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EXPLORING EFFECTIVE SYSTEMS RESPONSES TO HOMELESSNESS

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HIGH-LEVEL GOVERNANCE CHALLENGES AND OPPORTUNITIES<br />

Yet Finland may now be approaching the threshold of what can be achieved through<br />

innovation and coordination. This threshold exists because of another policy issue,<br />

one that is fundamentally important in setting the entirety of the strategic response<br />

to homelessness into a wider policy context: Finland lacks a sufficient supply of<br />

affordable housing. This shortage of affordable housing is relative. Finland has<br />

more social housing and social protection (welfare) systems that enable poorer and<br />

unemployed citizens to rent housing privately, but it still has more housing need<br />

than can be met by the existing housing supply. Access to the private rented sector<br />

and social rented sector may be further enhanced for homeless people in Finland.<br />

There are innovations around access to private renting that can be introduced<br />

and allocation systems for social housing can also be altered to improve access for<br />

homeless people; however, both the social rented and private rented sectors have<br />

multiple roles. They exist to serve general housing need alongside any potential role<br />

in meeting the housing needs of homeless people and while there is not enough<br />

affordable housing for the general population there will never be enough housing<br />

for homeless people (Pleace et al., 2015).<br />

There are innovations<br />

around access to<br />

private renting that<br />

can be introduced and<br />

allocation systems for<br />

social housing can also<br />

be altered to improve<br />

access for homeless<br />

people; however, both<br />

the social rented and<br />

private rented sectors<br />

have multiple roles.<br />

Finnish housing standards and affordable housing supply are good by European<br />

and especially by global standards; 4.9% of Finns spend 40% or more of their<br />

household income on housing costs, compared to a European Union average across<br />

28 EU member states of 11% of population. Only 1% of Finns are recorded as<br />

living in severe housing deprivation, compared to a European Union average of 5%<br />

(Eurostat, 2015). Yet pressures on the housing stock are real, particularly in the most<br />

expensive housing markets like that found in Helsinki, and while those problems<br />

persist a lack of housing will ultimately undermine even the most coordinated and<br />

comprehensive homelessness strategy.<br />

438

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