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MONEY<br />
MATTERS<br />
MONEY SAVING HACKS<br />
We all struggle when it comes to saving money, whether it’s for a big event or we just want to put a<br />
little by for an emergency. Have a look at these quick fixes that will help you save a few extra pounds<br />
here and there:<br />
➤ Reduce you electricity bill by turning<br />
off lights and unpluging appliances,<br />
such as the TV, kettle and microwave<br />
when you’re not using them.<br />
➤ Slice your food bill by planning your<br />
weekly menu in advance and making<br />
a list of all the ingredients you’ll need<br />
before you go shopping. That way<br />
you won’t buy unnecessary food that<br />
could end up in the bin.<br />
➤ When cooking, double up on recipes<br />
so that you can cover two nights’<br />
dinners instead of one. Not only<br />
will this lower your food bill it will<br />
also reduce the amount of cooking<br />
required throughout the week.<br />
➤ When you’re out and about, buy two<br />
less hot drinks per week and put what<br />
you would have spent into savings.<br />
This could add up to a £20 saving<br />
each month.<br />
➤ Try cutting your electricity costs by<br />
drying clothes on the washing line<br />
more often. And on damp days,<br />
use a clothes horse instead of a<br />
tumble dryer.<br />
➤ Websites such as mazumamobile.<br />
com and musicmagpie.com pay<br />
cash for old phones, so if you get an<br />
upgrade, trade your old phone in for<br />
cash instead of tossing it into the<br />
junk drawer.<br />
Become a<br />
“SAVVY<br />
SAVER ”<br />
Jacqueline Macques<br />
with Clanmil Money<br />
Advisor Eddie Smith.<br />
Clanmil has launched an innovative new scheme offering people living in Clanmil<br />
homes the opportunity and incentive to save.<br />
Our Savvy Saver<br />
scheme is designed to<br />
encourage people to<br />
start saving regularly,<br />
whether towards big events<br />
like a family holiday, or as a<br />
safety net in an emergency.<br />
Savvy Savers has been<br />
introduced with the help of<br />
a donation of £15,000 from<br />
Danske Bank and runs in<br />
conjunction with local Credit<br />
Unions. So far credit unions<br />
in North Belfast, Lisburn and<br />
Bessbrook are involved.<br />
Everyone who signs up to<br />
the scheme will have their<br />
membership fee paid and<br />
a £5 deposit made to their<br />
account to get them started.<br />
Those who save at least £5<br />
per week in their Savvy Saver<br />
account for 12 weeks will<br />
receive a £20 bonus!<br />
Jacqueline Macques, who<br />
has signed up to the scheme<br />
said;<br />
“When I heard about the<br />
Savvy Saver scheme and<br />
how easy it makes setting<br />
up an account, even starting<br />
you off with an initial deposit,<br />
it seemed like too good an<br />
opportunity to miss.<br />
“It’s good to have some<br />
money put aside for those<br />
unexpected costs and it<br />
also helps make things like<br />
Christmas and the kids’<br />
birthdays less stressful. I’m<br />
determined to stick to my<br />
new saving habit.”<br />
Saving through Savvy Saver<br />
will give you the peace of<br />
mind of knowing you don’t<br />
have to borrow to pay<br />
monthly bills. And when<br />
you need money in a hurry<br />
for unexpected expenses,<br />
you’ll be able to borrow at<br />
low interest rates from a<br />
Credit Union.<br />
For more information and<br />
updates on when our Savvy<br />
Savers scheme will be<br />
coming to a credit union<br />
near you, keep an eye out in<br />
future editions of the Clanmil<br />
Chronicle or call, text or email<br />
Eddie at 028 9087 6000,<br />
0785 0751924 or<br />
eddie.smith@clanmil.org.uk<br />
8 | Clanmil Housing Group
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