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Selwyn Times: September 05, 2018

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10 Wednesday <strong>September</strong> 5 <strong>2018</strong><br />

Latest Christchurch news at www.star.kiwi<br />

SELWYN TIMES<br />

Your Local Views<br />

Eight years on from the quake<br />

<strong>Selwyn</strong> MP Amy Adam<br />

writes about the effects<br />

of the <strong>September</strong> 4, 2010,<br />

earthquake, eight years<br />

after the event<br />

I know that no-one who<br />

experienced the 7.1 magnitude<br />

earthquake of <strong>September</strong> 4, 2010,<br />

will forget it.<br />

Striking as it did at an hour<br />

when most were asleep in their<br />

beds, we were awestruck by the<br />

forces involved and thankful<br />

that, although properties were<br />

damaged and services lost, most<br />

people escaped unscathed.<br />

Sadly, of course, this was not<br />

the case on the February, 22,<br />

2011, the following year when<br />

Christchurch was hit by the<br />

violent 6.3 magnitude quake,<br />

which caused significant loss of<br />

life and many injuries as well as<br />

large-scale damage.<br />

Here in <strong>Selwyn</strong>, eight years<br />

on from the Greendale fault<br />

rupture, most homeowners have<br />

had their homes repaired and<br />

broken belongings replaced by<br />

their insurer or the Earthquake<br />

Commission. In some cases<br />

there have been disputes between<br />

insurance companies or EQC<br />

and homeowners regarding what<br />

should be repaired and how, and<br />

in a small number of cases these<br />

disputes are still ongoing. For<br />

those who still have outstanding<br />

EQC claims, the Government’s<br />

Canterbury Earthquakes Insurance<br />

Tribunal is unlikely to be<br />

the answer some were hoping<br />

for. This is because the Tribunal<br />

Amy Adams<br />

<strong>Selwyn</strong> MP<br />

nounced that it will pay owners<br />

of uninsured properties in the<br />

residential red zone 100 per cent<br />

of their pre-earthquake 2007/08<br />

rateable value.<br />

I think that many people<br />

would agree that this is fundamentally<br />

unfair to those<br />

NOT FAIR:<br />

property owners who did pay for<br />

<strong>Selwyn</strong> MP<br />

their disaster insurance.<br />

Amy Adams At the moment New Zealand<br />

doesn’t think has substantial cover for disaster<br />

its fair the insurance, with most building<br />

owners paying for disaster<br />

Government<br />

is paying cover. This means that should<br />

out people we experience another event like<br />

who were the Canterbury earthquakes, we<br />

uninsured in are in a good position to respond<br />

Christchurch’s<br />

INVEST<br />

and if necessary rebuild.<br />

Red Zone<br />

However, having the Government<br />

pick up the entire cost<br />

SALE<br />

can only decide on simple cases insurance policies. Some of those for those who hadn’t taken out<br />

which are not already before the who received pay-outs for their their own insurance could set<br />

courts, ruling out the vast majority<br />

of EQC claims. At the time of the residential Red Zone chose is a real risk that more property<br />

damaged homes and land in a concerning best! precedent. There<br />

the Canterbury Earthquakes, 99 to purchase properties here in owners will choose not to bother<br />

per cent of red zone homeowners <strong>Selwyn</strong>. But what about those paying for disaster insurance<br />

were insured against a disaster, who didn’t have insurance? and instead expect the Crown to<br />

having taken out individual Recently the Government an-<br />

bail them out in future.<br />

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