Meeting real needs with concrete solutions. - Investor Relations ...

More documents

Recommendations

Info

Creating initiatives that meet real needs. Together for the Region is an initiative designed to build tighter bonds with regions and communities, particularly with locally based non-profit organizations. For example, in Nuremberg, UniCredit created a new debit card, “My Town – My Bank – My Card.” Part of card proceeds are donated to “Lebenshilfe Nürnberg”, a charitable organization that helps the disabled. The same model has been adopted by more than 50 UniCredit subsidiaries in Germany. Parallel to the donation, the Bank’s local staff has created a corporate volunteer programme, with employees participating in activities that range from providing volunteer companion services to offering professional training. The project received positive local press attention, demonstrating how simple, concrete actions can serve real needs. This is the practical demonstration of how the Group is giving concrete answers to facilitate full integration of persons with disabilities.
Strategy and Results Letter from the Supervisory Board Chairman 8 Letter from the Management Board Spokesman 10 Summary of Results 14 Global Banking Services 16 Human Resources 19 Corporate Sustainability 23 HypoVereinsbank · 2011 Annual Report 7
Page 1: Meeting real needs with concrete so
Page 4 and 5: UniCredit Bank AG Profile 2 2011 An
Page 6 and 7: Financing the excitement of UEFA EU
Page 10 and 11: Strategy and Results Letter from th
Page 12 and 13: Strategy and Results Letter from th
Page 14 and 15: Strategy and Results The Private Ba
Page 16 and 17: Strategy and Results Summary of Res
Page 18 and 19: Strategy and Results Global Banking
Page 20 and 21: Strategy and Results Global Banking
Page 22 and 23: Strategy and Results Human Resource
Page 24 and 25: Strategy and Results Human Resource
Page 26 and 27: Strategy and Results Corporate Sust
Page 28 and 29: Strategy and Results Corporate Sust
Page 30 and 31: Helping homeowners save energy. And
Page 32 and 33: Financial Statements (1) | Manageme
Page 58 and 59:
Financial Statements (1) | Manageme
Page 60 and 61:
Page 62 and 63:
Page 64 and 65:
Page 66 and 67:
Page 68 and 69:
Page 70 and 71:
Page 72 and 73:
Page 74 and 75:
Page 76 and 77:
Page 78 and 79:
Page 80 and 81:
Page 82 and 83:
Page 84 and 85:
Page 86 and 87:
Page 88 and 89:
Page 90 and 91:
Page 92 and 93:
Page 94 and 95:
Page 96 and 97:
Page 98 and 99:
Page 100 and 101:
Page 102 and 103:
Page 104 and 105:
Celebrating with three million youn
Page 107 and 108:
Notes to the Income Statement 146 3
Page 109 and 110:
Consolidated statement of total com
Page 111 and 112:
Liabilities 2011 2010 change notes
Page 113 and 114:
change in vaLuation of financiaL in
Page 115 and 116:
(€ millions) 2011 2010 cash and c
Page 117 and 118:
- Hypo-Bank Verwaltungszentrum GmbH
Page 119 and 120:
This fundamentally gives rise to an
Page 121 and 122:
In 2011, the following companies an
Page 123 and 124:
7 Financial instruments A financial
Page 125 and 126:
Determination of fair value We can
Page 127 and 128:
We show the associated hedging inst
Page 129 and 130:
11 Shares in associated companies a
Page 131 and 132:
Equity instruments valued at cost a
Page 133 and 134:
17 Investment property Compliant wi
Page 135 and 136:
Up until now, the discount rate was
Page 137 and 138:
The income of €6 million (2010:
Page 139 and 140:
The strategic decision taken in the
Page 141 and 142:
28 Income statement broken down by
Page 143 and 144:
Income statement of the Family & SM
Page 145 and 146:
Income statement of the Other/conso
Page 147 and 148:
31 Segment reporting by region The
Page 149 and 150:
Net fees and commissions from relat
Page 151 and 152:
In 2010, the Bank modified its comp
Page 153 and 154:
The following information regarding
Page 155 and 156:
Employee share ownership plan An em
Page 157 and 158:
The gain of €26.7 million (2010:
Page 159 and 160:
Deferred taxes are normally measure
Page 161 and 162:
87% of the promissory notes was iss
Page 163 and 164:
The following tables show the main
Page 165 and 166:
The figures stated for loans and re
Page 167 and 168:
(€ millions) 2011 2010 Loans and
Page 169 and 170:
Development of property, plant and
Page 171 and 172:
57 Intangible assets (€ millions)
Page 173 and 174:
59 Other assets Other assets includ
Page 175 and 176:
62 Deposits from customers (€ mil
Page 177 and 178:
In the case of defined contribution
Page 179 and 180:
The following table shows an analys
Page 181 and 182:
Defined contribution plans HVB Grou
Page 183 and 184:
Subordinated liabilities The borrow
Page 185 and 186:
Other Information 73 Information re
Page 187 and 188:
Finance leases The finance leases e
Page 189 and 190:
Positions retained from own securit
Page 191 and 192:
Positions retained from own securit
Page 193 and 194:
Positions held by fully consolidate
Page 195 and 196:
Assets and liabilities whose valuat
Page 197 and 198:
The following tables show the devel
Page 199 and 200:
77 Fair values of financial instrum
Page 201 and 202:
78 Undiscounted cash flow Compliant
Page 203 and 204:
The following table shows equity fu
Page 205 and 206:
At 31 December 2011, the key capita
Page 207 and 208:
82 Trust business Trust assets (€
Page 209 and 210:
Like other affiliated companies, HV
Page 211 and 212:
The following table shows the break
Page 213 and 214:
88 Offices Offices, broken down by
Page 215 and 216:
name registered office totaL share
Page 217 and 218:
Page 219 and 220:
Page 221 and 222:
Page 223 and 224:
name registered office 6 Fully cons
Page 225 and 226:
Notes and comments to the list of h
Page 227 and 228:
Munich, 15 March 2012 Buschbeck Dan
Page 229 and 230:
Auditors’ Report We have audited
Page 231 and 232:
Corporate Governance List of Execut
Page 233 and 234:
NAME OCCUpATiON plACE OF RESiDENCE
Page 235 and 236:
Corporate Governance Women’s Coun
Page 237 and 238:
Also at the March meeting, the CRO
Page 239 and 240:
Corporate governance In 2011, the S
Page 241 and 242:
eports of the Internal Audit on the
Page 243 and 244:
At the beginning of 2011, there wer
Page 245 and 246:
Supervisory Board The task of the S
Page 247 and 248:
Supervisory Board regarding the Sup
Page 249 and 250:
Shareholders, General Meeting of Sh
Page 251 and 252:
Compensation Report The first part
Page 253 and 254:
1.6 Pension commitments Besides dir
Page 255 and 256:
the compensation stated, the deputy
Page 257 and 258:
Additional Information Financial Ca
Page 259 and 260:
Summary of Quarterly Financial Data
Page 261 and 262:
HVB Group 1 2011 2010 2009 2008 200
Page 263 and 264:
Annex UniCredit Profile Highlights
Page 265 and 266:
BRANCHES BY COUNTRY 2 Italy Germany
Page 267 and 268:
Central and eastern europe UniCredi
Page 269 and 270:
The UniCredit Strategic Plan Clear
Page 271 and 272:
The paper used for this report has
show all

Meeting real needs with concrete solutions. - Investor Relations ...

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?