Branch Address Lease Lease ExpiryEffectivity213 Pedro Gil - A. Mabini 1567-1571 Salud Bldg., Pedro Gil corner A. MabiniSt., Ermita, Manila 02/16/10 02/15/14214 Philam Tower-Valero GF, Philam Tower, 8767 Paseo de Roxas, MakatiCity 12/16/08 12/15/13215 Plaza Calderon - Pedro GF Unit C, Harmonic Seven Bldg., 2332- 2334 PedroGilGil corner Vesta St., Sta. Ana, Manila 01/21/02 01/20/1<strong>22</strong>16 Pioneer Highlands -MadisonUnit 01 (facing Madison St.) Lower Ground Floor ofGlobe Telecom Plaza 1 Building, Pioneer St. cornerMadison St, Mandaluyong City 10/09/07 10/08/1<strong>22</strong>17 Port Area - South Harbor GF Velco Centre, RS Oca Corner A. C. DelgadoStreets, Port Area, Manila 05/01/08 04/30/16218 Project 8 - Shorthorn <strong>BDO</strong> Bldg., No. 41 Shorthhorn Street, Brgy Toro,Project 8, Quezon City 10/01/99 09/30/19219 Q. I. - E. Rodriguez Sr. GF Ablaza Bldg., 117 E. Rodriguez Ave., QuezonCity 05/01/07 04/30/1<strong>22</strong>20 Quezon Avenue - Araneta GF CSP Bldg., 815 Quezon Avenue, Quezon City 03/07/11 03/06/21<strong>22</strong>1 Quezon Avenue - Quezon Avenue corner Cordillera St., Quezon CityCordillera04/15/00 04/14/15<strong>22</strong>2 Quiapo - Quezon Blvd. Quezon Blvd., 1001 Quiapo, Manila 05/<strong>22</strong>/07 05/21/1<strong>22</strong>23 Quiapo - Quinta Market Quezon Blvd. corner C. Palanca St., Quiapo, Manila 01/16/08 01/15/18<strong>22</strong>4 Quintin Paredes 524 Enterprise Bldg., Quintin Paredes St.cornerCarvajal St., Binondo, Manila 07/01/07 06/30/17<strong>22</strong>5 Quirino Paco CRS Tower Center, Perdigon Street, Pres. QuirinoAvenue, Paco, Manila 03/01/11 09/30/21<strong>22</strong>6 Rada GF One Legaspi Place, Rada Street, Legaspi Village,Makati City 09/01/11 08/31/16<strong>22</strong>7 Resorts World Manila Newport Blvd., Newport City, Pasay City 12/01/10 11/30/15<strong>22</strong>8 Rizal Avenue - Bambang 1607 Alvarez St. corner Rizal Avenue, Sta. Cruz,1003 Manila 11/04/11 11/03/21<strong>22</strong>9 Rizal Avenue - BatangasSt.230 Rizal - Montalban GF Montalban Town Center, Rodriguez Highwaycorner Lardizabal St., Barangay San Jose,<strong>22</strong>00 Rizal Avenue corner Batangas St., Sta. Cruz,Manila 09/01/98 08/31/13Rodriguez, Rizal 06/16/10 06/15/20Robinson's Galleria, Ortigas Avenue, 1602 QuezonCity 11/01/08 10/31/13Robinson's Mall corner Pedro Gil M. Orosa St.,Ermita, Manila 08/16/08 08/15/13231 Robinsons Galleria -Ortigas232Robinson's Place - Manila233 Rockwell GF Power Plant Mall, Rockwell Centre, Amapolacorner Estrella St., Makati City 05/15/09 10/31/15234 Rockwell - Ortigas Level 1, Tower 2 The Rockwell Business Center,Ortigas Avenue, Pasig City 10/01/09 09/30/14235 Roxas Blvd. - R. Salas S & L Bldg., Roxas Blvd. St. corner Romero SalasSt., Ermita, Manila 03/01/05 02/28/15236 Rustan's Cubao RC-01A, Times Square Ave. near corner Gen. RoxasSt., Araneta Center, 1109 QC 12/01/12 12/31/1<strong>22</strong>37 Salcedo Golden Rock Bldg., 168 Salcedo St., Legaspi Village,Makati City 01/01/09 12/31/13238 Sales St. - Raon 545 Sales St. cor. G. Puyat St. (Raon), 1016 Sta.Cruz, Manila 5/21/11 5/20/21239 Samson Road GF Unit G Ma. Cristina Bldg., Samson Road corner 08/01/07 07/31/17SEC FORM 17-A <strong>22</strong>
Branch Address Lease Lease ExpiryEffectivityUE Tech, Caloocan City240 San Andres San Andres corner A. Linao St., Malate, Manila 07/01/02 06/30/1<strong>22</strong>41 San Juan 88 N. Domingo Street, San Juan 09/01/07 08/31/1<strong>22</strong>42 Savemore - Novaliches Savemore Novaliches, Gen. Luis, Novaliches,Quezon City 01/10/10 12/31/14243 Scout Albano - QuezonAvenue1488 Quezon Ave. , 1103 South Triangle, QuezonCity 04/01/09 03/31/14244 Scout Limbaga - T.Morato102 & 103 The Forum, Tomas Morato Avenue cornerSct. Limbaga Street, 1103, Quezon City 12/03/03 12/02/13245 Shangri-la Plaza Mall -EDSAUnit 129-A Level 1 Shangrila Plaza Mall, EDSAcorner Shaw Blvd., Mandaluyong City 06/01/10 03/31/15246 Shaw - Pasig Blvd. 145 Shaw Boulevard, Pasig City 03/01/10 02/29/20247 Shaw Blvd 555 Shaw Boulevard, Mandaluyong City 01/01/07 10/31/1<strong>22</strong>48 Shaw Blvd. - BeaconPlazaUG 105-UG 106 Beacon Plaza, Shaw Blvd. cornerIdeal St., Mandaluyong City 10/15/03 10/14/13249 Shaw Blvd. - EscrivaDriveAmber Square, Shaw Blvd. near Escriva Drive, PasigCity 04/01/10 05/31/15250 Shaw Blvd. - LibertyCenterGF Units 1 & 2 Bldg. B, Liberty Center, Shaw Blvd.,Mandaluyong City 03/16/11 03/31/21251 Shaw Blvd.-Yulo 285 A. Shaw Blvd. corner L. Cruz Street,Mandaluyong City 01/01/06 12/31/1<strong>22</strong>52 Silver City - Pasig L1-012, L1-013 & L1-014, Level 1, Auto Mall,Frontera Verde Drive corner Julia Vargas St.,Ortigas, Pasig City 09/08/11 09/07/1<strong>22</strong>53 Sixto Antonio - Pasig Sixto Antonio Ave. corner R. Bedaña St., Pasig City 10/27/04 10/26/14254 SM Center Las Piñas LGF SM Center Las Piñas, Alabang Zapote Road,Barangay Pamplona Dos, Las Piñas City 10/02/09 10/31/14255 SM Center Molino GF (Unit 127-130), SM Super Center Molino, MolinoRoad, Bacoor, Cavite 06/01/09 04/30/14254 SM City Bacoor UGF SM City Bacoor, Gen. Aguinaldo Highwaycorner Tirona, Bacoor, Cavite 08/01/09 07/31/14255 SM City Bicutan LGF SM City Bicutan, Doña Soledad corner WestService Road, Parañaque City 10/01/09 10/31/14256 SM City Fairview A Quirino Highway corner Regalado Street, Fairview,Quezon City 08/01/09 07/31/14257 SM City Fairview B SM City Fairview, Quirino Highway corner RegaladoAve., Fairview, Quezon City 11/1/10 10/31/15258 SM City Fairview C LGF Annex 2 SM City Fairview, Quirino Highway cor.Regalado Ave., Fairview, Quezon City 01/15/09 01/31/14259 SM City Manila LGF SM City Manila, Concepcion corner Arrocerosand San Marcelino St., Manila 08/01/10 07/31/15260 SM City Marikina GF SM City Marikina, Calumpang, Marikina City 09/05/08 07/31/13261 SM City Masinag GF SM City Masinag, Marcos Highway, Mayamot,Antipolo City 05/06/11 07/31/16262 SM City North EDSA A GF The Block SM City North, EDSA corner NorthAvenue, Quezon City 08/01/08 07/31/13263 SM City North EDSA B SM City North EDSA Annex 1 Bldg., North Avenuecorner EDSA, Quezon City 12/12/08 01/31/14264 SM City North EDSA C SM City Center Complex, North Avenue cornerEDSA 1105 Quezon City 03/01/08 01/31/13265 SM City Novaliches GF SM City Novaliches, Quirino Highway, 10/<strong>22</strong>/10 10/31/15SEC FORM 17-A 23
- Page 1 and 2: Via ODiSyMarch 22, 2012PHILIPPINE S
- Page 3: SEC FORM 17-A
- Page 6 and 7: TABLE OF CONTENTSPage No.PART I- BU
- Page 8 and 9: Philippine Subsidiaries% Interest H
- Page 10 and 11: sophisticated investors. The Bank
- Page 12: (v)Transactions with and/or Depende
- Page 16 and 17: BDO BANK-OWNED PROPERTIES UTILIZED
- Page 18 and 19: BDO BANK-OWNED PROPERTIES UTILIZED
- Page 20 and 21: 2) Leased PropertiesThe Group lease
- Page 22 and 23: Branch Address Lease Lease ExpiryEf
- Page 24 and 25: Branch Address Lease Lease ExpiryEf
- Page 26 and 27: Branch Address Lease Lease ExpiryEf
- Page 30 and 31: Branch Address Lease Lease ExpiryEf
- Page 32 and 33: Branch Address Lease Lease ExpiryEf
- Page 34 and 35: Branch Address Lease Lease ExpiryEf
- Page 36 and 37: Branch Address Lease Lease ExpiryEf
- Page 38 and 39: Branch Address Lease Lease ExpiryEf
- Page 40 and 41: Branch Address Lease Lease ExpiryEf
- Page 42 and 43: Item 4. Submission of Matters to a
- Page 44 and 45: On 29 January 2011, the Board of th
- Page 46 and 47: Total Equity grew by 9% to P97.0 bi
- Page 48 and 49: Balance Sheet - 2010 vs. 2009Total
- Page 50 and 51: Comprehensive Income - For the year
- Page 52 and 53: Item 7. Financial StatementsThe con
- Page 54 and 55: UOB Singapore. He was formerly the
- Page 56 and 57: Director of the Philippine Global C
- Page 58 and 59: Name Age PositionInvestments GroupG
- Page 60 and 61: Antonio N. Cotoco, 63, is Senior Ex
- Page 62 and 63: Bienvenido M. Juat, Jr., 58, is Exe
- Page 64 and 65: Ma. Ophelia Ll. Camiña, 58, is Sen
- Page 66 and 67: Corporation; a Trustee of PCI Bank
- Page 68 and 69: Dalmacio D. Martin, 50, is Senior V
- Page 70 and 71: Luis S. Reyes, Jr., 54, is Senior V
- Page 72 and 73: Equitable Banking Corporation in Ju
- Page 74 and 75: The above compensation includes the
- Page 76 and 77: Title ofClassName of BeneficialOwne
- Page 78 and 79:
esponsible for the setting up of th
- Page 80 and 81:
2 May 2011 Retirement of Ms. Nenita
- Page 82:
Setting the annual shareholders’
- Page 87:
AUDITED FINANCIAL STATEMENTSDECEMBE
- Page 93 and 94:
BDO UNIBANK, INC. AND SUBSIDIARIES(
- Page 95 and 96:
- 2 -Net UnrealizedFair ValueGains
- Page 97 and 98:
- 2 -BDO Unibank GroupParent BankNo
- Page 99 and 100:
1.02 Approval of Financial Statemen
- Page 101 and 102:
- 4 -Parent BankFRSP Difference PFR
- Page 103 and 104:
- 6 -(ii) Philippine Interpretation
- Page 105 and 106:
- 8 -• PFRS 7 (Amendment), Financ
- Page 107 and 108:
- 10 -(v) PFRS 9, Financial Instrum
- Page 109 and 110:
- 12 -The financial statements of s
- Page 111 and 112:
- 14 -2.06 Financial AssetsFinancia
- Page 113 and 114:
- 16 -HTM investments consist of go
- Page 115 and 116:
- 18 -The value produced by a model
- Page 117 and 118:
- 20 -2.12 Premises, Furniture, Fix
- Page 119 and 120:
- 22 -Deposit liabilities and other
- Page 121 and 122:
- 24 -2.20 Revenue and Expense Reco
- Page 123 and 124:
- 26 -Provisions are measured at th
- Page 125 and 126:
- 28 -Future cash flows in a group
- Page 127 and 128:
- 30 -Foreign exchange gains and lo
- Page 129 and 130:
- 32 -(e)Executive Stock Option Pla
- Page 131 and 132:
- 34 -3.01 Critical Management Judg
- Page 133 and 134:
- 36 -3.02 Key Sources of Estimatio
- Page 135 and 136:
- 38 -(iv) Loans and Other Receivab
- Page 137 and 138:
- 40 -Parent BankNotes Level 1 Leve
- Page 139 and 140:
- 42 -The retirement benefit asset
- Page 141 and 142:
- 44 -• It then disseminates the
- Page 143 and 144:
- 46 -2010MoreOne to than three Mor
- Page 145 and 146:
- 48 -2010MoreOne to than three Mor
- Page 147 and 148:
- 50 -Parent Bank2011 2010ForeignFo
- Page 149 and 150:
- 52 -BDO Unibank Group2010More Mor
- Page 151 and 152:
- 54 -Parent Bank2010More MoreOne t
- Page 153 and 154:
- 56 -A summary of the VaR position
- Page 155 and 156:
- 58 -Parent BankImpact onImpact on
- Page 157 and 158:
- 60 -b. SubstandardAccounts classi
- Page 159 and 160:
- 62 -BDO Unibank Group2010Loans an
- Page 161 and 162:
- 64 -Parent Bank2010Loans andTradi
- Page 163 and 164:
- 66 -4.02.04.03 Concentrations of
- Page 165 and 166:
- 68 -5. SEGMENT REPORTINGThe BDO U
- Page 167 and 168:
- 70 -Commercial Investment Private
- Page 169 and 170:
- 72 -At Amortized Carrying FairCos
- Page 171 and 172:
- 74 -8. DUE FROM OTHER BANKSThe ba
- Page 173 and 174:
- 76 -The aggregate contractual or
- Page 175 and 176:
- 78 -The fair values of government
- Page 177 and 178:
- 80 -The fair values are determine
- Page 179 and 180:
- 82 -Reclassification of CLNs from
- Page 181 and 182:
- 84 -Per MORB, non-performing loan
- Page 183 and 184:
- 86 -Leasehold Furniture,Rights an
- Page 185 and 186:
- 88 -Land Buildings TotalJanuary 1
- Page 187 and 188:
- 90 -Real and other properties acq
- Page 189 and 190:
- 92 -The BDO Unibank Group’s sub
- Page 191 and 192:
- 94 -Full allowance for impairment
- Page 193 and 194:
- 96 -This account is composed of t
- Page 195 and 196:
- 98 -The breakdown of this account
- Page 197 and 198:
- 100 -On October 19, 2009, the pre
- Page 199 and 200:
- 102 -On December 29, 2009, BSP is
- Page 201 and 202:
- 104 -19.02 Capital AllocationThe
- Page 203 and 204:
- 106 -annum of the par value. Subs
- Page 205 and 206:
- 108 -20. INTEREST INCOMEInterest
- Page 207 and 208:
- 110 -Other operating expenses con
- Page 209 and 210:
- 112 -The movements in the present
- Page 211 and 212:
- 114 -Parent Bank2011 2010 2009 20
- Page 213 and 214:
- 116 -(c) Other Transactions with
- Page 215 and 216:
- 118 -ii. On January 31, 2008, BDO
- Page 217 and 218:
- 120 -27. TAXES27.01 Current and D
- Page 219 and 220:
- 122 -Movements in net deferred ta
- Page 221 and 222:
- 124 -27.04 Gross Receipts Tax (GR
- Page 223 and 224:
- 126 -28. EARNINGS PER SHAREBasic
- Page 225 and 226:
- 128 -29. SELECTED FINANCIAL PERFO
- Page 227 and 228:
- 130 -Sale of BankardBDO (as succe
- Page 229 and 230:
- 132 -PEACe bondsOn October 18, 20
- Page 231:
- 134 -Following is a summary of BD