Total
- Page 50 and 51: Comprehensive Income - For the year
- Page 52 and 53: Item 7. Financial StatementsThe con
- Page 54 and 55: UOB Singapore. He was formerly the
- Page 56 and 57: Director of the Philippine Global C
- Page 58 and 59: Name Age PositionInvestments GroupG
- Page 60 and 61: Antonio N. Cotoco, 63, is Senior Ex
- Page 62 and 63: Bienvenido M. Juat, Jr., 58, is Exe
- Page 64 and 65: Ma. Ophelia Ll. Camiña, 58, is Sen
- Page 66 and 67: Corporation; a Trustee of PCI Bank
- Page 68 and 69:
Dalmacio D. Martin, 50, is Senior V
- Page 70 and 71:
Luis S. Reyes, Jr., 54, is Senior V
- Page 72 and 73:
Equitable Banking Corporation in Ju
- Page 74 and 75:
The above compensation includes the
- Page 76 and 77:
Title ofClassName of BeneficialOwne
- Page 78 and 79:
esponsible for the setting up of th
- Page 80 and 81:
2 May 2011 Retirement of Ms. Nenita
- Page 82:
Setting the annual shareholders’
- Page 87:
AUDITED FINANCIAL STATEMENTSDECEMBE
- Page 93 and 94:
BDO UNIBANK, INC. AND SUBSIDIARIES(
- Page 95 and 96:
- 2 -Net UnrealizedFair ValueGains
- Page 97 and 98:
- 2 -BDO Unibank GroupParent BankNo
- Page 99 and 100:
1.02 Approval of Financial Statemen
- Page 101 and 102:
- 4 -Parent BankFRSP Difference PFR
- Page 103 and 104:
- 6 -(ii) Philippine Interpretation
- Page 105 and 106:
- 8 -• PFRS 7 (Amendment), Financ
- Page 107 and 108:
- 10 -(v) PFRS 9, Financial Instrum
- Page 109 and 110:
- 12 -The financial statements of s
- Page 111 and 112:
- 14 -2.06 Financial AssetsFinancia
- Page 113 and 114:
- 16 -HTM investments consist of go
- Page 115 and 116:
- 18 -The value produced by a model
- Page 117 and 118:
- 20 -2.12 Premises, Furniture, Fix
- Page 119 and 120:
- 22 -Deposit liabilities and other
- Page 121 and 122:
- 24 -2.20 Revenue and Expense Reco
- Page 123 and 124:
- 26 -Provisions are measured at th
- Page 125 and 126:
- 28 -Future cash flows in a group
- Page 127 and 128:
- 30 -Foreign exchange gains and lo
- Page 129 and 130:
- 32 -(e)Executive Stock Option Pla
- Page 131 and 132:
- 34 -3.01 Critical Management Judg
- Page 133 and 134:
- 36 -3.02 Key Sources of Estimatio
- Page 135 and 136:
- 38 -(iv) Loans and Other Receivab
- Page 137 and 138:
- 40 -Parent BankNotes Level 1 Leve
- Page 139 and 140:
- 42 -The retirement benefit asset
- Page 141 and 142:
- 44 -• It then disseminates the
- Page 143 and 144:
- 46 -2010MoreOne to than three Mor
- Page 145 and 146:
- 48 -2010MoreOne to than three Mor
- Page 147 and 148:
- 50 -Parent Bank2011 2010ForeignFo
- Page 149 and 150:
- 52 -BDO Unibank Group2010More Mor
- Page 151 and 152:
- 54 -Parent Bank2010More MoreOne t
- Page 153 and 154:
- 56 -A summary of the VaR position
- Page 155 and 156:
- 58 -Parent BankImpact onImpact on
- Page 157 and 158:
- 60 -b. SubstandardAccounts classi
- Page 159 and 160:
- 62 -BDO Unibank Group2010Loans an
- Page 161 and 162:
- 64 -Parent Bank2010Loans andTradi
- Page 163 and 164:
- 66 -4.02.04.03 Concentrations of
- Page 165 and 166:
- 68 -5. SEGMENT REPORTINGThe BDO U
- Page 167 and 168:
- 70 -Commercial Investment Private
- Page 169 and 170:
- 72 -At Amortized Carrying FairCos
- Page 171 and 172:
- 74 -8. DUE FROM OTHER BANKSThe ba
- Page 173 and 174:
- 76 -The aggregate contractual or
- Page 175 and 176:
- 78 -The fair values of government
- Page 177 and 178:
- 80 -The fair values are determine
- Page 179 and 180:
- 82 -Reclassification of CLNs from
- Page 181 and 182:
- 84 -Per MORB, non-performing loan
- Page 183 and 184:
- 86 -Leasehold Furniture,Rights an
- Page 185 and 186:
- 88 -Land Buildings TotalJanuary 1
- Page 187 and 188:
- 90 -Real and other properties acq
- Page 189 and 190:
- 92 -The BDO Unibank Group’s sub
- Page 191 and 192:
- 94 -Full allowance for impairment
- Page 193 and 194:
- 96 -This account is composed of t
- Page 195 and 196:
- 98 -The breakdown of this account
- Page 197 and 198:
- 100 -On October 19, 2009, the pre
- Page 199 and 200:
- 102 -On December 29, 2009, BSP is
- Page 201 and 202:
- 104 -19.02 Capital AllocationThe
- Page 203 and 204:
- 106 -annum of the par value. Subs
- Page 205 and 206:
- 108 -20. INTEREST INCOMEInterest
- Page 207 and 208:
- 110 -Other operating expenses con
- Page 209 and 210:
- 112 -The movements in the present
- Page 211 and 212:
- 114 -Parent Bank2011 2010 2009 20
- Page 213 and 214:
- 116 -(c) Other Transactions with
- Page 215 and 216:
- 118 -ii. On January 31, 2008, BDO
- Page 217 and 218:
- 120 -27. TAXES27.01 Current and D
- Page 219 and 220:
- 122 -Movements in net deferred ta
- Page 221 and 222:
- 124 -27.04 Gross Receipts Tax (GR
- Page 223 and 224:
- 126 -28. EARNINGS PER SHAREBasic
- Page 225 and 226:
- 128 -29. SELECTED FINANCIAL PERFO
- Page 227 and 228:
- 130 -Sale of BankardBDO (as succe
- Page 229 and 230:
- 132 -PEACe bondsOn October 18, 20
- Page 231:
- 134 -Following is a summary of BD