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Prepaid benefits: 4 sources of revenue for profitability<br />
#1 - Commission rate from corporate clients<br />
>200<br />
Refund claim<br />
MERCHANTS<br />
Filtered acceptance network<br />
1 million affiliates of Accor Services<br />
(restaurant owners, supermarkets,etc)<br />
Use<br />
Ticket Restaurant (France): issue volume by client size and sector<br />
43%<br />
CORPORATE EMPLOYEES<br />
Final End Users<br />
30 million users<br />
15%<br />
19%<br />
0-10 employees<br />
22%<br />
50-200<br />
Prepaid Services Offering<br />
(Design, Management)<br />
10-50<br />
60% of issue volume coming from companies<br />
with fewer than 200 employees<br />
CORPORATE CLIENTS<br />
BtoB Market<br />
430,000 companies<br />
Distribution<br />
12<br />
Other<br />
(
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