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Focus on the Family Magazine - October/November 2023

It can be a struggle to raise a family while balancing your work life, social life and relationships. Focus on the Family magazine is here to help! Each complimentary issue delivers fresh, practical Biblical guidance on family and life topics. Every issue comes packed with relevant advice to build up your kids, strengthen your marriage, navigate entertainment and culture, and handle common challenges you may face in your marriage and parenting journeys. Plus you'll find seasonal advice ranging from back-to-school activities to date night tips for you and your spouse.

It can be a struggle to raise a family while balancing your work life, social life and relationships. Focus on the Family magazine is here to help! Each complimentary issue delivers fresh, practical Biblical guidance on family and life topics.
Every issue comes packed with relevant advice to build up your kids, strengthen your marriage, navigate entertainment and culture, and handle common challenges you may face in your marriage and parenting journeys. Plus you'll find seasonal advice ranging from back-to-school activities to date night tips for you and your spouse.

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ADULT KIDS / HACKS & FACTS<br />

M<strong>on</strong>ey Management<br />

88 %<br />

of Gen Zers<br />

say <strong>the</strong>y would<br />

not be able to<br />

handle a major<br />

unexpected<br />

expense.<br />

source:<br />

Morning<br />

C<strong>on</strong>sult, <strong>2023</strong><br />

COFFEE<br />

ON A<br />

BUDGET<br />

My husband encouraged<br />

our adult<br />

daughter to evaluate<br />

<strong>the</strong> financial cost of<br />

her daily <strong>on</strong>-<strong>the</strong>-go<br />

coffee. After she<br />

added up <strong>the</strong> m<strong>on</strong>thly<br />

total, her eyes were<br />

opened to how pricey<br />

her habit had become.<br />

Filling a travel mug<br />

at home and saving<br />

<strong>the</strong> drive-thru experience<br />

for an occasi<strong>on</strong>al<br />

treat was an easy way<br />

for her to put more<br />

m<strong>on</strong>ey aside for her<br />

saving and investing<br />

goals.<br />

—Julia Springman<br />

tracking your tips<br />

My youngest daughter loves to drive. When she<br />

moved out, she struggled to stay <strong>on</strong> budget. I<br />

suggested she download an app to track her<br />

spending. She so<strong>on</strong> realized that her unplanned<br />

miles were causing excess spending <strong>on</strong> gas,<br />

and her casual trips all over town were sabotaging<br />

her efforts to grow her savings. The app<br />

was eye-opening and motivated her to make<br />

changes to her driving habits.<br />

—Stephanie Rodda<br />

earning and learning<br />

We allowed our oldest s<strong>on</strong> to live at home so he could save<br />

m<strong>on</strong>ey for his future. But after seeing his weekly package deliveries<br />

and his habit of eating at restaurants, we asked him to move<br />

out. M<strong>on</strong>ths after living <strong>on</strong> his own, he realized his lost opportunity.<br />

He <strong>the</strong>n cauti<strong>on</strong>ed his siblings not to do <strong>the</strong> same as he did.<br />

When my daughter’s work hours were cut, she had to tighten<br />

her spending and tap into her savings to help cover expenses. I<br />

was tempted to give her m<strong>on</strong>ey, but her trial propelled her to<br />

look for ano<strong>the</strong>r job—and she’s now earning more m<strong>on</strong>ey.<br />

—Jennifer Henn<br />

MILLES STUDIO-STOCKSY<br />

24<br />

FOCUS ON THE FAMILY CANADA<br />

OCT / NOV <strong>2023</strong>

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