Welcome to The Club v2.2 April 2022

More documents

Recommendations

Info

Welcome to ... SPRING 2022 Welcome to ... THE Club Laughter is the best medicine - here’s to your health. Welcoming New Patients SARNIA PHARMACY Corunna Pharmasave • Pharmacist available 24/7 for our paents • FREE Delivery • FREE Compliance Packs • $2.00 Co-Pay waived on elegible ODB Prescripons • 10% discount on otc items every Tuesday & Friday Open Monday-Friday 9-6, Saturday 9-2, Sunday Closed SARNIA: 206 Maxwell Street • 519-337-3215 MEDICATION MANAGEMENT • AWARENESS • COMPLIANCE CORUNNA: 409 Lyndoch Street • 519-862-2020 Affordable Rates • All Work Guaranteed • 25 Years Experience GENERATION PAINT COMPANY Interior & Exterior Painting and Makeovers All types of painting, feature walls, wallpaper 15% Seniors DISCOUNT PLUS HANDYMAN SERVICES: • Repairs • Waterproofing (caulking) • Maintenance • Renovations Call Mark 519-330-4424 or email 1863989ontarioinc@gmail.com You’ve wanted one of these for 40 YEARS! YES, you can! EVH Guitar SS Frankie R/B/W Relic 430 Exmouth Street, Sarnia 519-344-7740 pickersalley.com Tax, Corporate Income Tax, Court Fines (indirect taxes), Auto Emission Tests The (indirect again), Dog License Tax, Federal Income Tax, Federal Unemployment Retirement Tax, Fishing License Tax, Food License Tax, Fuel Permit Tax, Gasoline Tax, Coach © by Mike Keenan Hunting License Tax, Inheritance Tax, http://theretirementcoach.libsyn.com/ Revenue Canada IRS Interest Charges (tax on top of tax), Revenue Canada Penalties (tax on top of tax), Liquor Tax, Local Income Tax, Luxury Taxes, Marriage Taxing Matters License Tax, Medicare Tax, Property Tax, Real Estate Tax, Septic Permit Tax, As a public service to seniors out there Service Charge Taxes, Social Security who might be wondering – yes, death and Listen to Mike’s podcasts (humour, travel and poetry) at: Tax, The Retirement Road Usage Coach: Taxes, Sales Taxes, taxes http://theretirementcoach.libsyn.com/ remain two givens in this His country book, ‘Don’t Ever Recreational Quit - a Journal Vehicle of Coping Tax, Road Toll Booth as with in Crisis most & Nourishing others, and Spirit,’ for is available Canadians, in print & electronic Taxes, School format at Tax, Amazon: Provincial Income Tax, May https://amzn.to/2KBdPWQ 2, 2022 is the deadline to file your Unemployment Tax, Telephone Federal taxes while Jun 15, 2022 is the deadline Excise Tax, Telephone Federal Universal if you or your partner are self-employed. Service Fee Tax, Telephone Federal Presumably, the latter requires at least an and Local Surcharge Taxes, Telephone extra month to find all of those receipts Minimum Usage Surcharge Tax, Telephone secreted away in shoe boxes, which my Recurring and Non-Recurring Charges spouse prefers. Tax, Telephone and Local Tax, Telephone Many seniors have asked me if I Usage Charge Tax, Toll Bridge Taxes, support an extra Carbon Tax to help in the Toll Tunnel Taxes, Traffic Fines (indirect fight against environmental degradation. taxation), Trailer Registration Tax, Utility The logic works like this – suppose you Taxes, Vehicle License Registration Tax, think that bagels are bad for proper Vehicle Tax, Watercraft Registration Tax, nutrition. Government solution – apply Well Permit Tax, Workers Compensation supplementary taxes on bagels. Will this Tax and GST on everything, including force me to stop eating bagels? No way; I your funeral, which nicely ties up death love them, especially the Montreal variety, and taxes. and there just happens to be a bagel shop None of these taxes existed 100 years near our home. ago. How did our nation survive? We had The government has tried a similar absolutely no national debt, one of the technique with alcohol, tobacco and pot largest middle classes in the world. with much the same results as a bagel Be aware that there are more indirect tax. They love taxes as much as I admire taxes that I did not yet mention. For bagels. Under Liberal and Conservative example, when you ride in an elevator governments, we have been afflicted with while staying at a hotel, not only do 55 separate kinds of taxes. you pay a municipal and federal and To assist your flagging memory, I provincial hotel tax (great to have so will outline them as follows: Accounts many layers of government, eh! Don’t Receivable Tax, Building Permit Tax, forget the Regional government.), but Capital Gains Tax, CDL license Tax (I do you also get to help pay for the elevator not know what CDL stands for), Cigarette license and inspection, the same way that you help pay for licenses and inspections for all other goods and services. Tax Freedom Day is the first day of the year in which a nation as a whole has theoretically earned enough income to fund its annual tax burden. India enjoys the shortest tax burden taking a mere 74 days which amounts to 20% of the calendar year and falling on March 14. The United States is next at 113 days or 30.8% of the year, ending on April 23. Canada follows Estonia, 114 days, South Africa 132 days, Hungary 140 days, New Zealand 141 days, Slovakia, 142 days, Brazil, 147 days, Lithuania, 150 days, United Kingdom, 153 days, Belgium, 161 days, Czech Republic, 161 days and Croatia, 164 days. Yes, we follow all of those countries. We collectively work a full 165 days of the year, that’s a whopping 44.8%, and we do not finish paying for our taxes until June 14. January, February, March, April, May and half of June! So, you wonder how I feel about another tax on carbon? It gets better. When retired, you depend upon a fixed income. The lucky ones have a COLA or cost of living clause. But unfortunately, the plot thickens. For example, the local gas station charged me $1.46 per gallon for regular gasoline today. The way I see inflation with the huge rise in energy, food and transportation services, I might move to Tahiti like Gaugin did, where at the least, I would save a lot on clothes. Of course, with global warming, more and more seniors will gradually opt to move into nudist colonies. I wonder at that time if the government will tax nudity. Listen to Mike’s podcasts (humour, travel and poetry) at: The Retirement Coach: http://theretirementcoach.libsyn.com/ His book, ‘Don’t Ever Quit - a Journal of Coping with Crisis & Nourishing Spirit,’ is available in print & electronic format at Amazon: https://amzn.to/2KBdPWQ P A G E 16 Obsolete Task? Changing tracks on an eight-track tape
It’s the advertising that makes this magazine possible, and free! “Big or Small, JohnnyRemax Sells T hem All” John A. McCharles, Broker Re/Max Sarnia Realty Inc. Brokerage 519-383-4812 johnnyremax@bellnet.ca My husband and I, ages 92 and 86 were coping satisfactorily or so I thought. I was busy with my spring cleaning which I have done every year for more than 60 years. Although, it is becoming more stressful on my body as I age, my mental attitude is happy accomplishing ridding the house of dust, cobwebs and clutter, a good feeling. It wasn’t to last. I noticed in rearranging my office desk that I would be shortly running out of cheques. Not a bother, just call up that cheque printing office and place an order. Much to my surprise, their response was not expected. I hadn’t ordered cheques in over three years so I was obliterated from their files. I thought with the new digital age all they had to do was call my name back again and it would be away to the races. No way! I was off the books. Wishing to get back to the cleaning, I dialled Exasperation By Marion Urquhart Charkow, Flesherton my local bank assuring myself they would put it right in no time at all and I could get back to my dusting. I am still on a rotary telephone system and consequently when told to push this or that button, I have no buttons to push. This happened immediately and in most cases is followed by the request, “If you are on a rotary phone, please stay on the line.” but there was no such request and I was literally left hanging. On to operation Two. I delved in my loaded purse and located my very tiny cell phone, cost $100 a year, bought for emergency problems on the road. It has ten digits. I redialled the local bank’s number to be told that my wait would be 5 to 20 minutes. “Odd,” I thought, “They usually answer right away.” So I sat and sat and sure enough at twenty minutes, of course not at five, a male answered whom I didn’t Welcome to ... FOOT ORTHOTICS SLIPPERS, SHOES, BOOTS, SANDALS THE Club ASK ABOUT IN-HOME SERVICE 303 Davis St, Sarnia • 888-971-6345 Essential Business - Onsite Lab recognize. I asked who he was to be told this was the bank’s call centre in downtown Toronto. I didn’t call the bank’s call centre in downtown Toronto, I wanted my local bank on Main Street in Markdale. I was totally frustrated and one might say angry at this point. If this was the new digital age where everything was to be efficient customer service with all this new technology, why then at every turn of attempting this new digital world, I was frustrated, my time was wasted, my opinion no longer counted, I was just another decimal in the system. Customer benefits, customer appreciation, customer courtesy went into the nether world with all the digits. Customers, in other words people, no longer counted. I was finally connected with a lady I knew from MY branch of the bank on Main Street and she took the full extent of my wrath. In total I had wasted 30 minutes of my day which would have, in the pre-digital age, taken one-tenth of that time. Please tell me how computers have improved my life. Julie Munday, Certified Pedorthist www.soledecisions.com 30+ YEARS EXPERIENCE! For help with comfort, support, circulation, fatigue and balance. Heaven is Handmade “A Yarn Boutique” Everything you need for Knitting & Crochet! Yarn • Needles • Notions Classes • Workshops 250 North Christina Street Sarnia • 519-491-9276 www.HeavenIsHandmade.ca Established in 2010, Shine at Home serves seniors who wish to live in full independence. Since our earliest beginnings we have learned that with just a little help, people can remain in their homes for many years safe and free in the knowledge that a dedicated team is there for them. Seniors’ Home Independence Network Life is Better When You’re Home Seniors live at home - independently, comfortably & happily. It doesn’t matter how old you are, life is always better when you’re home. There’s a deep comfort that comes from being in familiar surroundings, sleeping in your own bed, and living under a roof that belongs to you. Housekeeping Companionship and Care Call today and find out how Shine at Home can help you: 519-336-9898 "All the staff go out of their way to make life easier for our Mom when we aren't able to be there everyday! We definitely recommend Shine at Home to others looking for excellent care for their elderly parents" Heather – Daughter of Client "The lady who does my housekeeping is so nice and efficient and always fits in special requests" Ruth Ann - Client shineathome.com SPRING 2022 Obsolete Task? Changing the ribbon on a typewriter P A G E 17
Page 1 and 2: Welcome to ... THE A GUIDE TO BEING
Page 3 and 4: This FREE magazine is distributed i
Page 5 and 6: We’re all getting older, we may a
Page 7 and 8: Most articles in here have been wri
Page 9 and 10: Life is short. Smile while you stil
Page 11 and 12: Maybe we should stop it with the el
Page 13 and 14: As you may have guessed by now, it
Page 15: Putting the “old” back in “Da
Page 19 and 20: Many of the articles are from the a
Page 21 and 22: You’re welcome to send in article
Page 23 and 24: A new magazine for people who aren
Page 25 and 26: Please submit a photo of your loved
Page 27 and 28: Our next issue will come out around
Page 29 and 30: If your business offers anything to
Page 31 and 32: Please tell our advertisers that yo
Page 33 and 34: Sometimes, no news really is good n
Page 35 and 36: You’re not getting older, you’r
Page 37 and 38: Let’s grow old together. You go f
Page 39: Thanks again - keep this copy or pa

Welcome to The Club v2.2 April 2022

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?