genderuli Tanasworobis gaumjobeseba saqarTveloSi
genderuli Tanasworobis gaumjobeseba saqarTveloSi
genderuli Tanasworobis gaumjobeseba saqarTveloSi
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qalTa ekonomikuri damoukideblobis Seqmnis modeli<br />
nana fanculaia<br />
wasaxaliseblad axaldawyebuli biznesebis dafinansebaSi da momzadebuli<br />
qalebisTvis liberaluri sakredito pirobebis SesaTavazeblad.<br />
sagarantio fondi Tavis Tavze iRebda gacemuli kreditis darCenili<br />
Tanxis 50%-is dafarvas difoltis SemTxvevaSi. Ggarda amisa, `qalTa<br />
fondi~ da mikrosafinanso institutebi aformeben memorandums Tanam-<br />
Sromlobaze, romlis mixedviTac sakredito instituti programis<br />
monawile damwyeb qalebs gansakuTrebuli SeRavaTs sTavazobs (mag.,<br />
giraos armoTxovna).<br />
programis ganxorcielebis pirvel etapze, sakuTari biznesi daiwyo proeqtis<br />
monawileTa 46 %-ma, aqedan biznes-gegmebis naxevari dafinansda<br />
mikrosafinanso institutebis mier, xolo naxevari dafinansda qalebis<br />
mier Tavad moZiebuli saxsrebiT.<br />
gamovlenili problemebi da rekomendaciebi<br />
• qveyanaSi arastabiluri ekonomikuri mdgomareoba - arsebulma krizisma<br />
qalebi ufro frTxili gaxada;<br />
• kreditis Tanxa sasurvelia iyos erovnul valutaSi, an dafiqsirdes<br />
ucvleli kursi sesxis aRebis mTlian periodze;<br />
• qalebi iTxoven SeRavaTiani periodis gazrdas, radgan maTi biznesi an<br />
sezonuria, an mogebas iZleva mxolod garkveuli periodis Semdeg;<br />
• gasaumjobesebelia momsaxurebis pirobebi, iyo SemTxvevebi, roca qalebs<br />
ar Seatyobines uaryofiTi pasuxi, Sesabamisad qalebma pasuxis<br />
molodinSi dakarges didi dro.<br />
programis Sedegebi<br />
• proeqtSi monawile qalebi gaZlierdnen, SeZles gadawyvetilebis damoukideblad<br />
miReba;<br />
• proeqtSi monawileebs miecaT finansuri damoukideblobis SesaZlebloba;<br />
• qalebma miiRes aucilebeli codna mcire biznesis wamowyebis, marTvisa<br />
da adgilobriv konteqstSi saqmianobis sworad warmarTvisaTvis;<br />
• qalebma SeiZines biznes da menejeruli Tvisebebi, darwmundnen TavianT<br />
SesaZleblobebSi;<br />
• qalebma moipoves finansuri saxsrebi sakuTari biznesebis dasawyebad;<br />
• mikrosafinaso institutebma daafinanses damwyebi biznesebi;<br />
• qalebma gamoavlines didi pasuxismgebloba da windaxeduleba sesxis<br />
aReba/dafarvasTan dakavSirebiT;<br />
• qalebma daiwyes sakuTari biznesi imis miuxedavad, rom araferi icodnen<br />
sagarantio fondis Sesaxeb;<br />
• gamoikveTa proeqtis gagrZelebis realuri SesaZlebloba sxva mikrosafinaso<br />
organizaciebTan TanamSromlobis safuZvelze.<br />
amjerad, <strong>saqarTveloSi</strong> SeiraRebuli konfliqtis Semdgom, qveyanaSi Seqmnilma<br />
rTulma socialurma, ekonomikurma da politikurma situaciam<br />
kidev ufro daZaba situacia, marginalizebuli jgufebis raodenoba<br />
gaizarda, qalebisTvis aseve Semcirda sakuTari cxovrebis gaumjobesebis<br />
SesaZleblobebi.<br />
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