Selwyn Times: September 05, 2018
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10 Wednesday <strong>September</strong> 5 <strong>2018</strong><br />
Latest Christchurch news at www.star.kiwi<br />
SELWYN TIMES<br />
Your Local Views<br />
Eight years on from the quake<br />
<strong>Selwyn</strong> MP Amy Adam<br />
writes about the effects<br />
of the <strong>September</strong> 4, 2010,<br />
earthquake, eight years<br />
after the event<br />
I know that no-one who<br />
experienced the 7.1 magnitude<br />
earthquake of <strong>September</strong> 4, 2010,<br />
will forget it.<br />
Striking as it did at an hour<br />
when most were asleep in their<br />
beds, we were awestruck by the<br />
forces involved and thankful<br />
that, although properties were<br />
damaged and services lost, most<br />
people escaped unscathed.<br />
Sadly, of course, this was not<br />
the case on the February, 22,<br />
2011, the following year when<br />
Christchurch was hit by the<br />
violent 6.3 magnitude quake,<br />
which caused significant loss of<br />
life and many injuries as well as<br />
large-scale damage.<br />
Here in <strong>Selwyn</strong>, eight years<br />
on from the Greendale fault<br />
rupture, most homeowners have<br />
had their homes repaired and<br />
broken belongings replaced by<br />
their insurer or the Earthquake<br />
Commission. In some cases<br />
there have been disputes between<br />
insurance companies or EQC<br />
and homeowners regarding what<br />
should be repaired and how, and<br />
in a small number of cases these<br />
disputes are still ongoing. For<br />
those who still have outstanding<br />
EQC claims, the Government’s<br />
Canterbury Earthquakes Insurance<br />
Tribunal is unlikely to be<br />
the answer some were hoping<br />
for. This is because the Tribunal<br />
Amy Adams<br />
<strong>Selwyn</strong> MP<br />
nounced that it will pay owners<br />
of uninsured properties in the<br />
residential red zone 100 per cent<br />
of their pre-earthquake 2007/08<br />
rateable value.<br />
I think that many people<br />
would agree that this is fundamentally<br />
unfair to those<br />
NOT FAIR:<br />
property owners who did pay for<br />
<strong>Selwyn</strong> MP<br />
their disaster insurance.<br />
Amy Adams At the moment New Zealand<br />
doesn’t think has substantial cover for disaster<br />
its fair the insurance, with most building<br />
owners paying for disaster<br />
Government<br />
is paying cover. This means that should<br />
out people we experience another event like<br />
who were the Canterbury earthquakes, we<br />
uninsured in are in a good position to respond<br />
Christchurch’s<br />
INVEST<br />
and if necessary rebuild.<br />
Red Zone<br />
However, having the Government<br />
pick up the entire cost<br />
SALE<br />
can only decide on simple cases insurance policies. Some of those for those who hadn’t taken out<br />
which are not already before the who received pay-outs for their their own insurance could set<br />
courts, ruling out the vast majority<br />
of EQC claims. At the time of the residential Red Zone chose is a real risk that more property<br />
damaged homes and land in a concerning best! precedent. There<br />
the Canterbury Earthquakes, 99 to purchase properties here in owners will choose not to bother<br />
per cent of red zone homeowners <strong>Selwyn</strong>. But what about those paying for disaster insurance<br />
were insured against a disaster, who didn’t have insurance? and instead expect the Crown to<br />
having taken out individual Recently the Government an-<br />
bail them out in future.<br />
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