ACCOR SERVICES

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Prepaid benefits: win-win solution for all stakeholders GOVERNMENTS & UNIONS MORE JOBS CREATED, LESS INFORMAL ECONOMY, MORE PURCHASING POWER, NO IMPACT ON PUBLIC BUDGET LOWER GOVERNMENT HEALTH SPENDING MERCHANTS INCREASED REVENUE LOYAL CUSTOMERS SECURE PAYMENT WIN-WIN SOLUTION 10 CORPORATE CLIENTS LOWER EMPLOYER COSTS SOURCE OF EMPLOYEE RETENTION BETTER PRODUCTIVITY FOR COMPANIES 33% payroll cost savings for the employer CORPORATE EMPLOYEES INCREASED PURCHASING POWER POSITIVE IMPACT ON HEALTH 43% more income for the employee
Prepaid Benefits 4 Sources of Revenue
Page 1 and 2: 1 October 21, 2008 ACCOR SERVICES A
Page 3 and 4: Accor Services KPIs Growth and sust
Page 5 and 6: Prepaid benefits: a win-win busines
Page 7 and 8: Win-win solution for corporate empl
Page 9: Win-win solution for governments &
Page 13 and 14: From corporate clients to corporate
Page 15 and 16: Prepaid benefits: 4 sources of reve
Page 17 and 18: Key Growth Drivers in the Prepaid B
Page 19 and 20: In emerging markets Favorable socio
Page 21 and 22: Barriers to entry along the paper-b
Page 23 and 24: Prepaid benefits: shift from paper
Page 25 and 26: Innovative value-added prepaid bene
Page 27 and 28: 2000-2008 New Prepaid Products
Page 29 and 30: New range of products with similar
Page 31 and 32: Expense Management: the Ticket Car
Page 33 and 34: Acquisitions serve our growth strat
Page 35 and 36: Successful strategy translating int
Page 37 and 38: From 2008 Onwards New Opportunities
Page 39 and 40: Prepaid market targeted by Accor Se
Page 41 and 42: Closed loop Filtered loop Open loop
Page 43 and 44: Shortening time to market with the
Page 45 and 46: Example: UUB The Premium Card busin
Page 47 and 48: Conclusion
Page 49: Our Strategy Continue to Create Val

ACCOR SERVICES

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