Branch Address Lease Lease ExpiryEffectivity46 C5 - Taguig GF Ridgewood Square, C5 Avenue, Ususan, TaguigCity, Metro Manila 02/15/08 02/14/1347 Caloocan Rizal Avenue Extension near 11th Avenue, GracePark, Caloocan City 09/01/08 08/31/1848 Caloocan - A. Mabini GF Corazon Bldg., 432 - A. Mabini St., Poblacion,Caloocan City 10/15/05 10/14/1549 Caloocan - 7th Avenue Rizal Avenue Extension corner 7th Avenue, GracePark, Caloocan City 05/01/11 04/30/1650 Carmen Planas 812 O' Racca Bldg., Carmen Planas Street, Divisoria,ManilaMonth to month51 Carmen Planas - Padre 1033-1035 C. Planas St., 1012 Tondo, ManilaRada07/14/03 07/13/1852 Carmen Planas - 921 Carmen Planas St. corner Zaragosa St., Tondo,ZaragosaManila 08/01/05 07/31/1553 Cash & Carry GF Unit # GO1A, Cash & Carry Mall, South SuperHighway & Filmore Street, Makati City 10/01/07 09/30/1254 Central Market - V. 1711 V. Fugoso St. corner Sulu St., Sta. Cruz, ManilaFugoso04/04/08 04/03/1355 Chino Roces Avenue Unit 3 & 4 La Fuerza Plaza, Chino Roces, Makati City 05/01/08 04/30/1856 Commonwealth GF Teresita Bldg., Holy Spirit Drive, Don AntonioHeights, Quezon City 11/01/05 10/31/1557 Commonwealth - DonAntonioDon Antonio Sports Center, Don Antonio, DonAntonio Heights Subdivision, QC 12/01/09 11/30/1458 Congressional -Mindanao AvenueCongressional Avenue Ext. corner MindanaoAvenue, Quezon City 10/01/04 04/30/1259 Congressional Avenue The Excelland System1, Congressional Avenue,Quezon City 05/15/98 07/15/1360 Connecticut 53 Connecticut Street, Fox Square Bldg., EastGreenhills, San Juan 11/01/08 10/31/1361 Cubao - General Araneta GF Philamlife Cubao Bldg., Aurora Blvd, corner Gen.Araneta Malvar Ave, Cubao Quezon City 02/01/08 01/31/1862 C.M. Recto - ReinaRegente1059 CM Recto Avenue corner Reina Regente St.,Binondo, Manila 08/01/10 07/31/2063 Dapitan St. - A. H.Lacson Ave.Dioresa Plaza, Dapitan St. corner A. H. LacsonAvenue, Sampaloc, Manila 07/01/10 06/30/1564 Del Monte - Sienna 409 Del Monte Avenue, Quezon City 1105 10/16/07 10/15/1765 Del Monte Avenue 63 Del Monte Avenue, Barangay Manresa, QuezonCity 03/01/08 02/28/1866 Dela Rosa - Rada Ace Bldg., corner Dela Rosa & Rada Street, LegaspiVillage, 1<strong>22</strong>9 Makati City 05/01/08 04/30/1367 Diliman - Capitol Hill 16 Capitols Hills Drive, Old Balara, Diliman, QuezonCity 12/01/08 11/30/1868 Diliman - Matalino GF J & L Bldg., Matalino Street, Diliman, Quezon City 01/01/08 12/31/1269 Divisoria 744-748 Ylaya Street, Tondo, Manila 04/01/03 03/31/1370 DPC Place - Chino Roces GF Unit 102 of DPC Place, 23<strong>22</strong> Chino RocesAvenue, Makati City 01/31/11 01/31/1271 Dr. A Santos Avenue L T Bldg., Dr. A. Santos Avenue, Parañaque City 06/01/03 05/31/1372 E. Rodriguez - WelcomeRotondaGF AEK Building, 40 E. Rodriguez Sr. Avenue, DonManuel, Quezon City 11/01/08 10/30/1873 Eastwood City - E.Rodriguez Jr. AvenueMagnitude Commercial Arcade, E. Rodriguez Jr.Avenue, Bagumbayan, Quezon City 06/16/02 06/15/12SEC FORM 17-A 16
Branch Address Lease Lease ExpiryEffectivity74 Eastwood City - IBM GF IBM Plaza, Eastwood City, E. Rodriguez Jr.PlazaAvenue, Libis, Quezon City 04/15/09 06/14/1475 Eastwood City - Olympic GF Olympic Heights, Eastwood City Cyberpark,HeightsBagumbayan, Quezon City 08/01/11 07/31/1676 Echague No. 116- 120 C. Palanca St., Quiapo, Manila 03/16/05 03/15/1577 EDSA Cubao 596 Simeon Medalla Bldg., Gen. MacArthur Avenue,EDSA, Quezon City 02/01/11 01/31/1678 EDSA - A. De Jesus 474 EDSA corner B. Serrano & A. De Jesus Sts.,1403 Caloocan City 03/01/02 02/29/1279 EDSA - Bangkal No. 3 EDSA Barangay Bangkal, Makati City 05/16/11 05/15/2180 EDSA - Balintawak Unit 17-19 ANPN Plaza, KM 12 EDSA, Balintawak,Quezon CityMonth to month81 EDSA - East Caloocan L & E Bldg., EDSA corner Gen. Concepcion St.,Caloocan City 09/01/07 11/30/1482 EDSA - New FarmersPlazaUnit 1-B, New Farmers Plaza, Gen. Roxas Avenue,Cubao, Quezon City 07/17/10 07/17/2083 EDSA - New York EDSA corner New York St., Cubao, 1111 QuezonCity 09/01/08 08/31/1384 EDSA - Pasay 507 EDSA corner B. Garcia St., 1300 Pasay City 04/16/93 04/15/1385 EDSA - POEA POEA Bldg., EDSA corner Ortigas Avenue,07/01/08 06/30/13Mandaluyong86 Elcano SHC Tower, 619 Elcano St., San Nicolas, Manila 11/01/08 10/31/1387 Emerald Avenue GF 101 Taipan Place, Don Francisco Ortigas Jr,Road, Pasig 07/16/09 07/15/1488 Enterprise Center - AyalaAvenue3rd Level Tower 1, The Enterprise Center, 6766Ayala Avenue, Makati City 02/16/08 02/15/1389 España Carmen Bldg., España corner G. Tolentino Street,Sampaloc, Manila 07/03/08 07/02/1390 España - Blumentritt 2101-2103 España Avenue corner Blumentritt St.,1008 Sampaloc, Manila 02/01/02 01/31/1291 España - M. Dela Fuente Esperanza Place, España Blvd. corner M. DelaFuente St., Sampaloc, Manila 04/01/09 03/31/1992 Evangelista - Makati 1695 Evangelista Street corner Lacuna St., Bangkal,1233 Makati City 04/01/08 12/31/1293 Filinvest - Alabang GF Insular Life Corporate Centre, Corporate Avenue,Filinvest Corporate City, Alabang, 1781 MuntinlupaCity 03/15/08 05/14/1894 Fort Bonifacio - BayaniRoadBayani Road corner M. Roxas St., Fort Bonifacio,Taguig 06/01/10 05/31/2095 Fort Bonifacio - McKinleyHillGF Three World Square, McKinley Hill, FortBonifacio, Taguig 07/01/09 06/30/1496 Gandara 811-813 Sabino Padilla St., Sta. Cruz, Manila 02/01/07 01/31/1297 Gandara - Soler 1268 Soler St. corner S. Padilla St., 1006, Binondo,Manila 03/01/98 02/28/1398 GC Corporate Plaza -Legaspi St.150 GC Corporate Plaza, Legaspi St., LegaspiVillage, Makati City 01/01/11 12/31/1599 General Luis 297 Gen. Luis Street, Bo. Kaybiga, Caloocan City 08/15/97 08/14/12100 Gil J. Puyat Union Ajinomoto Building, Sen. Gil Puyat Avenue,Makati City 01/01/10 12/31/11101 Glori - Del Monte 627 Del Monte Avenue, San Francisco Del Monte,Quezon CityMonth to monthSEC FORM 17-A 17
- Page 1 and 2: Via ODiSyMarch 22, 2012PHILIPPINE S
- Page 3: SEC FORM 17-A
- Page 6 and 7: TABLE OF CONTENTSPage No.PART I- BU
- Page 8 and 9: Philippine Subsidiaries% Interest H
- Page 10 and 11: sophisticated investors. The Bank
- Page 12: (v)Transactions with and/or Depende
- Page 16 and 17: BDO BANK-OWNED PROPERTIES UTILIZED
- Page 18 and 19: BDO BANK-OWNED PROPERTIES UTILIZED
- Page 20 and 21: 2) Leased PropertiesThe Group lease
- Page 24 and 25: Branch Address Lease Lease ExpiryEf
- Page 26 and 27: Branch Address Lease Lease ExpiryEf
- Page 28 and 29: Branch Address Lease Lease ExpiryEf
- Page 30 and 31: Branch Address Lease Lease ExpiryEf
- Page 32 and 33: Branch Address Lease Lease ExpiryEf
- Page 34 and 35: Branch Address Lease Lease ExpiryEf
- Page 36 and 37: Branch Address Lease Lease ExpiryEf
- Page 38 and 39: Branch Address Lease Lease ExpiryEf
- Page 40 and 41: Branch Address Lease Lease ExpiryEf
- Page 42 and 43: Item 4. Submission of Matters to a
- Page 44 and 45: On 29 January 2011, the Board of th
- Page 46 and 47: Total Equity grew by 9% to P97.0 bi
- Page 48 and 49: Balance Sheet - 2010 vs. 2009Total
- Page 50 and 51: Comprehensive Income - For the year
- Page 52 and 53: Item 7. Financial StatementsThe con
- Page 54 and 55: UOB Singapore. He was formerly the
- Page 56 and 57: Director of the Philippine Global C
- Page 58 and 59: Name Age PositionInvestments GroupG
- Page 60 and 61: Antonio N. Cotoco, 63, is Senior Ex
- Page 62 and 63: Bienvenido M. Juat, Jr., 58, is Exe
- Page 64 and 65: Ma. Ophelia Ll. Camiña, 58, is Sen
- Page 66 and 67: Corporation; a Trustee of PCI Bank
- Page 68 and 69: Dalmacio D. Martin, 50, is Senior V
- Page 70 and 71: Luis S. Reyes, Jr., 54, is Senior V
- Page 72 and 73:
Equitable Banking Corporation in Ju
- Page 74 and 75:
The above compensation includes the
- Page 76 and 77:
Title ofClassName of BeneficialOwne
- Page 78 and 79:
esponsible for the setting up of th
- Page 80 and 81:
2 May 2011 Retirement of Ms. Nenita
- Page 82:
Setting the annual shareholders’
- Page 87:
AUDITED FINANCIAL STATEMENTSDECEMBE
- Page 93 and 94:
BDO UNIBANK, INC. AND SUBSIDIARIES(
- Page 95 and 96:
- 2 -Net UnrealizedFair ValueGains
- Page 97 and 98:
- 2 -BDO Unibank GroupParent BankNo
- Page 99 and 100:
1.02 Approval of Financial Statemen
- Page 101 and 102:
- 4 -Parent BankFRSP Difference PFR
- Page 103 and 104:
- 6 -(ii) Philippine Interpretation
- Page 105 and 106:
- 8 -• PFRS 7 (Amendment), Financ
- Page 107 and 108:
- 10 -(v) PFRS 9, Financial Instrum
- Page 109 and 110:
- 12 -The financial statements of s
- Page 111 and 112:
- 14 -2.06 Financial AssetsFinancia
- Page 113 and 114:
- 16 -HTM investments consist of go
- Page 115 and 116:
- 18 -The value produced by a model
- Page 117 and 118:
- 20 -2.12 Premises, Furniture, Fix
- Page 119 and 120:
- 22 -Deposit liabilities and other
- Page 121 and 122:
- 24 -2.20 Revenue and Expense Reco
- Page 123 and 124:
- 26 -Provisions are measured at th
- Page 125 and 126:
- 28 -Future cash flows in a group
- Page 127 and 128:
- 30 -Foreign exchange gains and lo
- Page 129 and 130:
- 32 -(e)Executive Stock Option Pla
- Page 131 and 132:
- 34 -3.01 Critical Management Judg
- Page 133 and 134:
- 36 -3.02 Key Sources of Estimatio
- Page 135 and 136:
- 38 -(iv) Loans and Other Receivab
- Page 137 and 138:
- 40 -Parent BankNotes Level 1 Leve
- Page 139 and 140:
- 42 -The retirement benefit asset
- Page 141 and 142:
- 44 -• It then disseminates the
- Page 143 and 144:
- 46 -2010MoreOne to than three Mor
- Page 145 and 146:
- 48 -2010MoreOne to than three Mor
- Page 147 and 148:
- 50 -Parent Bank2011 2010ForeignFo
- Page 149 and 150:
- 52 -BDO Unibank Group2010More Mor
- Page 151 and 152:
- 54 -Parent Bank2010More MoreOne t
- Page 153 and 154:
- 56 -A summary of the VaR position
- Page 155 and 156:
- 58 -Parent BankImpact onImpact on
- Page 157 and 158:
- 60 -b. SubstandardAccounts classi
- Page 159 and 160:
- 62 -BDO Unibank Group2010Loans an
- Page 161 and 162:
- 64 -Parent Bank2010Loans andTradi
- Page 163 and 164:
- 66 -4.02.04.03 Concentrations of
- Page 165 and 166:
- 68 -5. SEGMENT REPORTINGThe BDO U
- Page 167 and 168:
- 70 -Commercial Investment Private
- Page 169 and 170:
- 72 -At Amortized Carrying FairCos
- Page 171 and 172:
- 74 -8. DUE FROM OTHER BANKSThe ba
- Page 173 and 174:
- 76 -The aggregate contractual or
- Page 175 and 176:
- 78 -The fair values of government
- Page 177 and 178:
- 80 -The fair values are determine
- Page 179 and 180:
- 82 -Reclassification of CLNs from
- Page 181 and 182:
- 84 -Per MORB, non-performing loan
- Page 183 and 184:
- 86 -Leasehold Furniture,Rights an
- Page 185 and 186:
- 88 -Land Buildings TotalJanuary 1
- Page 187 and 188:
- 90 -Real and other properties acq
- Page 189 and 190:
- 92 -The BDO Unibank Group’s sub
- Page 191 and 192:
- 94 -Full allowance for impairment
- Page 193 and 194:
- 96 -This account is composed of t
- Page 195 and 196:
- 98 -The breakdown of this account
- Page 197 and 198:
- 100 -On October 19, 2009, the pre
- Page 199 and 200:
- 102 -On December 29, 2009, BSP is
- Page 201 and 202:
- 104 -19.02 Capital AllocationThe
- Page 203 and 204:
- 106 -annum of the par value. Subs
- Page 205 and 206:
- 108 -20. INTEREST INCOMEInterest
- Page 207 and 208:
- 110 -Other operating expenses con
- Page 209 and 210:
- 112 -The movements in the present
- Page 211 and 212:
- 114 -Parent Bank2011 2010 2009 20
- Page 213 and 214:
- 116 -(c) Other Transactions with
- Page 215 and 216:
- 118 -ii. On January 31, 2008, BDO
- Page 217 and 218:
- 120 -27. TAXES27.01 Current and D
- Page 219 and 220:
- 122 -Movements in net deferred ta
- Page 221 and 222:
- 124 -27.04 Gross Receipts Tax (GR
- Page 223 and 224:
- 126 -28. EARNINGS PER SHAREBasic
- Page 225 and 226:
- 128 -29. SELECTED FINANCIAL PERFO
- Page 227 and 228:
- 130 -Sale of BankardBDO (as succe
- Page 229 and 230:
- 132 -PEACe bondsOn October 18, 20
- Page 231:
- 134 -Following is a summary of BD