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Grey Power November 2015

The Grey Power Magazine is a prime national news source for its readers – New Zealand men and women over 50. Circulated quarterly to more than 68,000 members, Grey Power Magazine reports on the policies of the Grey Power Federation, and the concerns of the elderly, backgrounding and interpreting official decisions which affect their lives.

The Grey Power Magazine is a prime national news source for its readers – New Zealand men and women over 50. Circulated quarterly to more than 68,000 members, Grey Power Magazine reports on the policies of the Grey Power Federation, and the concerns of the elderly, backgrounding and interpreting official decisions which affect their lives.

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already been given. Start by filling in these ones, and build the words in the grid<br />

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NATIONAL GREYPOWER MAGAZINE » NOVEMBER <strong>2015</strong> 35<br />

Sudoku Puzzle 2 Solution<br />

1 7 2 8 6 5 9 4 3<br />

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You © would Pam Hutton <strong>2015</strong> do<br />

© Pam Hutton <strong>2015</strong><br />

anything for<br />

your family so,<br />

have you made<br />

a Family Trust<br />

or a Will?<br />

A Family Trust and a Will are probably<br />

the two most powerful tools for<br />

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of New Zealanders have neither.<br />

For over 130 years we’ve worked<br />

with Kiwis to build long term financial<br />

security spanning generations.<br />

We do this by building a sound,<br />

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means constructing a Family Trust,<br />

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With these basic building blocks in<br />

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www.trustees.co.nz<br />

A disclosure statement is available on request and free of charge<br />

LETTER VALUES<br />

A<br />

14 2 9 15 16 2 14 10 8 13 17 16<br />

Advertorial<br />

Trustees can assist with your Will<br />

2 9 5 15 15 18 17<br />

M R<br />

9 7 7 19 5 18 5 18 20 5 19 4<br />

17 8 1 19<br />

If you were to put all your personal<br />

assets on the table, how do you think<br />

your family would react?<br />

When a person<br />

dies without a<br />

Will it can be<br />

complicated for surviving<br />

family members<br />

when administering<br />

the estate.<br />

It is a lot easier if you<br />

than $15,000 but let’s<br />

by PMH<br />

From page 15<br />

© Pam © Pam © Hutton Pam Hutton <strong>2015</strong> Hutton <strong>2015</strong> | <strong>2015</strong> www.puzzlebeetle.co.nz<br />

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to the Court for Letters be appointed, however with CODED 11 12the 13 MESSAGE Court. stress at a time<br />

12 8 3 4 9 2 13 1 2 3 14 4 15 5 16 6 17 7 18 8 19 9 20 10<br />

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14 2 2 9 15 16 5 2 15 14 15 10 178 18 13 17 17 16<br />

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17 4 1 19 3 12 8 4 1 5 4 64 519<br />

3 18 12 94<br />

10 19 3 10 12 20 12 5<br />

tration Act 1969. 17 Unfor-<br />

8flict when 1 several 19family<br />

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4 1 19 3 3 12 4 19 5 24 194 3 12 48<br />

3 Solution 6 4 13 17<br />

4 1 19 3 12 4 5 4 4 3 12 4<br />

6 5 18 3 9 10 19 19 3 10 12 2 3 820 312 195<br />

8 18 3 14 14 15 17 5 6<br />

3 19 2 8<br />

P H A S E D F L O C K S<br />

19 6 5 18 1 9 10 3 19 63 10 12 4 17 13 20 19 12 17 5 5 19 5 16 5<br />

6 5 18 9 10 19 3 10 12 20 12 5<br />

Y L A S O H I<br />

LETTER VALUES<br />

19 3 8 31 19 18 3 36 14 14 4 11 15 517 13 145 14 17 6 8 5 3 19 18 9 15 19<br />

19 1 3 6 4 13 17<br />

T H O U G H T C L I N G<br />

17 3 8 19 3 19 18 5 19 3 14 14 5 15 16 17 5 56<br />

1 2 3 4 5 6 7 8 9 10<br />

3 8 3 19 18 3 14 14 15 17 5 6<br />

H O E U U M N<br />

P H A S E D F L O C<br />

11 17 5 14 19 14 85 5 19 3 19 5<br />

CODED 18 16 9 MESSAGE<br />

15 19 5<br />

Solution: Word 17 19 to <strong>Grey</strong> the 5 <strong>Power</strong> Wise: 19 Rejoinder Crossword 5 16 No. 5 2 O F F R E M E M B E R S<br />

11 12 13 14 15 16 17 18 19 20<br />

11 5 14 14 8 5 3 19 18 9 17 9 15 10 19 8 9 15 6 17 13 17 5<br />

11 5 14 14 8 5 3 19 18 9 15 19<br />

K Y I T U G N M R B<br />

N L P R<br />

CODED<br />

S C<br />

MESSAGE<br />

O T C H E D J O L T<br />

S P R A Y S E S S A Y S<br />

CODED 9 A17 MESSAGE W10 8 U9 15 I6 E17 13 U17 5<br />

CODED MESSAGE<br />

A R H L<br />

CODED MESSAGE<br />

B9 R17 A 10 I S8 E9 15 S6 T Solution E17 A13 D17 Y5<br />

9 17 10 8 9 15 6 17 13 17 5 D E M O C R A C Y B Y E<br />

9 17 10 8 9 15 6<br />

CUSTOMER TASMAN VILLAGE G N PUBLISHING R R17/09/14D<br />

O N C L O U D<br />

P H A S E D<br />

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F L O<br />

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D S I N<br />

SALES REP KDEVENISH Solution P O R K Y PPUBLICATION I E YS CAMBRIDGE WL I GA EDITION S O H I<br />

LETTER VALUES<br />

DESIGNER Unknown SECTION FEATURES A L A R M A T T U N E D<br />

Solution L U G T H O G H T C L I N G<br />

17 13 17 5<br />

P H A S E D F L O C K S<br />

1 2 3 4 5 6 7 8 9<br />

PROOFED 11/09/2014 1:34:47 p.m. Solution<br />

SIZE 12.9X18.5 N R E R E G E<br />

N10<br />

I N E<br />

H O E U U M N<br />

W P H A S E D F L O C<br />

YP HA AL TS EA DR SF F EO L AO HC T KU SI<br />

R E S LETTER VALUES<br />

AD ID 6290172AA P H A S E D F L O FAX C KO SF F R E M KE EM BT ET R LS<br />

E A R M11 O12 U13 R14 15 16 17 18 19 20<br />

YT DOL U GA H ST F OC RL HI MGI<br />

LETTER VALUES<br />

K Y I T U G N M R B<br />

Y L A S O H N I L PLETTER 1 2 VALUES 3 R4 5 6 7 8 9 10<br />

HT H O U GE H UT C L MI N GN<br />

R A M P B U D A P H A S E D F L O C<br />

SP PER SA TY S 1 E 2S S3 A4 Y 5S<br />

6 7 8 9 10<br />

© Pam Hutton <strong>2015</strong><br />

T H O U G H T C L I N G<br />

OH F F E E MU E MU B ME R NS<br />

11 12 13 14 15 16 17 18 19 CODED 20<br />

A R 1 2 MESSAGE<br />

K Y 3 4 5<br />

I T UL<br />

6 7 8 9 10<br />

H P O RE UA U M T N I<br />

G N M R B<br />

ON F F RL E MP E M B R<br />

P H A S E D F L O C<br />

E R S<br />

11 12 13 14 15 16 17 18 19<br />

D E M O C R A C B Y E<br />

920<br />

17 10 8 9 15 6<br />

O<br />

N S F<br />

PT F<br />

RRA OR E<br />

YL SL M<br />

PL E M S TB S WE R<br />

RA YE S<br />

E T S 11 12 13 14 15 16 17 18 19 O20<br />

N C L O U D<br />

R P A DK YS I IT UN<br />

G N M R B<br />

N L P R<br />

A R H L<br />

CODED MESSAGE<br />

S PE R A SY S L E S OS A YE S A<br />

S P R A Y S E S S A YA SL A R M A T T U N E D<br />

D E M O C R A C Y B E<br />

CODED 9 17 MESSAGE 10 8 9 15 6 17 13 17 5<br />

E D<br />

AG E<br />

RS EH M I<br />

L<br />

N AR R SE RCODED O NE MESSAGE GC LE<br />

O U D N I N E<br />

A R H L<br />

RD E MP O CA R DA C SY BI Y NE<br />

9 17 10 8 9 15 6<br />

D E M O C R A C Y B YK E<br />

T T L E 9 A 17 R M O10 U 8R<br />

9 15 6<br />

RA L AP R MA D T ST U NI E DN<br />

O17 13 N 17 C5<br />

L O U D<br />

R P A D S I N<br />

Word NA L RA to Rthe ME Wise: RA T Rejoinder<br />

ET U GN E DE<br />

N I N E<br />

© Pam Hutton <strong>2015</strong><br />

17 13 17 5<br />

A L A R M A T T U N E D<br />

NK E RT T EL E R A RE M OG U RE<br />

17 13 17 5<br />

N R E R E G E<br />

N I N E<br />

K E T T L E A R M O U R<br />

K E T T L E A R M O U R<br />

tunately this <strong>Grey</strong> may <strong>Power</strong> mean CodeWord members want No. to 2 (December apply<br />

15) you trust to put away<br />

3 19 2 8<br />

that the assets are not separately or alternatively<br />

where there is<br />

for safe keeping.<br />

distributed in the way<br />

no<br />

© Pam Hutton <strong>2015</strong> © Pam Hutton <strong>2015</strong><br />

© Pam Hutton <strong>2015</strong> | www.puzzlebeetle.co.nz<br />

© Pam Hutton <strong>2015</strong> | www.puzzlebeetle.co.nz<br />

1 2 3 4 5 6 7 8 9 10<br />

11 12 13 14 15 16 17 18 19 20<br />

by PMHcomplicated if you have<br />

moved or if any major<br />

life events have happened<br />

since the last acknowledged<br />

Will.<br />

To put it simply without<br />

a Will your loved<br />

SPECIAL OFFER<br />

to <strong>Grey</strong> <strong>Power</strong> subscribers<br />

Have us prepare your Will, EPA<br />

and Family Trust for a couple<br />

before 29 February 2016 and<br />

we will complete your Wills<br />

for $224, your EPAs for $560<br />

and Family Trust from $1600<br />

provided we are appointed the<br />

Executor /Attorney or Trustee.<br />

Contact 0800 878 783<br />

privatewealth@trustees.co.nz

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