Via ODiSy March 22, 2012 PHILIPPINE STOCK EXCHANGE ... - BDO

- 98 -The breakdown of this account as to currency follows:BDO Unibank GroupParent Bank2011 2010 2011 2010Peso P 14,909 P 26,036 P 6,813 P 16,476Foreign currencies 44,565 39,825 44,565 39,605The maturity profile of this account is presented below.P 59,474 P 65,861 P 51,378 P 56,081BDO Unibank Group Parent Bank2011 2010 2011 2010Less than one year P 42,767 P 43,976 P 35,430 P 34,477One to five years 15,718 6,788 14,959 6,514Beyond five years 989 15,097 989 15,090P 59,474 P 65,861 P 51,378 P 56,081Bills payable bear annual interest rates of 0.2% to 12.0% in 2011 and 0.3% to 12.0% in2010. Certain bills payable to local banks and the BSP are collateralized by certainreceivables from customers (see Note 10).The following comprise the interest expense included as part of Interest Expense onbills payable and other liabilities in the statements of income (see Note 21):BDO Unibank Group2011 2010 2009Senior notes P 511 P 98 P -Deposit substitutes 277 312 635Foreign banks 182 69 112PDIC 175 175 175Local banks 29 1 29BSP 27 121 254SMPHI - - 126Others 322 575 459P 1,523 P 1,351 P 1,790