Financial Guide for SMEs - SME Corporation Malaysia
Financial Guide for SMEs - SME Corporation Malaysia
Financial Guide for SMEs - SME Corporation Malaysia
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<strong>Financial</strong> <strong>Guide</strong> <strong>for</strong> <strong><strong>SME</strong>s</strong>Loan Application ProposalThe objective of preparing a loan application proposal is to show the lender thatproviding you with a business loan is a worthwhile proposition. To increase yourchances of success, the loan application package should be comprehensive andeasy to review. A template <strong>for</strong> loan application proposal is as shown below:Template <strong>for</strong> Loan Application Proposal1. Summary of application in<strong>for</strong>mation (often called an ExecutiveSummary)2. Short written in<strong>for</strong>mation on:a. Company History;b. Industry in<strong>for</strong>mation; danc. Ownership details / Management Team / Experience3. Details of the loan required4. Forecast fi nancial in<strong>for</strong>mation5. Forecast assumptions including any independent in<strong>for</strong>mation tosupport assumptions and any alternative plans that can beimplemented if events do not go according to plan (Refer toChapter 3)6. Details of any sensitivity outcomes and/or comments on fi nancialratio analysis of <strong>for</strong>ecasts and budgets (Refer to Chapter 2)7. Personal in<strong>for</strong>mation8. Historical fi nancial in<strong>for</strong>mation9. Financiers loan application <strong>for</strong>ms10. Other in<strong>for</strong>mation required in the fi nancial checklist133chapter 7-13 p79-181 Eng.indd 1338/15/11 5:03:04 PM
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