Supervisory Banking Statistics

T03.05.3 Asset quality: non‐performing loans and advances by classification (risk-based) 1)
(EUR billions; percentages)
Category
(Q3 2016)
Loans and advances 2) Non-performing loans and advances Non-performing loans ratio
Banks with low risk 9,320.66 359.29 3.85%
Banks with medium, high risk and non-rated 4,863.13 561.70 11.55%
Total 14,183.79 920.99 6.49%
Source: ECB.
Notes: Significant institutions at the highest level of consolidation for which common reporting (COREP) and financial reporting (FINREP) are available.
1) Risk-based classification using Supervisory Review and Evaluation Process (SREP) results. Non-rated banks are those which have not been assigned a score in a specific SREP cycle, owing for example a recent change in
significance, a merger or restructuring, etc. Classification as non-rated does not therefore necessarily indicate a high risk.
2) Loans and advances in the asset quality tables are displayed at gross carrying amount. In line with FINREP: i) held for trading exposures are excluded, ii) cash balances at central banks and other demand deposits are included.
Supervisory Banking Statistics, Third quarter 2016 76