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Inspire Magazine - Autumn

The Autumn issue of Inspire Magazine is dedicated to employment. Take a look!

The Autumn issue of Inspire Magazine is dedicated to employment. Take a look!

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ADVICE<br />

Who needs a TV Licence?<br />

All devices, including TVs, desktop computers, laptops, mobile phones, tablets, games<br />

consoles, digital boxes or DVD/VHS recorders require a valid TV Licence!<br />

If you do use any of the above without one, you risk prosecution and a maximum penalty of up to £1,000, plus any legal<br />

costs or compensation you may be ordered to pay. You will also still have to buy a TV Licence if you need one. If you don’t<br />

need a TV Licence, you still need to let TV Licensing know.<br />

How can I buy a TV Licence?<br />

A TV Licence costs £147 per year. There are lots of different<br />

ways to buy a TV Licence. Whether that’s through weekly cash<br />

payments, using your nearest PayPoint outlet, spreading the<br />

cost with monthly, quarterly or yearly direct debit, credit<br />

or debit card or by post – just choose the one that suits you best.<br />

For details go to www.tvlicensing.co.uk/North<br />

Could I get a concession?<br />

Are you, or is someone you live with:<br />

• 75 years old or older?<br />

You are eligible to apply for a free Over 75 TV Licence.<br />

Call 0300 790 6112 with your National Insurance number<br />

to hand or visit tvlicensing.co.uk/over75info<br />

• Blind and can provide the appropriate evidence?<br />

You are eligible to apply for a 50% blind concession on your<br />

TV Licence. If you are partially sighted (sight impaired) you are<br />

not eligible. To find out more, go to tvlicensing.co.uk/blind<br />

What if I don’t need a licence?<br />

If you don’t need a TV Licence, you still need to let TV<br />

Licensing know.<br />

Got any plans for Christmas?<br />

Christmas is an expensive time of year. The average Christmas spend per household<br />

is around £500 which includes food, presents, travel and decorations.<br />

However, there are ways to keep costs down to help you through<br />

the festive season and beyond:<br />

• Set your budget and stick to it.<br />

• Make lists and don’t be enticed by offers for unnecessary items.<br />

Presents - Who for and what’s your budget?<br />

Food - What do you really need?<br />

• Compare prices and deals - Check if it’s cheaper online or in store.<br />

• Save - Put money aside regularly, so it doesn’t come as such a shock.<br />

• Get creative - Make your own gifts, decorations or homemade foods.<br />

• Group gifts - Buy presents for sharing or Secret Santas.<br />

You’ll find even more great tips online...<br />

www.moneyadviceservice.org.uk/en/articles/saving-money-for-christmas<br />

www.moneysavingexpert.com/shopping/christmas-savings<br />

Could you be eligible<br />

for the Warm Home<br />

Discount Scheme?<br />

Find out if you qualify for<br />

£140 towards your electricity bill.<br />

Contact your energy provider<br />

for more details.<br />

26<br />

@onemcr

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