TH - Canada Southern Railway

Sketch, sectional drawing and floor plan. Including garage, for the English type b
ungalow described here. An outline of
specifications recommended is given on page 91
it «riv« C
h n
It tf°l \ £-, S
° l 0
\ t h
?
overT It
over it. It is of that standard height,
one yard from the floor, which is now
recognized as a normal, back-saving
a l p l a n d o e s n o t c a l 1 f o r a
? basement
n a s m u c h a
i * the house was intended
for such a climate as Florida The
home builder who lives above th-
Mason-Dixon line will certainly want
T j , , ,
Laundry tubs are shown in the
kitchen also, for the architect's origito
excavate a cellar. This mav easily
be done without changing the plan Tin
any way except that furnace hot-
water heater, and fuel supply will be
placed, of course, more conveniently
in this part of the house.
Such a basement will greatly enlarge
the living capacity of the house
also, for new red-jacketed insulated
boilers are dust-tight and so keep the
basement free of clinging ash dust.
Ntw York Central Lines Magazine for May, 1928
I ha built-in chimney-fed incinerator
burns all trash and garbage to a crisp,
thus doing away with the necessity of
tilling it in the cellar awaiting city
collectors. So with these two pieces
of equipment removing the previous
annoyances of the cellar and with
•tee! basement windows letting in a
plrntitude of air and light, the basement
has become a habitable part of
the house. Heating pipes leading to
radiators upstairs are neatly covered
with asbestos pipe covering to connerve
heat.
11 will be. noticed that the bathroom
i directly next to the kitchen in this
lningalow. This arrangement proves
to lie a real money saver in building,
[or water-lines and waste pipes are
not situated at distances necessitating
double plumbing lines. Bathtub, toilet,
and lavatory are especially designed
in units, giving this room an
affect of oneness. Inasmuch as brass
pipe, which does not rust and corrode
l lie water which passes through it, is
installed in this house, the danger of
: l,lining these plumbing fixtures is
less than formerly. As a further protection
against such stain, tub and
lavatory bowl are covered with acidresisting
enamel, a new development
In safeguarding fixtures for long life.
Both bedrooms are corner rooms
and receive an ample supply of air
through two windows diagonally
across from each other. Closets for
clothing are provided in each bedroom.
Throughout the house numerous
electric convenience and lighting outlets
show that a nationally known
electric wiring system has been installed.
As the electrical servants of
ibis modern age take over more and
more the duties of the maid-of-allwork,
outlets must be provided for
their use. The vacuum cleaner must
lie used with the same facility in bedroom
and hallway as in the living
room. Provision must be made in the
kitchen for an electric motor to beat
cakes and eggs and bread; in the
breakfast nook for auxiliary cooking
units such as toasters, percolators,
and grills; in the living room for ex-
I ra lamps beside bridge table, reading
chair, and piano. Only a wiring syslem
planned by electrical engineers
could fulfill these necessities.
Specifications Recommended
An outline of the specifications
recommended by Home Owners Institute
on this house, providing for a
basement, reads as follows:
MASONRY—Concrete footings under all
walls, as shown on drawings. All foundation
walls to be of poured concrete or concrete
block made with Portland cement. Concrete to
be mixed with waterproofing compound. Foundation
walls may be of common brick, laid in
one to three Portland cement mortar, at owner's
option. Walls of common brick, laid in
mortar above specified. All brick work shall
have at least one full header course in each six
courses. Steel basement windows of standard
sizes with cam-acting latch and double contact
weathering shall be used.
INCINERATOR—Built-in incinerator to be
installed in chimney, with receiving hopper door
located in or near the kitchen for disposal of
garbage and trash.
CARPENTRY—All framing lumber shall be
well seasoned and free from large knots, either
Douglas fir or yellow pine. California white
fine for exterior millwork and interior trim;
Mk floors: steel bridging for floor joists. In­
terior doors and built-in kitchen cabinet as required
in detailed specifications.
ROOFING—Roof of rigid asbestos shingles;
styles, thickness, colors, sizes and shapes as
specified; to be laid in accordance with manufacturer's
instructions.
METAL WORK—Gutters, rain-pipes, valleys
and flashings to be sixteen-ounce copper.
CASEMENT WINDOWS—To insure maximum
light and air, steel casement windows in
single or multiple units with transom as shown
on drawings are recommended. All corners to
be electrically welded; all muntins to be flush
on both interior and exterior faces. Malleable
iron or solid bronze hardware to be used.
Frames to be anchored with continuous angles.
Bronze screens recommended.
PLASTERING AND LATHING—Threecoat
work over metal lath is recommended. A
less expensive job may be obtained through the
use of one-half inch of plaster over flat rib
expanded metal or wood lath. Insulating lumber
or plasterboard may be used if desired by
owner.
ELECTRICAL WORK—Complete system
of electric wiring from meter to all outlets, including
panel boards, junction boxes and all
other fittings. The installation must be in accordance
with the rules and regulations of the
National Board of Fire Underwriters.
LIGHTING FIXTURES—Lighting fixtures
shall be correctly designed to harmonize with
architectural details; rustproof metals recommended
and quality of finish to be considered.
PLUMBING—A complete system and fixtures
ready to use shall be provided, as shown
on plans and in accordance with local regulations.
Brass piping for hot and cold water
lines. Gas or coal fired hot water heater.
//"^|THICH is worth more, Mr.
*^ Rentpayer, a bunch of rent
receipts showing money gone into the
landlord's pocket or a set of building
and loan mortgage payment receipts
which give you a home of your own
free and clear at the end of eleven
years?"
These words ring in my ears as I
return home from the public-speaking
contest held by young people of New
York City engaged in building and
loan work. In that contest the enthusiasm
of these members for the work
they are doing in helping the small
salaried man to possess his own home
rang true and sure.
The answer to the above question
which one young man addressed to his
audience so earnestly is being given
year after year in increasing numbers
by home builders who know of the
work of building and loan associations
in their behalf. Since that time nearly
one hundred years ago when seventeen
friends in a little town in Pennsylvania
pooled their resources in order
that one of their number might
purchase a house, thousands of home
seekers have been helped by building
and loan associations into homes of
their own.
You, too, can get this help if you
will but save and ask for it. For the
building-loan association is no closed
corporation but is rather an organization
whose very fundamental is the
assistance of its members into financial
independence—into a home of
their own. To become a member one
has only to open an account in the association,
and this anyone can do, for
with its years of growth the buildingloan
association has not grown into a
«r -t 1
91
Where sewer connections are not available use
of reinforced concrete septic tank recommended.
TILE WORK—Tile floor and wainscot in
bathroom, with built-in china accessories.
HEATING—Steam or hot water red-flash
sectional boiler, thoroughly and indestructibly
insulated—for hard or soft coal, coke, oil or
gas. All steam mains and returns, and all hot
water lines to be insulated with three-ply, crosscorrugated
asbestos pipe covering; fittings to
be insulated with three-fourth-inch asbestos cement;
all applied in accordance with manufacturer's
instructions. Thin tubular radiators
recommended; air valves where necessary.
TEMPERATURE CONTROL—Heat regulator
with eight-day or one-day clock thermostat,
limit control on boiler or furnace and
electric or spring motor.
HARDWARE—Owner shall furnish all hardware.
Exterior hardware shall be rustproof.
Hinges for entrance doors shall be of the ballbearing
or anti-friction type equipped with roller
pins. Designed hardware to be of forged iron
in Tulip or Warwick design unless otherwise
specified. Garage hardware shall be sliding and
folding type, depending on type of opening, delivered
complete in original box.
PAINTING—Strictly pure white lead and
linseed oil in proper proportion, with zinc oxide
where desired, or a good grade of ready-mixed
paint shall be used. Interior trim to receive
two good coats of flat paint and one coat of flat
enamel. Finished floors to be varnished or
waxed throughout as directed.
INSULATION—Throughout with insulating
building board or insulating quilting if preferred
; used as plaster base on second floor
ceiling operates as roof insulation.
T h e Best Lesson T a u g h t b y a B u i l d i n g a n d
L o a n A s s o c i a t i o n
By Isabella F. Henderson
snob and boosted the amounts which
make membership possible. As small
a sum as one dollar a month still procures
that coveted membership with
its eventual privilege of asking for
help in home financing. And unlike
the dues of club or organization, these
membership dues paid in monthly are
not swallowed up in "club activities"
but grow into a sizeable savings account
as the months go by. Always
accessible to the saver in case of illness
or necessity, such savings give
a sense of security impossible without
that substantial thing which mid-Victorians
called "backing." The building
and loan membership account furnishes
that "backing."
Possibly the best result, other than
the actual money it accumulates, is the
habit of thrift which membership in
the building-loan association instills
into one. For only through thrift,
only through steady month-by-month
saving, can enough capital be accumulated
to expend the large sum necessary
to acquire a home.
Home Mortgage No Disgrace
Even beyond this matter of thrift,
the building-loan teaches many another
lesson. Perhaps the most important
one it has taught during its
hundred years of operation is that
the borrowing of money for a home
is not a disgrace. Rather, it is a business
transaction similar to a purchase
of furniture or clothing. No other
agency has contributed as generously
to the cause of raising the head of the
home buyer so that he is not ashamed
or afraid to request a mortgage loan.
Another of its important lessons has
been that the actual carrying of a