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Banking - Yojana

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Human Development Index for India-Combined<br />

States/UTs 1981 1981 1991 1991 2001 2001<br />

Value Rank Value Rank Value Rank<br />

Andhra Pradesh 0.298 9 0.377 9 0.416 10<br />

Assam 0.272 10 0.348 10 0.386 14<br />

Bihar 0.237 15 0.308 15 0.367 15<br />

Gujarat 0.360 4 0.431 6 0.479 6<br />

Haryana 0.360 5 0.443 5 0.509 5<br />

Karnataka 0.346 6 0.412 7 0.478 7<br />

Kerala 0.500 1 0.591 1 0.638 1<br />

Madhya Pradesh 0.245 14 0.328 13 0.394 12<br />

Maharashtra 0.363 3 0.452 4 0.523 4<br />

Orissa 0.267 11 0.345 12 0.404 11<br />

Punjab 0.411 2 0.475 2 0.537 2<br />

Rajasthan 0.256 12 0.347 11 0.424 9<br />

Tamil Nadu 0.343 7 0.466 3 0.531 3<br />

Uttar Pradesh 0.255 13 0.314 14 0.388 13<br />

West Bengal 0.305 8 0.404 8 0.472 8<br />

All India 0.302 0.381 0.472<br />

Note: The HID for 2001 has been estimated only fora few selected states for which<br />

some data, including the Census 2001, was available. The assumptions that have<br />

been made for HDI 2001 are indicated in the Technical Appendix.<br />

Source: National Human Development Report 2001.<br />

cent in the 1980s and by around<br />

three per cent a year in the 1990s.<br />

Kerala con"tinuesto be at the top in<br />

many of the indicators, showing a<br />

high quality of life; Tamil Nadu,<br />

Maharash tra and Rajasthan are<br />

among those making good progress<br />

over the period measures. Bihar is<br />

invariablyat the bottom of everylist;<br />

its progress over the 90s is even less<br />

than its inching forward in the 80s.<br />

The report reveals that progress<br />

has been better in urban areas,<br />

compared to rural India. But the<br />

urban- rural gap has lessened,<br />

though still significant. And its<br />

progress over the 90s is even less<br />

than in the 80s.<br />

The report reveals that progress<br />

has been better in urban areas,<br />

compared to rural India. But the<br />

urban-rural gap has lessened,<br />

though still significant. As a rule,<br />

the smaller states and<br />

administrations have done better.<br />

Inter state differences on the<br />

human poverty index are striking.<br />

Declines are encouraging in<br />

24<br />

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Andhra Pradesh, Arunachal,<br />

Mizoram, Himachal, Tamil Nadu,<br />

Maharashtra,Jammu and Kashmir,<br />

Karnataka, Kerala and Orissa. But<br />

marginal in Bihar, UP and<br />

Rajasthan.<br />

The more striking aspect of the<br />

report which has received wide<br />

media attention is the inter state<br />

disparity.The fact that Bihar's HDI<br />

of0.367in 2001iswaybelowKerala's<br />

0.638 and Tamil Nadu's 0.531.This<br />

inter-regional divide is not new and<br />

has been in existence for several<br />

decades with southern and western<br />

regions ahead of eastern and<br />

northern ones in terms of a range<br />

of economic and social indicators.<br />

In fact, this century-old regional<br />

patterns of development has hardly<br />

changed, and ifthere issome change<br />

it is at the margins, like in Madhya<br />

Pradesh and Rajasthan.<br />

The report, however does not<br />

explain whysome stateshave lagged<br />

behind and why some have forged<br />

ahead. The pointer towards<br />

"governance" also fails to give any<br />

details about this regional disparity.<br />

In this context, the HRD report in<br />

coming years should study in detail<br />

about the emerging inter-regional<br />

imbalances for this may be the<br />

biggest challenge for development<br />

policy and national politics in<br />

coming years.<br />

On the whole, gender disparities<br />

have declined, gender equality has<br />

a good correlation with female<br />

literacy.In general, women in South<br />

India are better off than those in<br />

the Gangetic plain. •<br />

The HRD report finds that<br />

corruption is endemic to Indian<br />

society and manifests itself in poor<br />

governance, so much so that it has<br />

almost become an accepted reality<br />

and a way of life. It says that the<br />

procedures, laws and regulations<br />

that breed and hamper efficiency<br />

willhave to go. The perverse system<br />

of incentives in public life which<br />

makes corruption a high-return-low<br />

risk activityneeds to be addressed.<br />

It stresses that merely shrinking the<br />

economic role of the State through<br />

deregulation, liberalization and<br />

privatization is not necessarily the<br />

solution to the problem.<br />

Prevalent institutional<br />

arrangements have to be reviewed<br />

and changes made where those<br />

vested with power are also made<br />

accountable, their functioning<br />

made more transparen t and<br />

subjected to socialaudit, with a view<br />

to minimize discretionary decisions.<br />

Between 1993-94and 2001, all the<br />

states have felt the impact of.<br />

economic reforms which has meant<br />

deregulation and liberalization. But<br />

deregulation has not been able to<br />

attract a much higher amount of<br />

investment than before because of<br />

corruption and poor governance.<br />

As a result, distressing levels of<br />

poverty have remained in pockets.<br />

Fifty per cent of the population in<br />

Tamil Nadu live below the poverty<br />

(Contd. on page 43)<br />

YOJANAJuly 2002

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