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Chiropractic 2025:

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<strong>Chiropractic</strong> <strong>2025</strong>: Divergent Futures<br />

work for the M.A. in Acupuncture offered by National University of Health Sciences is conducted online. Many<br />

non-chiropractic college courses are offered through Massive Open Online Courses (MOOCs), which have enjoyed<br />

a growing popularity in the U.S. MOOCs distribute content on major web platforms that are produced specifically<br />

for online instruction. University-level content is provided via platforms such as Coursera, Udacity, and edX. The<br />

increasingly popular Khan Academy largely targets the K-12 population. As Clayton Christensen puts it, “the rise<br />

of online education could effectively render terrible teachers redundant, while bolstering the careers of talented<br />

educators.” 37 Applied to chiropractic education, MOOCs may in the coming years offer both challenges and<br />

opportunities. Although interviewees varied in their comfort with how far to take online learning in the chiropractic<br />

curriculum, they felt that there could easily be a consortium of online courses, including continuing education and<br />

elective courses in subjects such as business, contract management, and legal matters, as well as basic sciences,<br />

clinical reasoning, and case presentations. Ultimately, such flexibility widens the range of choices available to<br />

students. In the longer-term, once students graduate, this may also allow for greater chiropractor diversity, increasing<br />

the range of choices for customers.<br />

Loan Repayment<br />

It has become a challenge for DC college graduates to make a living while paying back their loans. Much of the<br />

graduate DCs’ debt now comes from their undergraduate studies. According to a 2010 survey conducted by the<br />

American <strong>Chiropractic</strong> Association (ACA), 72% of recently graduated respondents reported holding $100,000 to<br />

$200,000 in student loan obligations, and 15% had over $200,000 in debt. 38 Although this survey shows that current<br />

chiropractic students are somewhat comfortable with their loan burden, it is not clear how many prospective students<br />

are put off by high costs and small financial aid.<br />

Besides private loans, federal aid for the doctor of chiropractic programs consists of a number of student loan<br />

programs, particularly Perkins Loans, Federal Direct Loans, and Federal Direct Grad PLUS loans. <strong>Chiropractic</strong><br />

students may also receive support from chiropractic-specific organizations. For example, until its demise in<br />

2009, the Foundation for <strong>Chiropractic</strong> Education and Research (FCER) had been supporting major funding and<br />

infrastructure development for chiropractic research as well as fellowships and research residencies in chiropractic<br />

colleges. Another source of support is NCMIC, which has established a self-perpetuating foundation to fund both<br />

research and educational projects. 39<br />

Additionally, Rep. Bruce Braley (D-Iowa) introduced the Frontline Providers Loan Repayment Act in 2011. If<br />

passed by Congress, it provides for chiropractic student loan repayment in exchange for commitment to practice in<br />

an underserved area for at least 2 years, similar to the National Health Service Corps.<br />

Forecasting Enrollments and Practicing DCs<br />

As is the case for practicing chiropractors, diversity characterizes the contents, formats, and experiences that<br />

chiropractic education delivers in the U.S. The general attractiveness of chiropractic education is influenced by the<br />

ROI question for chiropractic students heavily burdened by debt contracted during or prior to their chiropractic<br />

studies. Currently, the U.S. education system as a whole is striving to provide solutions to skyrocketing tuition<br />

fees and uneven quality of education. This is spearheaded by online platforms providing on-demand personalized<br />

learning, but also by innovations at the individual institution level. <strong>Chiropractic</strong> education is following the same<br />

path, with an interest in adopting online learning and an array of curricular innovations.<br />

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