Financial Guide for SMEs - SME Corporation Malaysia
Financial Guide for SMEs - SME Corporation Malaysia
Financial Guide for SMEs - SME Corporation Malaysia
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<strong>Financial</strong> <strong>Guide</strong> <strong>for</strong> <strong><strong>SME</strong>s</strong>Product Usage Features BenefitsCheap source offinancing exports.<strong>Financial</strong> <strong>Guide</strong> <strong>for</strong> <strong><strong>SME</strong>s</strong>• Administered bythe EXIM Bank.• 2 types of facilitiesavailable:i. Pre-shipmentAmount offinancing can becalculated using2 methods:Order Base80% of value ofexport order orsales contractrounded to thenearestthousand.Certificate ofPer<strong>for</strong>mance(CP)Eligible amountspecified in theCP.ii. Post-shipmentAmount offinancing can beup to 100% ofthe export bill,rounded to thenearest• Commonly used byexporters with thefollowing criteria:i. Exportingproducts with avalue added ofat least 20%and uses aminimum of 30%domestic rawmaterials/inputcontent (atoleranceallowance of 2%is permitted) andnot in thenegative list asprovided byBank Negara<strong>Malaysia</strong>.ii. Direct exportermust haveexported at leastRM3 million ofeligible goodsper annum in thelast financialyear and RM3million in theExport Credit Financing(ECR)116116chapter 7-13 p79-181 Eng.indd 1168/15/11 5:03:00 PM
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