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Star-spangled<br />
loan options<br />
for our veterans<br />
Buy or refi your home with a jumbo VA loan from Guaranteed Rate<br />
Exclusive for veterans: When you finance your<br />
home with us, there’s no standard lender fee.<br />
(Savings of $1,290)*<br />
• VA home loan options up to $1.5 million**<br />
• 100% equity cash-out refinancing option<br />
• No down payment options<br />
• No monthly mortgage insurance<br />
Reach out to us today for great VA loan options.<br />
Donna Lewis<br />
Branch Manager/<br />
VP of Mortgage Lending<br />
O: (805) 335-8743<br />
C: (805) 235-0463<br />
donna.lewis@rate.com<br />
Phyllis Wong<br />
VP of Mortgage Lending<br />
O: (805) 706-8075<br />
C: (805) 540-8457<br />
phyllis.wong@rate.com<br />
Dylan Morrow<br />
Associate VP of<br />
Mortgage Lending<br />
O: (805) 335-8738<br />
C: (805) 550-9742<br />
dylan.morrow@rate.com<br />
Luana Gerardis<br />
VP of Mortgage Lending<br />
O: (805) 329-4087<br />
C: (707) 227-9582<br />
luana.gerardis@rate.com<br />
Maggie Koepsell<br />
VP of Mortgage Lending<br />
O: (805) 335-8742<br />
C: (805) 674-6653<br />
maggie.koepsell@rate.com<br />
1065 Higuera Street, Suite 100<br />
San Luis Obispo, CA 93401<br />
Rate.com/offices/slo<br />
*Waived lender fee available for VA loans that have a triggered RESPA app date before Dec. 31, <strong>2019</strong> at 11:59pm EST. ‘Triggered RESPA’ in accordance with Regulation X, is defined as lender receipt of all six pieces of information received in<br />
a secure format; applicant name, property address, home value, loan amount, income and SSN. Not all borrowers will be approved. Borrower’s interest rate will depend upon the specific characteristics of borrower’s loan transaction, credit<br />
profile and other criteria. Contact Guaranteed Rate for more information and up to date rates.<br />
**Loans over $1M require 700 FICO score. Loans under $1M require 580 FICO score.<br />
Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of<br />
Agriculture or any other government agency.<br />
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed<br />
Rate for current rates and for more information.<br />
Donna Lewis NMLS ID: 245945, CA - CA-DOC245945 • Dylan Morrow NMLS ID: 1461481, CA - CA-DBO1461481 • Maggie Koepsell NMLS ID: 704130, CA - CA-DBO704130 • Phyllis Wong NMLS ID: 1400281, CA -<br />
CA-DBO1400281 • Luana Gerardis NMLS ID: 1324563, CA - CA-DBO1324563 • NMLS ID #2611 (Nationwide Mortgage Licensing System www.nmlsconsumeraccess.org) • CA - Licensed by the Department of Business Oversight, Division of<br />
Corporations under the California Residential Mortgage Lending Act Lic #4130699<br />
JUN/JUL <strong>2019</strong> | <strong>SLO</strong> <strong>LIFE</strong> MAGAZINE | 69
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