TH - Canada Southern Railway

92
mortgage on a home is not a disgrace.
Here again, the public has learned
that mortgages are good business
propositions and are to be regarded
as such. No longer do modern plays
use the theme of the young runaway
of the family returning just at the
moment when the auctioneer's hammer
was about to fall ... a sheaf of
bills in his hands and the words, "Save
the old home" on his lips. In this,
the twentieth century, the old home
has been saved by the building-loan
associations long before the boy left it
to seek his fortune in the great world.
Dad was able to pay off that mortgage
by his regular monthly payments to
the association. He found out long
ago that it was just as easy as paying
rent.
How Easy Is Rent Paying?
That brings back to my mind that
ardent young speaker whom I mentioned
at the first of this article. How
easy is it to pay rent? Easy enough
if you let your money slide gracefully
out of your pocket into that of another
without a qualm. But few of us are
made that way. We prefer to get
something for our money. The tabulation
given below shows exactly how
much money you are putting into the
landlord's pocket, plus the usual 6 per
cent interest in case you still are paying
rent. Few families are paying
less than $30 a month. Indeed, I do
not know where they will go in the
environs of New York and pay as little
as that. However, just for purposes
of comparison we have started our
table with that amount.
WHAT THE RENT RECEIPTS TAKE
OUT OF YOUR POCKET
Rent per
month 10 years 15 years
$30.00 $4,745.04 $8,379.27
35.00 5,535.88 9,775.82
40.00 6,326.72 11,172.78
50.00 7,908.40 13,965.46
75.00 11,862.60 20,948.19
100.00 15,816.80 27,930.92
20 years
113,242.78
15,449.91
17,657.04
22,071.30
33,106.95
44,142.60
Consider that $30 monthly rent. In
ten years it has grown to $4,745.04.
What a healthy start that would be
on a home! Perhaps you haven't
thought of spending as high as $15,000
for a home, but if you are now paying
$100 a month rent, in ten years' time
you will have spent more than $15,000.
As an actual investment in a piece of
land and a house of your own, what
would that mean to you! It would
mean a substantial asset in monetary
value, and it would mean also that
most coveted possession—your own
home. Home, where you've watched
the youngsters grow from babyhood
to boy and girlhood; home, where
you've watched the sweetheart of
your youth mature into contented and
glorious womanhood; home, where at
the end of the business day you have
come for comfort and for happiness.
"It takes a heap of living to make a
house a home!" as Edgar Guest puts
it. Start that living in your own home
early. Pile up in that secluded spot
the thousand happy memories you
want to keep for white-haired days.
He Didn't Want To Move
I am reminded of a little chap of
about eight who some years ago moved
into the house next to mine. Looking
over the board fence the summer
morning after the vans had left, I saw
him sitting digging mournfully in the
gravel with a stick, the tears rolling
down his cheeks.
" 'Smatter, Sonny?" I inquired.
Ashamed of being discovered, he manfully
put up a dirty little paw to wipe
the tears away, but at the first word
only started crying afresh and in a
louder key.
"I was growing radishes," he
sobbed. "They was growing swell."
"You can grow radishes here," I
consoled. But long and bitter experience
spoke in his next sentence . .
" 'Tain't no use," he said, "we'll only
move again." The following autumn
proved he was right . . . poor little
philosopher. You see he had put his
roots into the soil along with those
radishes; it was hard pulling them up.
Now it is my contention that that
little fellow deserved a back yard of
New York Central Lines Magazine for May, 1928
his very own where he could grow
radishes and watch them mature.
For he would put more important
things than radishes into the soil of
that back yard. He would put hope
there and eventually he would take
achievement out of that soil.
Every child will do that, given a
chance. So will every grown-up.
More important things than radishes
will grow in a home, if you give them
a chance. Character grows there, and
love. And these things grow better
in the home in which they are firmly
rooted without fear of upheaval every
spring or fall.
How can you do it? Let the building-loan
show you how. The officer
of any association will gladly talk
over your problems with you.
My thoughts return to the young
orator and his plea to Mr. Rentpayer
for a home instead of a collection of
rent receipts. Which are you piling
up?
Springtime H e l p s i n H o u s e k e e p i n g
PRING fever days are here. All
S of us feel them a little whether at
the office or at home. Naturally, this
month is an apt time to cast about for
ways of lightening the housework.
As if in answer to this desire, a visit
through Homebuilders Exhibit, located
near Grand Central Terminal in
the heart of New York City, has
shown me some new and different
items for the home, all of them laborsaving
in one way or another.
A well-designed garbage can, for
instance, saves both backbending and
much scrubbing. For homes outside
the city limits and far from gas mains,
a gas generator will save keeping the
fire going in the summer for either
cooking or hot-water supply. Many
another device aids in overcoming
spring fever through lightened work.
* * *
A Garbage Can to Save Stooping
By Jennie Moore
An ornamental garbage and trash
can for the kitchen is built to withstand
the hard wear which this
receptacle constantly
gets. A
pedal pressed by
the foot raises
the lid of the
can whenever
refuse is to be
thrown into it.
Its baked enamel
exterior is
easily kept clean
and white, and
trimmings of
red, yellow, or
green add a
touch of color
even to this
humble kitchen helper. The handle of
the can itself always remains outside
and so cannot come in contact with
waste matter.
The particular feature of this can
is that the garbage pail itself and the
container on which it rests are two
separate items, yet the cover clamps
tightly on both, preventing the
spreading of garbage odors. Such a
device saves the housewife's back from
much stooping, and takes care of one
of the objectionable items in housekeeping
in a thoroughly sanitary
manner.
* * *
Gas in the Country-
City conveniences are being found
even in remote country districts these
days of 1928. Through such systems
and appliances
as the gas
generator illustrated,
the
country home
may use gas
for cooking
and for water
heating without
danger and
with ease of operation. This gas,
which may be connected up with stove
or hot water heater even though it is
placed in a separate building 150 feet
away, is made by the use of water and
charcoal or coke only. Where city or
natural gas is not available, such a
gas system is a tremendous convenience,
particularly in the summer,
saving as it does continuous firing
during the summer heat.
* * *
Safety Flue
When the housewife who uses a coal
or wood range suddenly realizes that
her oven isn't baking right and that
soot is ruining her painted kitchen
wall, she knows it is time that the
pipe be taken down and cleaned out
. . . a despicable job which the man
of the house often bungles when he
finally gets around to it.
A safety flue device, so simple in
construction that we wonder why
someone didn't think of it sooner, consists
of a little trap door which may
be opened at will and the soot then
New York Central Lines Magazine for May, 1928
raked down into the stove pit. This
is not only a convenience but an actual
protection against possible fires which
often originate from soot-filled pipes
and chimneys.
* * *
Space Heater for Cool Spring Days
Every home owner wants to shut
down the heating equipment as early
in the spring as possible. With two or
three portable heaters for use in bedrooms
and bathroom,
and perhaps dining
room or breakfast
nook, on frosty
spring mornings the
main heating system
can be shut down,
without fear of
catching cold, at an
earlier date than is
possible in the home
without so-called
space heaters. A
small, simply-operated electric heater
that can be hung against the wall or
placed on the floor, has an adjustable
reflector that directs heat wherever it
i-; required. This portable heater may
be had in many colors and is especially
appreciated in the nursery and sick
room during the bathing hour.
Cooking While the Cook Plays
A compact little electric stove standing
just fifty-two inches high plugs
in at the floor electric socket without
extra installation
cost. .Just
as in the
larger electric
ranges, this
little cook
works automatically
while
the mistress of
the kitchen
takes a holiday.
It bakes,
boils, steams,
and fries in its
heavily insulated
ovens,
and its cost of
operation is
low, according
to its manufacturers,
who
have subjected
this new stove
to many hard
tests.
Its two ovens
provide different
degrees of
heat, the lower
one being
equipped with
an 880-watt unit which can be used
underneath for baking or transferred
Y o u r D r e a m H o r n
Some where between the covers of Volume
One—The Books of a Thousand Homes,
.imong the 500 plans shown you will find
iliat perfect brick, stucco, or wood design
in the architectural type you desire. You
will find houses of four to eight rooms.
You will find bungalows, story-and-a-half,
and two-story dwellings,
lit your new home be a model home, as it will
I'i- if you build from a plan offered in this volume.
For the Books of a Thousand Homes,
i dited by Henry Atterbury Smith, contain the
i w cnty-four master plans used by Home Owners
93
above for broiling. All cooking units
are connected with the time control
and operated according to it when the
housewife desires to run errands or
play a game of bridge during the afternoon.
Fully equipped with special pots
and pans to fit the cooking space, this
stove cooks a full meal at one time.
Another feature of the appliance is a
fresh hot water supply available for
tea, coffee, or any other uses and heated
without extra expense while cooking
is being done in the oven.
Do You Know These Points
About Home-building?
Q. What styles of small house architecture
predominate in the United
States?
A. New England Colonial, Dutch
Colonial, Spanish, Mid-Western, English.
Q. Once you have decided to build,
what should your first step be?
A. Seek expert advice from an architect.
Q. Should the home builder use a
plan to build by?
A. Yes, by all means.
Q. How can you obtain a fire-proof
roof?
A. By using clay or cement tile, asbestos
shingles, slate, zinc or copper
roofing.
Q. What size kitchen is considered
architecturally correct for proportion
and for step-saving?
A. Nine by twelve feet.
Institute in building Master Model Homes in
various metropolitan centers of thecountry. Such
demonstration houses have been opened in New
York, Chicago, San Francisco, Atlanta, Washington,
D.C., Portland, Ore., and other cities.
Select your plan from this group or from among the others
in the book. All designs are the work of eminent American
architects. Complete blueprint working drawings and
specifications are available through the Institute at low
cost. Build your house according to the suggestions as to
building materials and methods given in the back of the
book. The coupon below will bring all this to you.
I •
HOME BUILDERS DEPT.
N. Y. Central Lines Magazine
466 Lexington Avenue
New York City, N. Y.
I enclose herewith $3.00 in
cash, check or money order.
Please send me my copy of Vol. I—Books of
a Thousand Homes.
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